Cgu Motor Inception - Domestic Pds (Part 1)

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| By Cherrie Ann

Cherrie Ann

Community Contributor

Quizzes Created: 1 | Total Attempts: 39

| Attempts: 39

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1/15 Questions

We can nominate up to 2 drivers who are 24 years old and above
- True
- False

About This Quiz

This quiz focuses on the CGU Motor Inception, covering aspects of Comprehensive Cover, policy details for domestic policies, and specifics about driver nominations.

Cgu Motor Inception - Domestic Pds (Part 1) - Quiz

2.

This policy is not offered in Tasmania
- Comprehensive
- 23A
- Nominated Driver
- Nominated Driver Low KM Vehicle Insurance Policy
Correct Answer

A. Nominated Driver Low KM Vehicle Insurance Policy

Explanation

The given correct answer suggests that the policy mentioned, which is the Nominated Driver Low KM Vehicle Insurance Policy, is not available in Tasmania. This means that residents of Tasmania cannot avail this specific insurance policy for their vehicles.

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3.

Their No Claim Bonus will not be impacted if their claim is for damage caused by natural disasters.
- True
- False
Correct Answer

A. True

Explanation

If the claim is for damage caused by natural disasters, the No Claim Bonus will not be affected. This means that even if they make a claim for such damage, their bonus will remain intact.

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4.

There are three levels of cover they can choose from.
- True
- False
Correct Answer

A. True

Explanation

The statement "There are three levels of cover they can choose from" implies that there are indeed three options or levels of cover available for selection. This suggests that the answer is true, as it confirms the existence of multiple choices for cover.

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5.

If they make a claim, and we decide that they are at fault, their No Claim Bonus will not be reduced when they renew their policy.
- True
- False
Correct Answer

A. False

Explanation

If they make a claim and we decide that they are at fault, their No Claim Bonus will be reduced when they renew their policy. This means that if the policyholder is found to be responsible for the claim, their No Claim Bonus will not be protected and they will have to pay a higher premium when renewing their policy.

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6.

The No Claim Bonus only applies to Comprehensive Plus policies.
- True
- False
Correct Answer

A. False

Explanation

The No Claim Bonus does not only apply to Comprehensive Plus policies. It is a discount that is offered to policyholders who do not make any claims during the policy period, regardless of the type of policy they have. Therefore, the statement is false.

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7.

Explain Comprehensive Cover
8.

Enumerate the policy ciphers for Domestic Policy
9.

What are the types of policies they can choose from?
10.

What are the nominated driver policy ciphers?
11.

Under Nominated Driver Policy, we will not cover any loss, damage, or liability if the vehicle is driven by someone who is under 25 years of age, unless it is being:
12.

What is No Claim Bonus?
13.

What are the options to have a protection?
14.

How can they become eligible for an earned NCB Protection?
15.

Available under all levels of cover. This policy provides cover for your car, motorcycle,trailer, or horse float

Correct Answer
Motor Vehicle Insurance Policy

Explanation
This answer is correct because the given information states that the policy provides cover for various types of vehicles such as cars, motorcycles, trailers, and horse floats. This implies that the policy is specifically designed to provide insurance coverage for motor vehicles, making it a suitable option for individuals looking to insure their vehicles.

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Quiz Review Timeline (Updated): Mar 15, 2023 +

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Current Version
Mar 15, 2023

Quiz Edited by
ProProfs Editorial Team
Apr 30, 2020

Quiz Created by
Cherrie Ann

Cgu Motor Inception - Domestic Pds (Part 1)

We can nominate up to 2 drivers who are 24 years old and above

Quiz Preview

This policy is not offered in Tasmania

Their No Claim Bonus will not be impacted if their claim is for damage caused by natural disasters.

There are three levels of cover they can choose from.

If they make a claim, and we decide that they are at fault, their No Claim Bonus will not be reduced when they renew their policy.

The No Claim Bonus only applies to Comprehensive Plus policies.

Explain Comprehensive Cover

Enumerate the policy ciphers for Domestic Policy

What are the types of policies they can choose from?

What are the nominated driver policy ciphers?

Under Nominated Driver Policy, we will not cover any loss, damage, or liability if the vehicle is driven by someone who is under 25 years of age, unless it is being:

What is No Claim Bonus?

What are the options to have a protection?

How can they become eligible for an earned NCB Protection?

Available under all levels of cover. This policy provides cover for your car, motorcycle,trailer, or horse float