Which Budgeting Type Is Best For You
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- 1.You earn $100 extra cash. What do you do?
- A.
Put it towards rent or other bills
- B.
Put it in a savings account
- C.
Buy something for yourself
- D.
Enjoy a night on the town
- 2.You are saving up for a new car and need $5000 more. What do you do?
- A.
Watch your spending carefully and spend as little as possible
- B.
Work overtime and put as much money into savings as possible
- C.
Get discouraged and give up
- D.
Put a set amount into savings immediately after each paycheck
- 3.Which of the following best describes your five-year plan?
- A.
I live life one step at a time. Plans will change so why make plans?
- B.
I have specific goals and have strategized how to achieve them.
- C.
People actually plan that far in advance?
- D.
I know where I want to be and I will take whatever path presents me with success.
- 4.How do you prepare your grocery list?
- A.
I don’t, I shop each time I need to cook.
- B.
I prepare a shopping list before and only veer from it occasionally.
- C.
I don’t write a list but I have a general idea of what I need when I go.
- D.
I eat out, so I don’t grocery shop.
- 5.How do you handle household chores?
- A.
I let it go as long as possible then clean right before company comes over.
- B.
I have a routine that I follow to keep me on track.
- C.
I don’t clean unless I have to.
- D.
I write a to-do list and check each item off the list as I complete it.
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