Motor vehicle accidents cause a lot of death and injury as the day passes and these calls for people to be taught some of the laws governing road transport and operating a moving vehicle. The motor vehicle act was put in place to set standards on vehicles allowed on the road and consequences for some vehicle violations. Test your understanding of the act by taking this test.
The proposer has committed non-disclosure
The proposer has committed misrepresentation
The proposer has given wrong address of property due to a clerical error
The policy is not stamped as per Indian Stamp Act
When two or more causes operate simultaneously
When two or more causes operate one after another
When insured peril and excluded peril operate together
All of the above
1960 and 1999
1995 and 2002
1988 and 1994
None of the above
Conditional satisfaction of the order of the labour commissioner
Compliance of notice period
Approval of competent authority
Satisfaction of the award
Dispute on admissibility of claim
Absence of insurance policies
Unenforceable policies produced
Contributory negligence
Theft
Collision
Accident caused by self
Any other accident by external means
Rs.6,000/
Rs.75,000/
Rs.1,50,000/
Unlimited
Place of Accident
Place of Insurance
Place of residence of the claimant
Any of the above
25000/40000
35000/50000
25000/35000
50000/25000
Moral hazard of the insured
Roadworthiness of the vehicle
Educational qualification of the proposer
Anti theft devices fitted into the vehicle
Sec-173
Sec-160
Sec-140
Sec-146
Vehicles not in use
Scooters with a side car
Vintage Cars
Vehicles plying in restricted area
Void
Voidable
Illegal
Invalid
Consideration
Subrogation
Assignment
Endorsement
Proximate cause
Pro-rata average
Indemnity
Insurable interest
Fire declaration policy
Fire loss of profits policy
Fire reinstatement policy
Fire floating policy
Mediclaim insurance
Personal accident insurance
Burglary insurance
Fidelity guarantee
Fire
Marine Cargo
Marine Hull
Motor
Pay the full cost of repairs
Pay the full cost of replacement
Pay the cost of reinstatement
Prevent the insured from making any profit out of his loss
It is the agreed value of subject matter insured
The amount payable when there is a loss
The amount on which the premium is calculated
The maximum limit of liability under the policy
Wait!
Here's an interesting quiz for you.