2016 Afua Pre Assesment Results

20 Questions | By AllstateGHU | Updated: Mar 21, 2022 | Attempts: 453

Questions

Settings

Create your own Quiz

Questions and Answers

1.

How old must a client be to qualify for the Allstate Basic Term?
- A.
  
  Between the ages of 16 and 60
- B.
  
  Between the ages of 18 and 45
- C.
  
  You can be any age to qualify for a basic term
- D.
  
  Between the ages of 20 and 80
2.

How many Primary Term layers are allowed on a TrueFit Policy?
- A.
  
  1
- B.
  
  4
- C.
  
  5
- D.
  
  3
3.

What product is used when quoting through the Home + Life process?
- A.
  
  Basic Term
- B.
  
  Truefit
- C.
  
  Allstate homeowners life insurance
- D.
  
  The Bridge
4.

You can find life leads on the ALR Splash Page.
- A.
  
  True
- B.
  
  False
5.

What are the three databases used when underwriting a Basic Term application?
- A.
  
  CBC, MIB, and Prescription
- B.
  
  MIB, MLB, and MVR
- C.
  
  MVR, MIB, and Prescription
- D.
  
  TTT, CBC, and MLB
6.

How many Basic Term policies are allowed per customer?
- A.
  
  One
- B.
  
  Two
- C.
  
  As many as you want
- D.
  
  Four
7.

If you are looking for simple, affordable protection that gives you the largest amount of coverage at a low initial cost, what type of policy is best for you?
- A.
  
  Whole Life
- B.
  
  Universal Life
- C.
  
  Term Insurance
- D.
  
  All of the above
8.

The conversion privilege on a Truefit policy is available for how long?
- A.
  
  The first year only
- B.
  
  10 years
- C.
  
  As long as the insured is insurable
- D.
  
  15 years or the anniversary after age 65 whichever is earliest
9.

What does D.I.M.E. stand for?
- A.
  
  Debt, Income, Mortgage, Expenses
- B.
  
  Dogs, Invocies, Money, Extras
- C.
  
  Debt, Income, Money, Extras
- D.
  
  Donations, Income, Mortgages, Everything else
10.

Which of the following products give you lifelong protection if properly funded?
- A.
  
  Truefit
- B.
  
  Basic
- C.
  
  Permanent products
- D.
  
  All of the above
11.

When is the best time to ask our clients about Life Insurance?
- A.
  
  Only when they ask
- B.
  
  When we can fird the time
- C.
  
  When we know all there is to know about life insurance
- D.
  
  Today
12.

There is a discount on your auto insurance if you bundle life insurance with it.
- A.
  
  True
- B.
  
  False
13.

Which of the following would be an example of a Life Event?
- A.
  
  Attending a Taylor Swift concert
- B.
  
  Your young chld takes his or her first step
- C.
  
  Getting Married
- D.
  
  Taking a Caribbean cruise
14.

Why would you sell life insurance for a juvenile?
- A.
  
  Because juveniles have a lot of money
- B.
  
  To make grandparents happpy
- C.
  
  To make sure the parents standard of living won't be diminished
- D.
  
  To establish future insurability
15.

The Green Sheets will increase my AF sales by....
- A.
  
  Reviewing all of the items that you currently have insured with the client
- B.
  
  Finding out if they own a motorcycle
- C.
  
  Verifying where they live and their email address
- D.
  
  Finding out if they have any life insurance outside of an employer plan
16.

Which of the following is true about Truefit?
- A.
  
  Minimum death benefit ages 18-45 is $200,000
- B.
  
  Any term period can be chosen from 10 to 30 years
- C.
  
  Minimum death benefit ages 46 and up is $50,000
- D.
  
  All of the above
17.

The following is a way to uncover potential life leads..
- A.
  
  Life leads on the ALR Splash Page
- B.
  
  Use the Green Sheet process with all of your clients
- C.
  
  Ask every person you talk to (no matter what)
- D.
  
  All of the above
18.

Who is responsible to sell Life Insurance in your agency?
- A.
  
  Your EFS
- B.
  
  The Agent
- C.
  
  LSPs
- D.
  
  Everyone
19.

Which of the following is true about a counter offer for Basic Term?
- A.
  
  Allstate will counter offer coverage of $75,000 at a rated price.
- B.
  
  The counter offer is good for 30 days
- C.
  
  Counter offers are not available for Basic Term
- D.
  
  If the client accepts the offer in 7 days they recieve a 10% discount
20.

When we ask people if they have changed jobs in the last 5 years we are trying to establish
- A.
  
  If they are a good risk for an auto policy
- B.
  
  What industry they work in
- C.
  
  If they have 401K money with a previous employer
- D.
  
  What their current income is