Trivia Quiz: How Much Do You Know About Long Term Care Policies?

19 Questions

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Trivia Quiz: How Much Do You Know About Long Term Care Policies?

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Questions and Answers
  • 1. 
     Long Term Care policies are written as:
    • A. 

      Guaranteed Renewable

    • B. 

      Cancellable

    • C. 

      Term

    • D. 

      Non-Refundable

  • 2. 
    Long Term Care policies must provide coverage for at least __ months of care in a setting other than an acute care unit of a hospital.
    • A. 

      6

    • B. 

      12

    • C. 

      24

    • D. 

      30

  • 3. 
    Personal independence of daily living refers to which of the following?
    • A. 

      Activities of daily living

    • B. 

      Total living

    • C. 

      An elimination period

    • D. 

      A Benefit period

  • 4. 
    Bob is considered to be chronically ill because he is unable to perform how many activities of daily living?
    • A. 

      1 or more

    • B. 

      2 or more

    • C. 

      3 or more

    • D. 

      More than 5

  • 5. 
    What type of care is Daily Nursing Rehabilitative Care, under the supervision of a skilled professional?
    • A. 

      Skilled Care

    • B. 

      Intermediate Care

    • C. 

      Custodial Care

    • D. 

      Respite Care

  • 6. 
    What type of care provides a break or relief from caring for a patient?
    • A. 

      Home Health Care

    • B. 

      Respite Care

    • C. 

      Adult Health Care

    • D. 

      Custodial Care

  • 7. 
    What type of care often includes help from homemakers or therapists?
    • A. 

      Custodial Care

    • B. 

      Adult Day Care

    • C. 

      Respite Care

    • D. 

      Home Health Care

  • 8. 
    Which of the following is not covered under Nursing Home Care?
    • A. 

      When it is treatment for a covered injury

    • B. 

      When it is treatment for a covered illness

    • C. 

      When it is associated with Skilled Care

    • D. 

      When it is needed as a direct result of aging

  • 9. 
    What type of program is Medicaid?
    • A. 

      Government funded

    • B. 

      Government and State funded

    • C. 

      State Law funded

    • D. 

      County and State funded

  • 10. 
    Specialized care that includes Occupational Therapy, is called?
    • A. 

      Home Health Care

    • B. 

      Respite Care

    • C. 

      Skilled Care

    • D. 

      Intermediate Care

  • 11. 
    What type of care is considered a benefit to family members?
    • A. 

      Intermediate Care

    • B. 

      Adult Day Care

    • C. 

      Respite Care

    • D. 

      Custodial Care

  • 12. 
    This type of care often involves activities with meals being part of the service?
    • A. 

      Home Health C are

    • B. 

      Adult Day Care

    • C. 

      Intermediate Care

    • D. 

      Respite Care

  • 13. 
    Sue wants care that provides transportation to and from centers that have a variety of activities. What type of care does Sue desire?
    • A. 

      Respite Care

    • B. 

      Adult Day Care

    • C. 

      Home Health Care

    • D. 

      Custodial Care

  • 14. 
     Medicaid would most likely be for which of the following?
    • A. 

      An impoverished person

    • B. 

      An injured person

    • C. 

      A person over 65

    • D. 

      A person recovering from a drug addiction

  • 15. 
     Intermediate Care is daily, but not:
    • A. 

      Occasional Care

    • B. 

      24 Hour Care

    • C. 

      Rehabilitative Care

    • D. 

      Provided by medical personnel

  • 16. 
    The elimination period for LTC is usually
    • A. 

      30, 60, 90, or 180 days

    • B. 

      10, 20, 30, or 60 days

    • C. 

      5, 15, 25, or 45 days

    • D. 

      No elimination period

  • 17. 
    When an insured is hospitalized for ___ days, Medicare will pay for the first 20days in an approved nursing home care facility.
    • A. 

      5

    • B. 

      14

    • C. 

      7

    • D. 

      3

  • 18. 
    Long Term Policies may not be written as which of the following?
    • A. 

      Riders/Endorsements to life insurance policies

    • B. 

      Individual policies

    • C. 

      Group policies

    • D. 

      Medical coverage

  • 19. 
    All are exclusions of Long Term Care policy except:
    • A. 

      Rest cures

    • B. 

      Nervous or mental disorders that have no demonstrable organic cause

    • C. 

      Chemical dependency on prescription drugs that are intially given by a DR.

    • D. 

      Injury arising due to committing a felony