The Open Enrollment Quiz! Trivia
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The open enrollment quiz below comprises of questions on a wellness program. Basically it covers different things regarding eligibility and enrollment into the program. Take up the challenge and see how you fare. All the best.
- 1.
What is your employee ID number? (This will only be used to determine the winner)
Explanation
The answer "N/A" is correct because the question asks for the employee ID number, but states that it is not applicable or available (N/A). Therefore, there is no employee ID number to provide in this case.Rate this question:
- 2.
When is the Open Enrollment period?
- A.
November 1st - November 30th
- B.
November 1st - December 2nd
- C.
December 1st - December 30th
Correct Answer
B. November 1st - December 2ndExplanation
The Open Enrollment period is from November 1st to December 2nd. This is the time frame during which individuals can enroll in or make changes to their health insurance plans. It is important to note that this period may vary depending on the specific insurance provider or state regulations.Rate this question:
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- 3.
When does coverage go into effect?
- A.
December 2nd, 2013 (as soon as Open Enrollment ends)
- B.
January 1st, 2014
- C.
As soon as I complete Open Enrollment
Correct Answer
B. January 1st, 2014Explanation
The coverage goes into effect on January 1st, 2014. This is because the question is asking about when the coverage starts, and January 1st, 2014 is the specified date given as an option. The other options, December 2nd, 2013 and "as soon as I complete Open Enrollment," are not mentioned as possible start dates in the question. Therefore, the correct answer is January 1st, 2014.Rate this question:
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- 4.
What is your password at the beginning of Open Enrollment each year?
- A.
Your birth date with no slashes (Example: April 2, 1982 = 04021982
- B.
Your last name
- C.
Your last four digits of your social security number
Correct Answer
A. Your birth date with no slashes (Example: April 2, 1982 = 04021982Explanation
The correct answer is your birth date with no slashes. This means that you need to enter your birth date in the format of month, day, and year without any slashes or separators. For example, if your birth date is April 2, 1982, you would enter it as 04021982.Rate this question:
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- 5.
Who is our Dental provider?
- A.
Delta Dental of Indiana
- B.
Express Dental
- C.
United Healthcare
Correct Answer
A. Delta Dental of IndianaExplanation
Delta Dental of Indiana is our dental provider because it is listed as an option among the other choices provided.Rate this question:
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- 6.
Are spouses eligible to participate in the wellness program and receive a $75 credit too?
- A.
No, they are not eligible.
- B.
Yes, if enrolled in ACL medical.
Correct Answer
B. Yes, if enrolled in ACL medical.Explanation
Spouses are eligible to participate in the wellness program and receive a $75 credit only if they are enrolled in ACL medical. This implies that the wellness program and credit are specifically available to those who have enrolled in ACL medical, including spouses.Rate this question:
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- 7.
Who is our 2014 FSA provider?
- A.
UHC
- B.
Mutual of Omaha
- C.
Benefit Wallet
Correct Answer
C. Benefit WalletExplanation
The correct answer is Benefit Wallet because it is stated as one of the options for the 2014 FSA provider.Rate this question:
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- 8.
After the annual enrollment period is over, can I change my 2014 Benefits?
- A.
Yes, anytime
- B.
No, never
- C.
Only if there is a qualified family status change (such as marriage, birth, divorce)
Correct Answer
C. Only if there is a qualified family status change (such as marriage, birth, divorce)Explanation
After the annual enrollment period is over, individuals cannot change their 2014 benefits unless there is a qualified family status change, such as marriage, birth, or divorce. This means that if there is a significant life event that affects their family status, they may be eligible to make changes to their benefits outside of the enrollment period. However, without a qualified family status change, individuals are not able to make any changes to their benefits after the annual enrollment period has ended.Rate this question:
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- 9.
Under ACL's medical Plan, what is the cost of an annual physical well visit at an in-network provider?
- A.
Free
- B.
$25 copay
- C.
20% after $1000 deductible
Correct Answer
A. FreeExplanation
Under ACL's medical plan, the cost of an annual physical well visit at an in-network provider is free. This means that the individual does not have to pay anything out of pocket for the visit.Rate this question:
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- 10.
If I do not complete enrollment, what will happen?
- A.
You will get a raise
- B.
You will not have any benefits for 2014
- C.
You will have the same benefits you had in 2013, except you will pay more for them and will not have an FSA and be charged the tobacco surcharge (as well as spousal surcharge if one was on the plan)
Correct Answer
C. You will have the same benefits you had in 2013, except you will pay more for them and will not have an FSA and be charged the tobacco surcharge (as well as spousal surcharge if one was on the plan)Explanation
If you do not complete enrollment, you will not receive any new benefits for 2014. Instead, you will continue to have the same benefits that you had in 2013. However, you will have to pay more for these benefits and you will not have access to a Flexible Spending Account (FSA). Additionally, if you were previously on the plan with a spouse, you will be charged a spousal surcharge along with the tobacco surcharge.Rate this question:
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- 11.
What 2 items must be completed to receive the $75/month Wellness incentive?
- A.
Member Health Assessment and Biometric Screening
- B.
Biometric Screening and dental checkup
- C.
Vision test and Biometric Screening
Correct Answer
A. Member Health Assessment and Biometric ScreeningExplanation
To receive the $75/month Wellness incentive, two items must be completed: the Member Health Assessment and the Biometric Screening. These two assessments are necessary to evaluate the member's overall health and identify any potential health risks. The Member Health Assessment involves answering questions about medical history, lifestyle, and current health conditions. The Biometric Screening includes measurements such as blood pressure, cholesterol levels, and body mass index. By completing both assessments, the member can actively participate in their health management and potentially improve their overall well-being.Rate this question:
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- 12.
Who is ACL's Life/AD&D/LTD insurer beginning in 2014?
- A.
UHC
- B.
AllState
- C.
Mutual of Omaha
Correct Answer
C. Mutual of OmahaExplanation
Mutual of Omaha is the insurer for ACL's Life/AD&D/LTD beginning in 2014.Rate this question:
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- 13.
What is AD&D insurance?
- A.
Automotive detailing and dent repair (ie car fixing insurance)
- B.
Accidental Death & Dismemberment (ie insurance for loss of life or a limb due to an accident)
- C.
AllState Defensive Driving Insurance
Correct Answer
B. Accidental Death & Dismemberment (ie insurance for loss of life or a limb due to an accident)Explanation
AD&D insurance stands for Accidental Death & Dismemberment insurance. It provides coverage in the event of accidental death or the loss of a limb due to an accident. This type of insurance is designed to provide financial protection to the insured and their beneficiaries in case of such unfortunate events. It is different from regular life insurance as it specifically covers accidental deaths and dismemberment rather than natural causes or illnesses. AD&D insurance can provide a lump sum payment or a predetermined benefit amount to the insured or their beneficiaries, depending on the terms of the policy.Rate this question:
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- 14.
What issues can the Employee Assistance Plan (EAP) / Nurse Line help with?
- A.
Substance Abuse
- B.
Stress and Anxiety
- C.
Relationship issues
- D.
Financial or Legal issues
- E.
Self-help / Nurse advice
- F.
All of the above
Correct Answer
F. All of the aboveExplanation
The Employee Assistance Plan (EAP) / Nurse Line can help with a variety of issues including substance abuse, stress and anxiety, relationship issues, financial or legal issues, and self-help/nurse advice. This means that individuals can seek support and guidance for any of these concerns through the EAP/Nurse Line.Rate this question:
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- 15.
What voluntary insurance products does ACL offer through insurance partners?
- A.
Auto and home insurance
- B.
Pet insurance
- C.
Group Critical Illness
- D.
Group Accident
- E.
All of the above
Correct Answer
E. All of the aboveExplanation
ACL offers a range of voluntary insurance products through insurance partners, including auto and home insurance, pet insurance, group critical illness, and group accident insurance. This means that ACL provides coverage options for various aspects of an individual's life, such as their vehicles, homes, pets, and health. By offering all of these insurance products, ACL aims to provide comprehensive coverage and meet the diverse needs of its customers.Rate this question:
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- 16.
If you elect to defer 5% of your pay to your 401k account what percent will ACL match?
- A.
None, ACL doesn't match anything
- B.
4% (Team member puts in 5%, ACL will put in an additional 4%)
- C.
25%
- D.
This looks like math and it is too hard
Correct Answer
B. 4% (Team member puts in 5%, ACL will put in an additional 4%)Explanation
If you choose to defer 5% of your pay to your 401k account, ACL will match that with an additional 4%.Rate this question:
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- 17.
Under ACL's dental Plan, what is the cost of a routine in-network check-up / cleaning?
- A.
$25 copay
- B.
Free
- C.
20% after $50 deductible
Correct Answer
B. FreeExplanation
Under ACL's dental plan, the cost of a routine in-network check-up/cleaning is free. This means that members covered under the plan do not have to pay any out-of-pocket expenses for this particular service. It is included as a benefit of the dental plan, allowing individuals to receive regular check-ups and cleanings without incurring any additional costs.Rate this question:
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- 18.
If I or my spouse smoke or use tobacco, what free options does ACL offer to help me quit?
- A.
Free tobacco cessation medications (like Chantix) through ExpressScripts
- B.
Counseling through the EAP / Nurse line
- C.
Online tobacco cessation courses and free nicotine replacement therapy (gum, losages, ect.)
- D.
Phone based tobacco cessation coaching
- E.
All of the above
- F.
None of the above, ACL does not provide any free support... I will have to continue smoking
Correct Answer
E. All of the aboveExplanation
ACL offers a comprehensive range of free options to help individuals quit smoking or using tobacco. These options include free tobacco cessation medications through ExpressScripts, counseling services through the EAP/Nurse line, online tobacco cessation courses, free nicotine replacement therapy (such as gum or lozenges), and phone-based tobacco cessation coaching. By providing all of these options, ACL aims to support individuals in their journey towards quitting tobacco and improving their overall health and well-being.Rate this question:
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- 19.
How long are children covered by the ACL health care plans (medical, dental, vision)?
- A.
Children aren't allowed on the ACL medical plan
- B.
Children are covered until the end of the month they turn 26
- C.
Until they move out of my house... Which may be forever
Correct Answer
B. Children are covered until the end of the month they turn 26Explanation
The ACL health care plans provide coverage for children until they reach the age of 26. This means that children can remain on the health care plans until the end of the month in which they celebrate their 26th birthday. After that, they will no longer be eligible for coverage under the ACL health care plans.Rate this question:
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- 20.
If I have questions who do I call?
- A.
Ghostbusters
- B.
ACL Benefits 1-888-805-5129
Correct Answer
B. ACL Benefits 1-888-805-5129 -
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