The banking sector is one of the robust and fast growing in the finance industry. The need for debt and the management of cash and its equivalent ensures that it remains relevant. The quiz below tests on different banking concepts.
Increase the scope for cross selling
Increase the scope for up-selling
Get clue about the level to which data base is organised
All above
Individuals segment/mass market/business to customer approach
Wholesale clients/smaller segment/business to business approach
High ticket size/high risk/low returns/monitoring less laborious high deposit cost
Both (b) and (c)
Low NPA impact
Cost of deposits lesser
Monitoring of advances less laborious
Both (a) and (b)
Wholesale banking
Retail Banking
B2B banking
Corporate banking
Single Server environment
ALPM
Core banking solutions, single platform environment
Truncation.
Horizontally organised model
Vertically organised model
Predominantly vertically organised model
Anyone of above
Level of customer information available in a single platform
Offering multiple products/services
Offering services across assets, labilities and other services
All of above
Centralised customer data base
Common informations availability to other models
Scope for enlarging the scope for cross-selling and up selling
All of the above
Vertically organised model
Horizontally Organised model
Predominally vertically organised model
Predominantly horizontally organised model
Retail Assets
Retail Liability
Third Party Products
All above
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