Please answer the following questions. There are no right or wrong answers, and your answers are anonymous. Please read your result description carefully before proceeding to part 2.
You May Get
1
2
All 3 months
I have no idea if I spent less than I earned
A few of the past 3 months
None of the past 3 months
I have enough money set aside to get through
I would have to borrow from family or friends
I have some money but would have to use credit cards
I haven't really thought about what I would do
I pay off the entire balance
I try to pay off the balance if I can, but not always
I pay the minimum
I don't have credit cards
I throw it in a pile of other bills and forget about it
I shop around to get the best interest rate
I take whatever looks best to me
It would be difficult for me to get a loan
I don't know what would happen
I am saving based on a goal amount
I am saving but I have no idea if it’s enough
I’ll deal with saving for retirement at a later time
I know I need to but I can't afford it right now
I don’t have any; I’m focused on day-to-day
I have goals in mind, but haven’t done anything yet
I am currently working towards a specific financial goal
I notice immediately and research it
I would probably never notice
I have used one in the past year
I have not used one in the past year
I have used more than one in the past year
It's difficult because I need the money now
It's something I do when I can
It's set aside from my paycheck
I don't have any savings and I'm not concerned
I examine it and pay it immediately
I’ll eventually pay it in a week or so
Worry about how I’m going to pay it
I ignore it
I know how much I owe along with the interest rates
I know how much I owe but not the interest rates
I don't really think about how much I owe
I know how much I owe and it's hard for me to keep up with it
I save for it and price-shop in the meantime
If I think I'll have the money in the next few months, I'll put it on a credit card now
I forget about it because I could never afford it
I buy it immediately
I feel like I've made an educated decision but will probably revisit
I pick whatever seems reasonable and move on
I don't have any savings
Confident
Stressed out
I don't really think about my finances
Wait!
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