How Well Do You Know Healthcare?

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| By Jabakken

Jabakken

Community Contributor

Quizzes Created: 1 | Total Attempts: 2,652

Questions: 10 | Attempts: 2,652 | Updated: Mar 20, 2023

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Every year, healthcare is an issue that tugs at the minds--and wallets--of SEIU 503 members. Our premiums go up, yet the amount we pay out-of-pocket also rises. It leaves many of us wondering: where is all that money going? How much do you know about our healthcare? Take the quiz and find out!

Questions and Answers

1.

Since 2001, healthcare costs under PEBB have increased...
- A.
  
  At less than the rate of inflation
- B.
  
  At about the same as the rate of inflation
- C.
  
  Three times the rate of inflation
- D.
  
  Five times the rate of inflation
Correct Answer
D. Five times the rate of inflation

Explanation
Five times the rate of inflation. In the last ten years, PEBB costs have more than doubled, having increased by 111%. By comparison, the composite rate of inflation in the same time period has been 23%, and COLAs have increased state employee wages by 18%.

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2.

Healthcare costs account for _____% of state workers' average total compensation.
- A.
  
  12%
- B.
  
  18%
- C.
  
  23%
- D.
  
  31%
Correct Answer
C. 23%

Explanation
23%. The percentage of total wages allocated toward health care costs has doubled from its 2001 rate of 12%. Today the average cost of health insurance per employee per month is $1263.

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3.

According to the Institute of Medicine of the National Academies, _____% of healthcare expenditures nationally are the result of waste (unnecessary procedures, fraud, excessive administrative costs, etc.).
- A.
  
  5%
- B.
  
  12%
- C.
  
  25%
- D.
  
  30%
Correct Answer
D. 30%

Explanation
30% of health care costs nationally are attributable to waste. This represents $750 BILLION per year!

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4.

Of the amount of money that's spent on medical waste, _____ is due to practices that may actually make people sicker.
- A.
  
  One-tenth
- B.
  
  One quarter
- C.
  
  More than a quarter, less than half
- D.
  
  More than half
Correct Answer
D. More than half

Explanation
More than half. 51% of waste is attributable to missed prevention opportunities (7%, or $55 billion), unnecessary services (27%, $210 billion), and inefficiently delivered services and errors (17%, $130 billion).

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5.

What steps could be taken to get PEBB healthcare costs under control? Check all that apply.
- A.
  
  Unions and allies could produce research on PEBB providers to show which are efficient high performers, and which providers waste money through various inefficiencies.
- B.
  
  Plans could raise their premiums, and the state could pass those costs on to state employees through higher premium shares, deductibles, and co-pays.
- C.
  
  Employers could ensure that workplaces are healthy, including reducing workplace stress, and allowing employees to utilize flex time to meet their personal health goals.
- D.
  
  Workers could do more to manage their own health through exercise, a healthy diet, and other good habits.
Correct Answer(s)
A. Unions and allies could produce research on PEBB providers to show which are efficient high performers, and which providers waste money through various inefficiencies.
C. Employers could ensure that workplaces are healthy, including reducing workplace stress, and allowing employees to utilize flex time to meet their personal health goals.
D. Workers could do more to manage their own health through exercise, a healthy diet, and other good habits.

Explanation
The only “solution” that wouldn’t get costs under control is raising premiums (choice 2). Raising premiums does nothing to control costs as doctors, hospitals and insurance companies keep getting paid their increases while the costs are simply shifted to employers and workers.

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6.

If a person works in a highly stressful environment, how much more likely are they to have a heart attack than someone who works in a low- or moderate-stress environment?
- A.
  
  No more likely.
- B.
  
  10% more likely.
- C.
  
  23% more likely.
- D.
  
  38% more likely.
Correct Answer
C. 23% more likely.

Explanation
23% more likely. According to a recent report published in "The Lancet," employees who work in a high-stress environment (defined as environments where employees have a heavy workload and no control over their work).

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7.

Which of the following health conditions have been tied to highly stressful work environments? Check all that apply.
- A.
  
  Obesity
- B.
  
  Chronic headaches/migraines
- C.
  
  Heart disease
- D.
  
  Ulcers
Correct Answer(s)
A. Obesity
B. Chronic headaches/migraines
C. Heart disease
D. Ulcers

Explanation
Stressful work environments have been known to cause or contribute to all of these conditions. In fact, workplace stress is such a problem in this country that OSHA has declared stress a workplace hazard.

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8.

In a recent survey of 503 members, addressing which workplace health issue is members' top priority?
- A.
  
  Lack of healthy food options
- B.
  
  Workplace stress
- C.
  
  Ergonomic concerns
- D.
  
  Building health (mold, clean air/water, pest infestations, etc)
Correct Answer
B. Workplace stress

Explanation
Workplace stress. In the survey, which was made available electronically to all 503 members who work for the state, 60% of respondents stated that addressing workplace stress issues—generally caused by workload and bully bosses—should be a high priority in the fight to improve health care. Addressing flex time options (which would contribute to lowering workplace stress) was also an important issue for front-line workers.

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9.

What percentage of 503 members surveyed reported that they suffer health problems due to a stressful work environment?
- A.
  
  One-tenth
- B.
  
  One quarter
- C.
  
  More than a quarter, less than half
- D.
  
  More than half
Correct Answer
D. More than half

Explanation
More than half. Of the respondents who answered the question, 52% said they have experienced health problems due to stress caused by a heavy workload. More than a quarter—28%—of respondents said they suffered health problems due to stress caused by a bully boss.

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10.

Tell us your story! How healthy is your workplace? Is your stress level relatively low, or are you and your colleagues constantly overwhelmed? Have the conditions in your worksite led to short- or long-term health issues? Share your story with us, and help our campaign grow!

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Current Version
Mar 20, 2023

Quiz Edited by
ProProfs Editorial Team
Dec 10, 2012

Quiz Created by
Jabakken

How Well Do You Know Healthcare?

Since 2001, healthcare costs under PEBB have increased...

Healthcare costs account for _____% of state workers' average total compensation.

According to the Institute of Medicine of the National Academies, _____% of healthcare expenditures nationally are the result of waste (unnecessary procedures, fraud, excessive administrative costs, etc.).

Of the amount of money that's spent on medical waste, _____ is due to practices that may actually make people sicker.

What steps could be taken to get PEBB healthcare costs under control? Check all that apply.

If a person works in a highly stressful environment, how much more likely are they to have a heart attack than someone who works in a low- or moderate-stress environment?

Which of the following health conditions have been tied to highly stressful work environments? Check all that apply.

In a recent survey of 503 members, addressing which workplace health issue is members' top priority?

What percentage of 503 members surveyed reported that they suffer health problems due to a stressful work environment?

Tell us your story! How healthy is your workplace? Is your stress level relatively low, or are you and your colleagues constantly overwhelmed? Have the conditions in your worksite led to short- or long-term health issues? Share your story with us, and help our campaign grow!