Are You Ready For Open Enrollment?

21 Questions | Total Attempts: 49

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Enrollment Quizzes & Trivia

As administrators, it is critical that you understand and accurately convey this year's changes and plan rules. Test you knowledge and find out if you're ready for open enrollment.


Questions and Answers
  • 1. 
    What date is open enrollment effective?
    • A. 

      April 1, 2010

    • B. 

      April 15, 2010

    • C. 

      March 31, 2010

    • D. 

      April 4, 2010

  • 2. 
    You may only change your coverage outside Open Enrollment if have a ________________.
  • 3. 
    What are the advantages to consumer directed health care plans?
    • A. 

      Consumer-directed plans give individuals better access to information and more control over their own health care, allowing them to make informed decisions about treatment and provider options.

    • B. 

      Consumer-directed plans give individuals more control over their health care spending and informs them about the true cost of care, which makes them more cost conscious.

    • C. 

      Consumer-directed plans encourage healthy behavior by promoting no-cost or low-cost services such as routine physicals, child immunizations, obesity weight-loss programs, routine prenatal care, etc.

    • D. 

      All of the above.

  • 4. 
    Which of the following best defines coinsurance:
    • A. 

      Is a fixed dollar amount you pay when you use a service.

    • B. 

      Is the amount of money you pay annually before the insurance company begins paying for certain expenses.

    • C. 

      Is the percentage of plan costs you pay for certain expenses.

    • D. 

      Is the maximum annual amount you pay under the plan.

  • 5. 
    How will associates pay for prescriptions under the new BCBS mid level plan?
    • A. 

      Copay

    • B. 

      Coinsurance

    • C. 

      Combination of copay and coinsurance

  • 6. 
    Life and Disability plans are now being offered through what vendor?
    • A. 

      Colonial Life

    • B. 

      Prudential

    • C. 

      Aflac

    • D. 

      Cigna

    • E. 

      Ameriflex

  • 7. 
    What is the guaranteed issue for Life insurance for New Hires?
    • A. 

      1x Basic Annual Earnings

    • B. 

      2x Basic Annual Earnings

    • C. 

      3x Basic Annual Earnings

    • D. 

      4x Basic Annual Earnings

    • E. 

      5x Basic Annual Earnings

  • 8. 
    True or False.  Guarantee issue can be defined as the right to purchase insurance without physical examination; the present and past physical condition of the applicant are not considered.
    • A. 

      True

    • B. 

      False

  • 9. 
    True or False.  In 2010, TPG made changes to the Delta Dental standard and enhanced plans.
    • A. 

      True

    • B. 

      False

  • 10. 
    In 2010, the cost of Vision insurance will
    • A. 

      Stay the same

    • B. 

      Increase

    • C. 

      Decrease

  • 11. 
    True or False.  If an associate elects more than $20,000 of Spousal Life insurance they are required to complete an Evidence of Insurability form.
    • A. 

      True

    • B. 

      False

  • 12. 
    If an associate enrolls in Life and AD&D coverage is the spouse required to elect AD&D?
    • A. 

      Yes

    • B. 

      No

  • 13. 
    By completing the Evidence of Insurability form, does that guarantee that the associate will get the coverage they elected?
    • A. 

      Yes

    • B. 

      No

  • 14. 
    Associates who are already enrolled in Life insurance can increase their election up to _______ times their annual earnings (up to a maximum of $100,000) during open enrollment.
    • A. 

      1

    • B. 

      2

    • C. 

      3

  • 15. 
    Associates who chose not to enroll in Life insurance when hired are allowed to elect __________ times their annual earnings (up to a maximum of $100,000) during open enrollment.
    • A. 

      1

    • B. 

      2

    • C. 

      3

  • 16. 
    During open enrollment, how much can an associate increase their spousal life insurance coverage without having to complete an Evidence of Insurability?
    • A. 

      1 unit of $5,000

    • B. 

      2 units of $5,000

    • C. 

      3 units of $5,000

    • D. 

      4 units of $5,000

  • 17. 
    The “grandfathered” rates for Short Term Disability (STD) will be eliminated effective April 1, 2010.
    • A. 

      Yes

    • B. 

      No

  • 18. 
    Pre-existing limitations will apply to which of the following associates (check all that apply):
    • A. 

      New Hires

    • B. 

      Associates who already have STD for more than one year and are being switched to Cigna (our new carrier)

    • C. 

      Associates who elect STD during open enrollment

    • D. 

      Associates who already have STD for less than one year and are being switched to Cigna (our new carrier)

  • 19. 
    True or False.  Hourly associates can obtain Long Term Disability (LTD) coverage.
    • A. 

      True

    • B. 

      False

  • 20. 
    Under Cigna's value-added programs which insurance do you need to be enrolled in to get the secure travel program and the identity theft protection?
    • A. 

      Long Term Disability (LTD)

    • B. 

      Short Term Disability (STD)

    • C. 

      Supplemental Life Insurance

    • D. 

      Supplemental Life Insurance with AD&D Coverage

  • 21. 
    Is vision insurance available to part-time associates?
    • A. 

      Yes

    • B. 

      No