Both A and B
Ownership, maintenance, or use of covered autos
A trailer interchange agreement
It covers BI or PD caused by an accident.
It does not cover pollution losses.
It only covers sums for which the insured is legally liable.
The BI or PD must result from the ownership, maintenance, or use of a covered auto.
The named insured
Others while using a covered auto with permission
The owner of a borrowed auto
Others who become liable for the conduct of an insured
Liability assumed under a contract that is considered an insured contract
Damage to the insured's own auto
Injury to employees covered by workers compensation laws
Liability for property in the insured's custody
Gradual corrosion of the grillwork on a covered auto because of continuous exposure to salt air
Overturn of a covered auto
Collision damage to a covered auto
Theft of a covered auto
Used car dealer
Auto body shop
Customers' autos left with the insured for service
Autos the insured has leased to use in the business
Autos held for sale by a dealer
Autos owned by the insured and used in the insured's business
Business Auto Physical Damage
Physical Damage coverage
Uninsured Motorists coverage
Medical Payments coverage