Test Your Knowledge About Motor Vehicle Act! Trivia Quiz

20 Questions | Total Attempts: 372

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Test Your Knowledge About Motor Vehicle Act! Trivia Quiz

Motor vehicle accidents cause a lot of death and injury as the day passes and these calls for people to be taught some of the laws governing road transport and operating a moving vehicle. The motor vehicle act was put in place to set standards on vehicles allowed on the road and consequences for some vehicle violations. Test your understanding of the act by taking this test.


Questions and Answers
  • 1. 
    Which of the following makes the contract unenforceable in a Court of Law
    • A. 

      The proposer has committed non-disclosure

    • B. 

      The proposer has committed misrepresentation

    • C. 

      The proposer has given wrong address of property due to a clerical error

    • D. 

      The policy is not stamped as per Indian Stamp Act

  • 2. 
    Proximate cause has to be selected
    • A. 

      When two or more causes operate simultaneously

    • B. 

      When two or more causes operate one after another

    • C. 

      When insured peril and excluded peril operate together

    • D. 

      All of the above

  • 3. 
    Motor Vehicle’s act 1939 was amended in
    • A. 

      1960 and 1999

    • B. 

      1995 and 2002

    • C. 

      1988 and 1994

    • D. 

      None of the above

  • 4. 
    WC Claims under Motor policies can be appealed only after
    • A. 

      Conditional satisfaction of the order of the labour commissioner

    • B. 

      Compliance of notice period

    • C. 

      Approval of competent authority

    • D. 

      Satisfaction of the award

  • 5. 
    Third party liability is often awarded against more than one insurer in case of
    • A. 

      Dispute on admissibility of claim

    • B. 

      Absence of insurance policies

    • C. 

      Unenforceable policies produced

    • D. 

      Contributory negligence

  • 6. 
    Driving license is not a material requirement for settling a claim arising out of
    • A. 

      Theft

    • B. 

      Collision

    • C. 

      Accident caused by self

    • D. 

      Any other accident by external means

  • 7. 
    In a standard “Act Only’ Policy, liability towards damage to the third party is limited to
    • A. 

      Rs.6,000/

    • B. 

      Rs.75,000/

    • C. 

      Rs.1,50,000/

    • D. 

      Unlimited

  • 8. 
    Application for compensation to be made at MV Act
    • A. 

      Place of Accident

    • B. 

      Place of Insurance

    • C. 

      Place of residence of the claimant

    • D. 

      Any of the above

  • 9. 
    Amount of compensation of Death & Injury under no fault
    • A. 

      25000/40000

    • B. 

      35000/50000

    • C. 

      25000/35000

    • D. 

      50000/25000

  • 10. 
    Which of the following doesn’t have a bearing while accepting a motor proposal?
    • A. 

      Moral hazard of the insured

    • B. 

      Roadworthiness of the vehicle

    • C. 

      Educational qualification of the proposer

    • D. 

      Anti theft devices fitted into the vehicle

  • 11. 
    No-Fault liability is governed by which sector of MV Act
    • A. 

      Sec-173

    • B. 

      Sec-160

    • C. 

      Sec-140

    • D. 

      Sec-146

  • 12. 
    Agreed value Policy is given to
    • A. 

      Vehicles not in use

    • B. 

      Scooters with a side car

    • C. 

      Vintage Cars

    • D. 

      Vehicles plying in restricted area

  • 13. 
    If there is a non-disclosure of a material fact due to oversight, the contract becomes
    • A. 

      Void

    • B. 

      Voidable

    • C. 

      Illegal

    • D. 

      Invalid

  • 14. 
    Transfer of rights and liabilities of an insured to another who has insurable interest
    • A. 

      Consideration

    • B. 

      Subrogation

    • C. 

      Assignment

    • D. 

      Endorsement

  • 15. 
    Which of the following principles prevents an insured from making a profit out of his insurance claims?
    • A. 

      Proximate cause

    • B. 

      Pro-rata average

    • C. 

      Indemnity

    • D. 

      Insurable interest

  • 16. 
    In which of the following policies, the principle of indemnity is modified
    • A. 

      Fire declaration policy

    • B. 

      Fire loss of profits policy

    • C. 

      Fire reinstatement policy

    • D. 

      Fire floating policy

  • 17. 
    Which of the following is not a contract of indemnity in the strict sense?
    • A. 

      Mediclaim insurance

    • B. 

      Personal accident insurance

    • C. 

      Burglary insurance

    • D. 

      Fidelity guarantee

  • 18. 
    Insurable interest is not always required at the time of taking the policy.
    • A. 

      Fire

    • B. 

      Marine Cargo

    • C. 

      Marine Hull

    • D. 

      Motor

  • 19. 
    The object of the principle of indemnity is to
    • A. 

      Pay the full cost of repairs

    • B. 

      Pay the full cost of replacement

    • C. 

      Pay the cost of reinstatement

    • D. 

      Prevent the insured from making any profit out of his loss

  • 20. 
    Sum insured under an insurance policy means
    • A. 

      It is the agreed value of subject matter insured

    • B. 

      The amount payable when there is a loss

    • C. 

      The amount on which the premium is calculated

    • D. 

      The maximum limit of liability under the policy

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