Which of the following is NOT an identified type of insurance?
A. 
Property
B. 
Auto mobile
C. 
Education
D. 
Health
3.
Homeowner's Insurance covers all EXCEPT?
A. 
Theft and Vandalism coverage
B. 
Party coverage
C. 
Hurricane coverage
D. 
Liability coverage
4.
It is better to need and not have insurance !
A. 
True
B. 
False
5.
To drive a vehicle in the state of Virginia, you MUST have of which of the following types of insurance?
A. 
Comprehensive
B. 
Collision
C. 
Uninsured Motorist
D. 
Liability
6.
If your claim for an accident is $400,000 and your insurance policy is worth $250,000 you are what is called_______________________
7.
For automobile insurance...you pay all EXCEPT which of the following
A. 
State inspection cost
B. 
Deductible cost
C. 
Premium cost
D. 
Extended cost
8.
Your finance history (credit report) can impact the rate or amount you pay for automobile insurance?
A. 
True
B. 
False
9.
Health Insurance will pay for _______________ expenses
10.
Which of the following is NOT a form of long-term insurance?
A. 
Disability
B. 
Automobile
C. 
Life
D. 
Workers' Compesation
11.
The main purpose of Disability Insurance is to______________
12.
Life Insurance policies can be temporary or permanent?
A. 
True
B. 
False
13.
What type of value would an insurer pay if your property becomes damaged, lost or stolen?
A. 
New value
B. 
Premium value
C. 
Reimbursement value
D. 
Replacement value
14.
What is NOT found within an insurance document?
A. 
Declaration page
B. 
Conditions page
C. 
Payment page
D. 
Endorsement page
15.
My car has been vandalized (thief stole or damaged car) OR my home was damaged by a storm OR a family member was in the hosptial for surgery; before the insurance comapany will pay the bill I must submit a ________
These General insurance exam questions and answers cover general insurance concepts. It is designed to help you evaluate your comprehension of the general insurance concepts for which you will be tested in your insurance license...
Questions: 25 | Attempts: 23286 | Last updated: Mar 22, 2022
Sample Question
Medical payments under a homeowners policy are available for expenses resulting from an injury to which of the following?
This California life and health insurance exam quiz is useful for those individuals who are looking towards producing or selling life and/or health insurance in the state of California. Since you need a license to do so which...
Questions: 26 | Attempts: 21328 | Last updated: Mar 22, 2022
Sample Question
In disability insurance, the period of time between when the disability started and the commencement of benefits is the: