The Open Enrollment Quiz! Trivia

The ACL health care plans provide coverage for children until they reach the age of 26. This means that children can remain on the health care plans until the end of the month in which they celebrate their 26th birthday. After that, they will no longer be eligible for coverage under the ACL health care plans.

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Spouses are eligible to participate in the wellness program and receive a $75 credit only if they are enrolled in ACL medical. This implies that the wellness program and credit are specifically available to those who have enrolled in ACL medical, including spouses.

To receive the $75/month Wellness incentive, two items must be completed: the Member Health Assessment and the Biometric Screening. These two assessments are necessary to evaluate the member's overall health and identify any potential health risks. The Member Health Assessment involves answering questions about medical history, lifestyle, and current health conditions. The Biometric Screening includes measurements such as blood pressure, cholesterol levels, and body mass index. By completing both assessments, the member can actively participate in their health management and potentially improve their overall well-being.

AD&D insurance stands for Accidental Death & Dismemberment insurance. It provides coverage in the event of accidental death or the loss of a limb due to an accident. This type of insurance is designed to provide financial protection to the insured and their beneficiaries in case of such unfortunate events. It is different from regular life insurance as it specifically covers accidental deaths and dismemberment rather than natural causes or illnesses. AD&D insurance can provide a lump sum payment or a predetermined benefit amount to the insured or their beneficiaries, depending on the terms of the policy.

After the annual enrollment period is over, individuals cannot change their 2014 benefits unless there is a qualified family status change, such as marriage, birth, or divorce. This means that if there is a significant life event that affects their family status, they may be eligible to make changes to their benefits outside of the enrollment period. However, without a qualified family status change, individuals are not able to make any changes to their benefits after the annual enrollment period has ended.

The coverage goes into effect on January 1st, 2014. This is because the question is asking about when the coverage starts, and January 1st, 2014 is the specified date given as an option. The other options, December 2nd, 2013 and "as soon as I complete Open Enrollment," are not mentioned as possible start dates in the question. Therefore, the correct answer is January 1st, 2014.

If you choose to defer 5% of your pay to your 401k account, ACL will match that with an additional 4%.

ACL offers a comprehensive range of free options to help individuals quit smoking or using tobacco. These options include free tobacco cessation medications through ExpressScripts, counseling services through the EAP/Nurse line, online tobacco cessation courses, free nicotine replacement therapy (such as gum or lozenges), and phone-based tobacco cessation coaching. By providing all of these options, ACL aims to support individuals in their journey towards quitting tobacco and improving their overall health and well-being.

ACL offers a range of voluntary insurance products through insurance partners, including auto and home insurance, pet insurance, group critical illness, and group accident insurance. This means that ACL provides coverage options for various aspects of an individual's life, such as their vehicles, homes, pets, and health. By offering all of these insurance products, ACL aims to provide comprehensive coverage and meet the diverse needs of its customers.

The Employee Assistance Plan (EAP) / Nurse Line can help with a variety of issues including substance abuse, stress and anxiety, relationship issues, financial or legal issues, and self-help/nurse advice. This means that individuals can seek support and guidance for any of these concerns through the EAP/Nurse Line.

Delta Dental of Indiana is our dental provider because it is listed as an option among the other choices provided.

If you do not complete enrollment, you will not receive any new benefits for 2014. Instead, you will continue to have the same benefits that you had in 2013. However, you will have to pay more for these benefits and you will not have access to a Flexible Spending Account (FSA). Additionally, if you were previously on the plan with a spouse, you will be charged a spousal surcharge along with the tobacco surcharge.

The correct answer is your birth date with no slashes. This means that you need to enter your birth date in the format of month, day, and year without any slashes or separators. For example, if your birth date is April 2, 1982, you would enter it as 04021982.

Under ACL's medical plan, the cost of an annual physical well visit at an in-network provider is free. This means that the individual does not have to pay anything out of pocket for the visit.

Under ACL's dental plan, the cost of a routine in-network check-up/cleaning is free. This means that members covered under the plan do not have to pay any out-of-pocket expenses for this particular service. It is included as a benefit of the dental plan, allowing individuals to receive regular check-ups and cleanings without incurring any additional costs.

The Open Enrollment period is from November 1st to December 2nd. This is the time frame during which individuals can enroll in or make changes to their health insurance plans. It is important to note that this period may vary depending on the specific insurance provider or state regulations.

The correct answer is Benefit Wallet because it is stated as one of the options for the 2014 FSA provider.

Mutual of Omaha is the insurer for ACL's Life/AD&D/LTD beginning in 2014.

The answer "N/A" is correct because the question asks for the employee ID number, but states that it is not applicable or available (N/A). Therefore, there is no employee ID number to provide in this case.