5 Questions |
By DWhipple1 | Last updated: Mar 31, 2014
| Total Attempts: 34
10 various No Fault questions and scenarios
Questions and Answers
Our insured struck and killed a NYS pedestrian in NY. Our insured's policy carries $5000 Med Pay coverage. NYCM will pay up to $5000 for funeral expenses upon receipt of the death certificate and funeral bill.
Our policyholder's 18 year old son was driving his mother's vehicle which is insured with Allstate. Him, his 14 year old brother and a 18 year old female passenger were all injured. The driver had the motor & transmission of the car sitting on his lap, had tib fib fx on left leg, femur on rt leg, collapsed left lung, fx femur, brain bleed & was air lifted.
The 14 year old brother was air lifted to hospital, had extensive back surgery, broken ribs, injured kidney, bleeding liver & spleen & collapsed lung.
The 18 year old female was air lifted with severe injury.
Allstate's policy carrie's Basic & Obel. Our policy carries $100,000 APIP, No OBEL, $1000 Med pay.
The female passenger is insured with GEICO with Basic, $50,000 APIP.
What, coverage would the female passenger be afforded under our policy (the father's)?
$100,000 APIP, and $1000 Med Pay
$50,000 APIP, $1000 Med Pay
Our insured driving his 2004 motorhome in Pennsylvania & was rearended by clmt. Passenger in insd vehicle who is a NYS Resident & not a member of our policy holder's household was injured. She does have her own policy with Allstate. What action would be taken?
We would deny based on _______________________.
Incident occurred in Ohio. IV was towing U-haul trailer. Insds wife exited vehicle, stepped over trailer hitch when veh moved unexpectedly. The driver assumed she was out of the way but the U-haul trailer injured her leg. Policy carries Basic, OBEL, $100,000 APIP, $5000 Med Pay
What coverages would the insured's wife be eligible for?
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