Credit card debt
Cash advance loan
Pay your entire balance to them every month
Pay most of your balance off every month
Pay only the minimum payment to them every month
Debt under a consolidation loan
Debt that a company believes is unlikely to be paid back
Debt not backed by collateral
It will eliminate your debt.
You can pay less than what you owe.
It won't hurt your credit.
It will get you a lower interest rate.
It will get you out of debt faster.
It will simplify your debt payments.
Threaten to sue you
Send you a postcard
Debt consolidation loan