How Insurance Rates Are Set.

15 Questions | By Jarredcope | Last updated: Mar 21, 2022 | Total Attempts: 43

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Questions and Answers

1.

Which age group generally has the highest insurance rates?
- A.
  
  Teenagers
- B.
  
  20-30
- C.
  
  30-40
- D.
  
  40-50
- E.
  
  50-60
- F.
  
  60-80
- G.
  
  80+
2.

What is generally considered to be the greatest distraction while driving?
- A.
  
  Cellphone
- B.
  
  Missles
- C.
  
  Zombies
- D.
  
  Children
- E.
  
  Fellow Drivers
- F.
  
  Bright Lights
- G.
  
  Shiny Cars
3.

Where would insurance rates likely be lower?
- A.
  
  Washington, D.C.
- B.
  
  Helix, Oregon
- C.
  
  LA, California
4.

Women usually pay more insurance than men.
- A.
  
  True
- B.
  
  False
5.

If you cause a 50 car pileup that totals 45 cars, your insurance rates will likely increase.
- A.
  
  True
- B.
  
  False
6.

Being unisured and driving your car is _____________.
7.

Comprehensive coverage would cover which of the following?
- A.
  
  Fire
- B.
  
  Missles
- C.
  
  Hail
- D.
  
  Flood
- E.
  
  Riots
- F.
  
  Hitting a deer
- G.
  
  All of the above
8.

Which policy will cover motorists that are under insured or uninsured?
9.

You should have insurance if you plan on driving a motor vehicle.
- A.
  
  True
- B.
  
  False
10.

If you have a ________ deductible, you premiums will be lower.
11.

A shady character breaks into your car and steals not only your radio but your Adrian Peterson bobble head as well! What kind of insurance do you need?
12.

You are involved in an accident that is the other person's fault. However, they don't have insurance. What kind of insurance do you need?
13.

You collide with another car and its your fault. No one in your car is injured, but the driver of the other car breaks his nose. What kinds of insurance do you need?
14.

You somehow drive your car straight into a wall. What kind of insurance do you need?
15.

You hit another car, totaling both it and your car. You, your passenger, and the other driver are injured. What kinds of insurance do you need?