Cgu Motor Inception - Domestic Pds (Part 1)

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| By Cherrie Ann
C
Cherrie Ann
Community Contributor
Quizzes Created: 1 | Total Attempts: 38
Questions: 15 | Attempts: 38

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Cgu Motor Inception - Domestic Pds (Part 1) - Quiz

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Questions and Answers
  • 1. 

    Explain Comprehensive Cover

  • 2. 

    Enumerate the policy ciphers for Domestic Policy

  • 3. 

    What are the types of policies they can choose from?

  • 4. 

    What are the nominated driver policy ciphers?

  • 5. 

    Under Nominated Driver Policy, we will not cover any loss, damage, or liability if the vehicle is driven by someone who is under 25 years of age, unless it is being:

  • 6. 

    What is No Claim Bonus?

  • 7. 

    What are the options to have a protection?

  • 8. 

    How can they become eligible for an earned NCB Protection?

  • 9. 

    Available under all levels of cover. This policy provides cover for your car, motorcycle,trailer, or horse float 

    Explanation
    This answer is correct because the given information states that the policy provides cover for various types of vehicles such as cars, motorcycles, trailers, and horse floats. This implies that the policy is specifically designed to provide insurance coverage for motor vehicles, making it a suitable option for individuals looking to insure their vehicles.

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  • 10. 

    We can nominate up to 2 drivers who are 24 years old and above

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
    Explanation
    We cannot nominate up to 2 drivers who are 24 years old and above.

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  • 11. 

    This policy is not offered in Tasmania

    • A.

      Comprehensive

    • B.

      23A

    • C.

      Nominated Driver

    • D.

      Nominated Driver Low KM Vehicle Insurance Policy

    Correct Answer
    D. Nominated Driver Low KM Vehicle Insurance Policy
    Explanation
    The given correct answer suggests that the policy mentioned, which is the Nominated Driver Low KM Vehicle Insurance Policy, is not available in Tasmania. This means that residents of Tasmania cannot avail this specific insurance policy for their vehicles.

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  • 12. 

    The No Claim Bonus only applies to Comprehensive Plus policies.

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
    Explanation
    The No Claim Bonus does not only apply to Comprehensive Plus policies. It is a discount that is offered to policyholders who do not make any claims during the policy period, regardless of the type of policy they have. Therefore, the statement is false.

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  • 13. 

    If they make a claim, and we decide that they are at fault,  their No Claim Bonus will not be reduced when they renew their policy.

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
    Explanation
    If they make a claim and we decide that they are at fault, their No Claim Bonus will be reduced when they renew their policy. This means that if the policyholder is found to be responsible for the claim, their No Claim Bonus will not be protected and they will have to pay a higher premium when renewing their policy.

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  • 14. 

    Their No Claim Bonus will not be impacted if their claim is for damage caused by natural disasters.

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
    Explanation
    If the claim is for damage caused by natural disasters, the No Claim Bonus will not be affected. This means that even if they make a claim for such damage, their bonus will remain intact.

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  • 15. 

    There are three levels of cover they can choose from. 

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
    Explanation
    The statement "There are three levels of cover they can choose from" implies that there are indeed three options or levels of cover available for selection. This suggests that the answer is true, as it confirms the existence of multiple choices for cover.

    Rate this question:

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  • Current Version
  • Mar 15, 2023
    Quiz Edited by
    ProProfs Editorial Team
  • Apr 30, 2020
    Quiz Created by
    Cherrie Ann

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