Banking Quiz !
The banking sector is one of the robust and fast growing in the finance industry. The need for debt and the management of cash and its equivalent ensures that it remains relevant. The quiz below tests on different banking concepts.
- 1.Technology and retail banking are inseparable. Technology is the enabler for building and translating a customer data base into retail banking business. Such data are usable to
- A.
Increase the scope for cross selling
- B.
Increase the scope for up-selling
- C.
Get clue about the level to which data base is organised
- D.
All above
- 2.Distinguish retail banking with corporate banking and state which is retail banking?
- A.
Individuals segment/mass market/business to customer approach
- B.
Wholesale clients/smaller segment/business to business approach
- C.
High ticket size/high risk/low returns/monitoring less laborious high deposit cost
- D.
Both (b) and (c)
- 3.What special features are there in retail banking compared to wholesale banking?
- A.
Low NPA impact
- B.
Cost of deposits lesser
- C.
Monitoring of advances less laborious
- D.
Both (a) and (b)
- 4.To which type of banking we get higher returns/lesser risk/cheaper cost of deposits/impact of NPA lesser/Low ticket size of loan etc?
- A.
Wholesale banking
- B.
Retail Banking
- C.
B2B banking
- D.
Corporate banking
- 5.What is the latest level of technology in Public Sector Banks?
- A.
Single Server environment
- B.
ALPM
- C.
Core banking solutions, single platform environment
- D.
Truncation.
- 6.Which implementation model banks adopt in retail banking processes?
- A.
Horizontally organised model
- B.
Vertically organised model
- C.
Predominantly vertically organised model
- D.
Anyone of above
- 7.When the horizontal is adopted in retail banking
- A.
Level of customer information available in a single platform
- B.
Offering multiple products/services
- C.
Offering services across assets, labilities and other services
- D.
All of above
- 8.When the vertically organised model provides functionality under retail banking-?
- A.
Centralised customer data base
- B.
Common informations availability to other models
- C.
Scope for enlarging the scope for cross-selling and up selling
- D.
All of the above
- 9.Which concept of retail banking is adopted under standard norm by PSBs in India?
- A.
Vertically organised model
- B.
Horizontally Organised model
- C.
Predominally vertically organised model
- D.
Predominantly horizontally organised model
- 10.What are the basic structure of retail banking?
- A.
Retail Assets
- B.
Retail Liability
- C.
Third Party Products
- D.
All above
Questions: 50 | Attempts: 69235 | Last updated: Mar 22, 2022
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Sample QuestionName the bank with which the Reserve Bank of India on 4 December 2012 signed a three year Bilateral Swap Arrangement (BSA) for swapping of the local currencies to address short-term liquidity problems.
Questions: 50 | Attempts: 57019 | Last updated: Mar 22, 2022
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Sample QuestionDirection for the Questions: Read the following carefully and answer the question given below it. The Central Bureau of Investigation has issued notices to the brother based in London and Geneva to “join” the probe into the payoffs case that has gone on for over a decade. The agency has given the NRI brothers a week’s time to respond to notice. The notices have been issued through the Indian diplomatic mission in Geneva and London, while they have repeatedly denied any involvement in the Rs. 1437 Crore gun deal; it is widely known that they have blocked the transfer of Swiss Bank document to India over the past decade. Their appeal against the transfer of documents was defeated at the three levels in Swiss Court. While the first set of document was brought home in January 1997 by CBI, it got the second set on December 19. The CBI move to send notices to the influential NRI family gains importance, particularly after it has devoted some time in scrutinizing the second set of document which were ordered to be retained by the agency by a Delhi Special Court. Though the sources would not comment on the progress made in scrutinizing the second set of Swiss Document, they maintained that the CBI could be looking for “clues” that in some ways or the other could be looking for “Clues” that in some way or the other could link the brothers to another to stream of payment running into a few crores of rupees. Why has CBI issued a notice to the brothers?
Questions: 16 | Attempts: 6378 | Last updated: Mar 22, 2022
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Sample QuestionThe business dealing with money and credit is:
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