Any person who intentionally causes his or her own personal injury.
Any person while operating or occupying a motor vehicle known to that person to be stolen.
Any person who makes fraudulent statements or engages in fraudulent conduct.
Any relative while occupying, or while a pedestrian through being struck by, any motor vehicle owned by the relative with respect to which overage required by the New York Comprehensive Motor Vehicle Insurance Reparations Act is not in effect.
3 Business Days
5 Business Days
5 Calendar Days
10 Calendar Days
5 Business Days
5 Calendar Days
10 Business Days
15 Calendar Days
10 Business Days
10 Calendar Days
15 Business Days
15 Calendar Days
5 Business Days
10 Calendar Days
10 Business Days
30 Calendar Days
Livery vehicle involvement
Vehicle weight up to 6500 lbs
Manufacturer defect
APIP paid
Household Help Aide
Prosthetic Services
Occupational therapy
Religious methods of healing
$2000.00
$5000.00
$7000.00
None of the above
Basic, OBEL, APIP, Med Pay
Basic, Med Pay, APIP, OBEL
Med Pay, Basic, OBEL, APIP
Basic, APIP, OBEL, Med Pay
Any NY State resident who sustains personal injury arising our of the use or operation of the insured motor vehicle outside NY while occupying another motor vehicle.
Named insured and any relative who sustains personal injury arising out of the use or operation of any motorcycle, while occupying a motorcycle
Any other person who sustains personal injury arising out of the use or operation of the insured motor vehicle in the State of NY while not occupying another motor vehicle
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