No Fault Q2 Quiz

10 Questions | Total Attempts: 25

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No Fault Q2 Quiz

Questions and Answers
  • 1. 
    Which of the following is not a Statutory Exclusion to No-fault coverage?
    • A. 

      Any person who intentionally causes his or her own personal injury.

    • B. 

      Any person while operating or occupying a motor vehicle known to that person to be stolen.

    • C. 

      Any person who makes fraudulent statements or engages in fraudulent conduct.

    • D. 

      Any relative while occupying, or while a pedestrian through being struck by, any motor vehicle owned by the relative with respect to which overage required by the New York Comprehensive Motor Vehicle Insurance Reparations Act is not in effect.

  • 2. 
    What is the time limit to send PIP forms to an Eligible Injured Person after receipt of Notice of injury?
    • A. 

      3 Business Days

    • B. 

      5 Business Days

    • C. 

      5 Calendar Days

    • D. 

      10 Calendar Days

  • 3. 
    What is the time limit to send NF3, NF4, NF6, NF7 forms?
    • A. 

      5 Business Days

    • B. 

      5 Calendar Days

    • C. 

      10 Business Days

    • D. 

      15 Calendar Days

  • 4. 
    What is the time limit to send a verification request after a medical bill is received?
    • A. 

      10 Business Days

    • B. 

      10 Calendar Days

    • C. 

      15 Business Days

    • D. 

      15 Calendar Days

  • 5. 
    What is the time limit to send a Denial of Claim based on a Statutory Exclusion?
    • A. 

      5 Business Days

    • B. 

      10 Calendar Days

    • C. 

      10 Business Days

    • D. 

      30 Calendar Days

  • 6. 
    Which of the following is not a criteria for potential No-fault Recovery?
    • A. 

      Livery vehicle involvement

    • B. 

      Vehicle weight up to 6500 lbs

    • C. 

      Manufacturer defect

    • D. 

      APIP paid

  • 7. 
    Which of the following is not considered a necessary Medical Expense in accordance with Regulation 68:
    • A. 

      Household Help Aide

    • B. 

      Prosthetic Services

    • C. 

      Occupational therapy

    • D. 

      Religious methods of healing

  • 8. 
    Our insured struck and killed a NY State resident pedestrian in NY State. In addition to Basic PIP, our policy carries $5000.00 Med Pay coverage.  What is the limit NYCM would pay up for funeral expenses?
    • A. 

      $2000.00

    • B. 

      $5000.00

    • C. 

      $7000.00

    • D. 

      None of the above

  • 9. 
    Our policy carries Basic PIP, OBEL, APIP and Med Pay. Medical bills are received/accepted in excess of the combined limits. In which order does coverage apply?
    • A. 

      Basic, OBEL, APIP, Med Pay

    • B. 

      Basic, Med Pay, APIP, OBEL

    • C. 

      Med Pay, Basic, OBEL, APIP

    • D. 

      Basic, APIP, OBEL, Med Pay

  • 10. 
    In accordance with Regulation 68, which of the following is an Eligible Injured Person under Basic PIP Coverage is:
    • A. 

      Any NY State resident who sustains personal injury arising our of the use or operation of the insured motor vehicle outside NY while occupying another motor vehicle.

    • B. 

      Named insured and any relative who sustains personal injury arising out of the use or operation of any motorcycle, while occupying a motorcycle

    • C. 

      Any other person who sustains personal injury arising out of the use or operation of the insured motor vehicle in the State of NY while not occupying another motor vehicle

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