April 20 To April 27 Quiz
Questions and Answers
- 1.
If a state employee is calling about their payroll what would you do to check if the payroll was supposed to come in.
- 2.
What criteria is required to be eligible for MyDeposit?
- 3.
The Pleasant Hill Branch accepts loan payments and cashing checks.
- A.
True
- B.
False
Correct Answer
B. FalseExplanation
The statement is false because the Pleasant Hill Branch only accepts loan payments and does not offer check cashing services.Rate this question:
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- 4.
A loan is reported to the credit bureau on which day of the month
Correct Answer
LastExplanation
The loan is reported to the credit bureau on the last day of the month. This means that the lender or financial institution providing the loan will update the borrower's credit information and payment history with the credit bureau on the final day of each month. This information is important for maintaining an accurate credit report and credit score for the borrower.Rate this question:
- 5.
Marisa's birthday is
- A.
October 9
- B.
March 31
- C.
December 24
- D.
August 6
Correct Answer
A. October 9Explanation
Marisa's birthday is on October 9.Rate this question:
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- 6.
7-Eleven ATM's are apart of the Shared Branching Network
- A.
True
- B.
False
Correct Answer
B. FalseExplanation
The statement is false because 7-Eleven ATMs are not a part of the Shared Branching Network. Shared Branching Network allows customers of one credit union to conduct transactions at another credit union's branches or ATMs. However, 7-Eleven ATMs are not affiliated with credit unions and are operated by a separate entity. Therefore, they do not participate in the Shared Branching Network.Rate this question:
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- 7.
Where would you check to see if the member is locked out of Call 24
Correct Answer
Other Info tab and C24 Lock outExplanation
To check if a member is locked out of Call 24, you would need to navigate to the "Other Info" tab and look for the "C24 Lock out" option. This tab and option likely provide information about the member's status regarding Call 24 access. By checking these areas, you can determine if the member is currently locked out or not.Rate this question:
- 8.
What are the requirements for a Perfect Cents Checking?
- A.
E-Statements
- B.
Loan
- C.
10 Point of Sale transactions cleared
- D.
Safe Deposit Box
Correct Answer(s)
A. E-Statements
C. 10 Point of Sale transactions clearedExplanation
A Perfect Cents Checking account requires customers to have E-Statements, which means they receive their account statements electronically instead of through traditional mail. Additionally, they need to have cleared 10 Point of Sale transactions, indicating that they have made purchases using their debit card. These requirements suggest that the account is designed for customers who prefer digital banking and frequently use their debit card for everyday purchases.Rate this question:
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- 9.
Bradshaw offers which services
- A.
Cashier's Checks
- B.
Shared Branching
- C.
Check Cashing
- D.
Bank Wires
Correct Answer(s)
A. Cashier's Checks
D. Bank WiresExplanation
Bradshaw offers Cashier's Checks and Bank Wires as services. Cashier's Checks are a secure form of payment where the bank guarantees the funds, making them ideal for large transactions. Bank Wires, on the other hand, allow customers to transfer money electronically from one bank account to another quickly and securely. These services provide convenience and security for customers who need to make large payments or transfer funds to other accounts.Rate this question:
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- 10.
A primary member is able to file a dispute for a transaction that was done on the joint members card. Ex. Mary Member needs to file a dispute for Milford Member since he is out of town.
- A.
True
- B.
False
Correct Answer
A. TrueExplanation
A primary member is able to file a dispute for a transaction that was done on the joint member's card. This means that if Mary Member, who is the primary member, needs to file a dispute for Milford Member's transaction while he is out of town, she has the authority to do so. This suggests that the primary member has the responsibility and ability to handle disputes on behalf of the joint member. Therefore, the statement is true.Rate this question:
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