LTD/STD Benefit Plan Setup
This certification test contains questions of different formats. The format of the questions include multiple choice; true/false and fill in the blank etc. . . Please remember to chose the best response to each question. You are able to use your notes and participation guide along with the ISolved system while taking the test. Read carefully. In order to obtain your certification, you must score a passing score of 75 percent. Good Luck!
The client might decide to use eBN or COBRA someday.
These blank columns will show nothing in a report if pulled.
Some things won’t calculate if you leave them blank.
All of the above.
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Guaranteed Issue.
Unit Value
Additional Amount Increment
Age Reduction Rules
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True
False
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You do not use a rate multiplier with the Covered Benefit calculation.
The Straight Salary calculation does not reduce the monthly amount by the Covered Benefit percentage.
None. There is no difference.
Simple. Decide yourself which way it should be calculated.
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Is 100% ER Paid
Always uses incremental additional coverage.
Must be a separate plan and have separate Company Benefit Type as the regular LTD or STD plan.
Must be a separate plan and use the same Company Benefit Type as the regular LTD or STD plan.
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The plan is calculated on straight salary.
The stated max is below $5,000.00 for LTD and $500.00 for STD.
The client is using eBN services.
The max coverage is not provided to you.
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True
False
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True
False
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True
False
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True
False
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True
False
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True
False
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True
False
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Any combination of Tobacco, Gender and Employee Age options.
Only the Tobacco or Age options.
Only the Tobacco or Gender option along with the Age options.
None of the above.
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You need to consider whether or not the client has eBN.
You need to know when the client sends salary updates to the carrier.
You use the nifty, handy chart created for you.
All of the above.
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True
False
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