Code Of Conduct Quiz: MCQ Trivia!

All FINCA Employees should immediately inform their supervisors of any requests by governmental authorities that indicate risks for the organization or are unusual or outside the normal scope of their responsibilities. This is important to ensure transparency and to protect the organization from any potential harm or legal issues. By promptly reporting such requests, employees can help the organization assess and address any potential risks effectively.

All of the mentioned activities can result in dismissal because they involve unethical and illegal behavior. Sharing the bank's information with other banks is a breach of confidentiality and can lead to severe consequences. Taking bribes from a loan client is a clear violation of professional ethics and can result in immediate termination. Withdrawing cash from a depositor's account secretly is a serious breach of trust and can lead to legal actions. Pocketing the money received from loan clients and depositing it later is fraudulent behavior and can result in dismissal and potential legal consequences.

The statement is true because it states that a conflict of interest can occur in various situations such as transactions between FINCA and a FINCA person or their family members, situations that interfere with judgment or duties at FINCA, or the use of their position for reasons not in the best interests of FINCA. This indicates that conflicts of interest can arise in different forms and can potentially compromise the impartiality and integrity of decision-making processes within FINCA.

The correct answer is "Both A & C" because both statement A and statement C comply with FINCA COC. Statement A states that FINCA persons shall not work on political fundraisers or campaign activities while on company time and shall not use any company assets for these activities, which aligns with FINCA COC. Statement C states that FINCA shall comply with all applicable federal, state, and local laws, including lobbying laws, which also aligns with FINCA COC. Therefore, both statements A and C are in compliance with FINCA COC.

If any employee is found to be engaged in fraud or theft of assets of FINCA or its clients, or attempting to engage in fraud or theft, they will be immediately terminated from their position and may face criminal prosecution. This means that they will lose their job and may also be subject to legal consequences for their actions. This is a serious offense and the company has a zero-tolerance policy towards such behavior.

The correct answer is "All of the above" because all three statements mentioned in the options are part of Record Keeping and Financial Integrity. Compliance with accounting principles and internal accounting controls ensures that financial records are accurate and reliable. Providing accurate and complete information to independent auditors is important for maintaining transparency and ensuring the integrity of financial reporting. Finally, approving expense reports or documents that are not accurate or in compliance with company policies can lead to financial misstatements and potential fraud.

The correct answer is "Both a&c." This means that both directly or indirectly accepting bribes from customers/clients and kickbacks or any other improper benefit that could influence their performance are prohibited for all FINCA employees. This ensures that employees maintain ethical behavior and do not engage in any activities that could compromise their integrity or the organization's reputation.

The correct answer is B and D both. This means that FINCA employees partnering with clients in their business is both a violation of the policy and a reason for dismissal. This suggests that the bank has a strict policy against employees partnering with clients in their business and considers such behavior as a serious offense that could result in termination.

The correct answer is Chief Executive Officer or Chairman of the Board of Directors. These individuals hold the highest positions of authority within the organization and are responsible for making key decisions. Therefore, they may need access to confidential information in order to effectively perform their duties and make informed decisions.

The correct answer is "All of the above" because all three statements mentioned are true. The first statement states that receiving gifts or anything of value that could compromise judgment should not be accepted. The second statement allows for the acceptance of gifts of nominal value or meals and social invitations that are in line with business ethics. The third statement advises that any questions about the appropriateness of accepting a gift or invitation should be referred to a supervisor, compliance officer, or the Office of General Counsel. Therefore, all three statements are true.

Giving payments of photo account cheques to the account holder's guarantor is an example of non-compliance with the bank's policies and procedures. This is because the bank's policies and procedures would typically require that payments be made directly to the account holder and not to a third party, such as the guarantor. By giving the payment to the guarantor instead of the account holder, the bank is not following its own established rules and guidelines, which is a violation of its policies and procedures.

Verbally abusing and humiliating an employee is not allowed since it is intolerable behavior. It is important to maintain a respectful and professional work environment. Such behavior can have negative effects on the employee's mental well-being, job satisfaction, and productivity. It is essential for employers to address inefficiencies in a constructive and supportive manner rather than resorting to abusive or humiliating tactics.