No Fault Exercise 1
5 Questions
| Attempts: 34
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Our insured driving his 2004 motorhome in Pennsylvania & was rearended by clmt. Passenger in insd vehicle who is a NYS Resident & not a member of our policy holder's household was injured. She does have her own policy with Allstate. What action would be taken? We would deny based on _______________________.
About This Quiz
10 various No Fault questions and scenarios
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- 2.
Incident occurred in Ohio. IV was towing U-haul trailer. Insds wife exited vehicle, stepped over trailer hitch when veh moved unexpectedly. The driver assumed she was out of the way but the U-haul trailer injured her leg. Policy carries Basic, OBEL, $100,000 APIP, $5000 Med Pay What coverages would the insured's wife be eligible for?
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Basic and OBEL
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Basic, OBEL, Med Pay
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Basic, OBEL, APIP,Med Pay
Correct Answer
A. Basic, OBEL, APIP,Med Pay -
- 3.
Our insured struck and killed a NYS pedestrian in NY. Our insured's policy carries $5000 Med Pay coverage. NYCM will pay up to $5000 for funeral expenses upon receipt of the death certificate and funeral bill.
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True
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False
Correct Answer
A. False -
- 4.
Out of State Coverage is limited to $50,000.
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True
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False
Correct Answer
A. False -
- 5.
Our policyholder's 18 year old son was driving his mother's vehicle which is insured with Allstate. Him, his 14 year old brother and a 18 year old female passenger were all injured. The driver had the motor & transmission of the car sitting on his lap, had tib fib fx on left leg, femur on rt leg, collapsed left lung, fx femur, brain bleed & was air lifted. The 14 year old brother was air lifted to hospital, had extensive back surgery, broken ribs, injured kidney, bleeding liver & spleen & collapsed lung. The 18 year old female was air lifted with severe injury. Allstate's policy carrie's Basic & Obel. Our policy carries $100,000 APIP, No OBEL, $1000 Med pay. The female passenger is insured with GEICO with Basic, $50,000 APIP. What, coverage would the female passenger be afforded under our policy (the father's)?
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$100,000 APIP, and $1000 Med Pay
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$50,000 APIP, $1000 Med Pay
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$50,000 APIP
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Not Eligible
Correct Answer
A. $50,000 APIP -
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Current Version
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Mar 15, 2022Quiz Edited by
ProProfs Editorial Team -
Mar 31, 2014Quiz Created by
DWhipple1
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