.
Covered Employees
Covered Employees and Covered Spouse
Anyone covered under the Plan
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Initial enrollment
Annually
Initial enrollment & annually
Upon Request
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0-26
27-64
65+
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Initial Enrollment
Annually
Initial Enrollment and Annually
Upon Request
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Initial Enrollment
Annually
Initial Enrollment and Annually
Upon Request
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Immediately
5 Business Days
7 Days
14 Days
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5 Business days
14 Days
30 Days
90 Days
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Initial Enrollment
Annually
Initial Enrollment & Annually
Within 90 days of being covered
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Annually
1st year and last year you have a plan
Every 5 years
Whenever changes are made
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Initial enrollment
In any plan materials
Annually
Within 90 days of written request
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