There is no right or wrong way to budget. The most important thing with budgeting is to stick to your budget. This post features two types of budgeting. Forward budgeting and Reverse budgeting. Which one is best for you?
Watch your spending carefully and spend as little as possible
Work overtime and put as much money into savings as possible
Get discouraged and give up
Put a set amount into savings immediately after each paycheck
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I live life one step at a time. Plans will change so why make plans?
I have specific goals and have strategized how to achieve them.
People actually plan that far in advance?
I know where I want to be and I will take whatever path presents me with success.
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I don’t, I shop each time I need to cook.
I prepare a shopping list before and only veer from it occasionally.
I don’t write a list but I have a general idea of what I need when I go.
I eat out, so I don’t grocery shop.
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I let it go as long as possible then clean right before company comes over.
I have a routine that I follow to keep me on track.
I don’t clean unless I have to.
I write a to-do list and check each item off the list as I complete it.
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