New Kotak Products Ksap & Hs
This is a quiz for Team PSG - all SMs on changes in our products.
- 1.Kotak Smart Advantage Plan is now........................................
- 2.The DAB in new KSAP is ..................................
- 3.Death Benefit in new KSAP is?
- A.
F.V. + FAB
- B.
S.A. + FAB
- C.
S.A. or F.V. whichever is higher + FAB
- D.
S.A. or F.V. whichever is higher +FAB + DAB
- 4.What is the FMC in new KSAP?
- A.
1.75%
- B.
2.00%
- C.
1.35%
- D.
2.50%
- E.
2.25%
- 5.What terms are available with new KSAP?
- A.
3,5,10,15,20,25,30
- B.
5,10,15,20,25,30
- C.
10,15,20,25,30
- D.
10,15,20,30
- 6.What is the Minimum & Maximum S.A. available with new KSAP?
- A.
Min. 5* A.P. & Max. Unlimited
- B.
Min. unlimited & Max. 5 times
- C.
Min. 5*A.P. & Max. term*A.P.
- D.
Min. 10*A.P. & Max. term*A.P.
- 7.What are the LPPTs available with KSAP?
- A.
3,5,10
- B.
3,5
- C.
Only 5
- D.
No LPPT available
- 8.What are the Allocation Charges in new KSAP?
- A.
2% for < Rs. 36000/- premium
- B.
Nil Allocation Charge
- C.
5% for > Rs. 50000/- premium
- D.
2% for > 36000/- premium
- 9.What are the surrender Charges for new KSAP?
- A.
8-n formula
- B.
4%, 3%, 2%, 1%, Nil for 4th, 5th, 6th, 7th & 8th year onwards
- C.
4%, 2%, Nil for 4th, 5th & 6th year onwards
- D.
Nil Surrender Charge
- 10.What is the new name for our Unit Linked Children Plan?
- A.
Headstart Plan
- B.
Super Headstart Plan
- C.
New Headstart Plan
- D.
Gurenteed Headstart Plan
- 11.What Loyelty Benefits are available with Headstart plan?
- A.
1%, 1.5% & 2% at the end of 10th, 15th & 20th Year
- B.
3% each at the end of 10th, 15th & 20th Year
- C.
3% at the time of Maturity
- D.
3% at the time of death
- 12.What is the Minimum & Maximum S.A. available with Headstart?
- A.
Min. 10 times and Max. unlimited
- B.
Min. 5 times and Max. Unlimited
- C.
Min. 5 times and Max. term* AP
- D.
Triple Death Benefit i.e. S.A.+F.V.+F.P.
- 13.The LPPT available with Headstart is .......................
- 14.What is the Minimum Premium available with Headstart?
- A.
Regular 18000; 3 year LPP 25000; 5 year LPP 50000
- B.
Regular or LPP 50000
- C.
Regular 15000; 5 year LPP 50000;3 year LPP 100000
- D.
Regular 25000; 3 & 5 LPP 100000
- 15.Kindly tick on the correct Policy Admin Charge for New Headstart Plan.
- A.
0.25% for premium < 50000; 0.10% for premium >=50000
- B.
0.25% for premium < 50000; 0.25% for first 50000 & 0.10% for equal & above 50000
- C.
Rs. 65/- p.m.
- D.
0.25% for premium < 25000; 0.25% for first 25000 & 0.10% for equal & above 25000
- 16.What term is available with the Headstart?
- A.
10 to 25
- B.
10 to 30
- C.
10,15,20,25
- D.
10,15.20,25,30
- 17.Name the two variations available with Headstart.
- A.
Joint Life & Single Life
- B.
Future Protect & Single Life
- C.
Assure Wealth & Single Life
- D.
Future Protect & Assure Wealth
- 18.What are the surrender Charges after three policy years in Headstart Plan?
- A.
4th - 3%,5th - 2%,6th - 1% Nil
- B.
4th - 10%, 5th - 5%, 6th - Nil
- C.
4th - 4%, 5th - 2%, 6th - Nil
- D.
4th - 100%, 5th - 50%, 6th - Nil
- 19.What is the commission Payout in Headstart in case of LPP?
- A.
1st 16%, 2nd & 3rd 7%, 4th to 10th 1%, Nil thereafter
- B.
1st 20%, 2nd & 3rd 10%, 4th to 10th 5%, Nil thereafter
- C.
1st Nil, 2nd & 3rd 50%, 4th to 10th 70%, 100% thereafter
- D.
1st 10%, 2nd & 3rd 3%, 4th to 10th 1%
- 20.What is the commission payout in KSAP?
- A.
24%,32%,35%
- B.
25%, 30%
- C.
25%, 30%, 40%
- D.
15%,25%,30%
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