Try Out Online II Ekonomi Ips

1. Belakangan ini banyak masalah ekonomi yang dihadapi pemerintah di antaranya kenaikan harga kebutuhan pokok, penurunan nilai rupiah, dan lain-lain. Menyikapi keadaan seperti di atas, tindakan yang paling tepat dilakukan oleh masyarakat yang bertanggung jawab adalah…

membeli barang sesuai dengan kebutuhan bukan sesuai dengan keinginan agar barang yang dibeli memiliki daya guna yang tinggi dan bermanfaat

menahan mata uang asing terutama dollar Amerika yang dimiliki untuk mendapatkan keuntungan ketika dijual saat harganya semakin mahal

mengajak seluruh masyarakat menunda pemenuhan segala kebutuhan sampai barang yang dibutuhkan tersedia di pasar supaya harga barang turun

The most appropriate action for responsible individuals in response to the economic problems mentioned, such as rising prices of basic needs and the depreciation of the currency, is to buy goods according to their needs rather than their desires in order to ensure that the purchased items have high utility and are beneficial. This means making wise and practical choices when it comes to spending money, prioritizing essential items and avoiding unnecessary purchases. By doing so, individuals can effectively manage their finances and cope with the economic challenges they are facing.

Explanation

The most appropriate action for responsible individuals in response to the economic problems mentioned, such as rising prices of basic needs and the depreciation of the currency, is to buy goods according to their needs rather than their desires in order to ensure that the purchased items have high utility and are beneficial. This means making wise and practical choices when it comes to spending money, prioritizing essential items and avoiding unnecessary purchases. By doing so, individuals can effectively manage their finances and cope with the economic challenges they are facing.

2. Jumlah uang yang beredar Rp15.000.000,00 dengan kecepatan peredarannya sebanyak 5 kali. Apabila harga barang di pasar tersebut Rp10.000,00 per unit, menurut Irving Fisher jumlah barang di pasar tersebut adalah… .

Rp3.000,00

Rp7.500,00

Rp10.000,00

Rp11.250,00

Rp20.000,00

The correct answer is Rp7.500,00. This can be calculated using the equation of quantity theory of money, which states that the total money supply (M) multiplied by the velocity of money (V) is equal to the price level (P) multiplied by the quantity of goods (Q) exchanged. In this case, M is Rp15.000.000,00 and V is 5. The price level is given as Rp10.000,00 per unit. By rearranging the equation, we can solve for Q, which is the quantity of goods. Therefore, Q = (M x V) / P = (Rp15.000.000,00 x 5) / Rp10.000,00 = Rp7.500,00.

Explanation

The correct answer is Rp7.500,00. This can be calculated using the equation of quantity theory of money, which states that the total money supply (M) multiplied by the velocity of money (V) is equal to the price level (P) multiplied by the quantity of goods (Q) exchanged. In this case, M is Rp15.000.000,00 and V is 5. The price level is given as Rp10.000,00 per unit. By rearranging the equation, we can solve for Q, which is the quantity of goods. Therefore, Q = (M x V) / P = (Rp15.000.000,00 x 5) / Rp10.000,00 = Rp7.500,00.

3. Setiap negara akan berusaha meningkatkan cadangan devisa dengan berbagai cara. Sebab cadangan devisa dapat memengaruhi posisi tawar suatu negara terhadap negara lain dan untuk menyetabilkan perekonomian negara yang bersangkutan. Berdasarkan kenyataan tersebut, kebijakan paling tepat yang dapat dilakukan pemerintah dalam meningkatkan devisa adalah… .

mewajibkan setiap transaksi menggunakan mata uang asing agar cadangan devisa terus bertambah

meningkatkan surplus neraca pembayaran dengan meningkatkan ekspor dan mengurangi impor

meningkatkan defisit neraca pembayaran dengan meningkatkan impor dan mengurangi ekspor

menambah utang luar negeri dalam bentuk mata uang asing yang sesuai dengan kebutuhan transaksi

membayar cicilan utang luar negeri dengan menunda pembayaran bunga agar menghemat devisa

The correct answer is "meningkatkan surplus neraca pembayaran dengan meningkatkan ekspor dan mengurangi impor". This is because increasing the surplus of the balance of payments by increasing exports and reducing imports will result in a higher inflow of foreign currency, thus increasing the country's foreign exchange reserves. This will improve the country's position in international trade and help stabilize its economy.

Explanation

The correct answer is "meningkatkan surplus neraca pembayaran dengan meningkatkan ekspor dan mengurangi impor". This is because increasing the surplus of the balance of payments by increasing exports and reducing imports will result in a higher inflow of foreign currency, thus increasing the country's foreign exchange reserves. This will improve the country's position in international trade and help stabilize its economy.

4. Setelah berhasil membangun lapangan futsal yang bagus, Pak Suherman ingin melakukan variasi usaha di sekitar lapangan tersebut agar memperoleh keuntungan yang didambakan. Contoh di atas berhubungan dengan masalah pokok ekonomi… .

apa yang akan diproduksi

bagaimana cara melakukan produksi

siapa yang akan melakukan produksi

untuk siapa barang diproduksi

kapan barang akan diproduksi

The given correct answer "apa yang akan diproduksi" (what will be produced) is the most relevant to the situation described. The passage states that Pak Suherman wants to diversify his business around the futsal field to gain desired profits. To do that, he needs to decide what products or services he will offer in addition to the futsal field. This aligns with the question "apa yang akan diproduksi" as it focuses on determining what will be produced or offered in the business.

Explanation

The given correct answer "apa yang akan diproduksi" (what will be produced) is the most relevant to the situation described. The passage states that Pak Suherman wants to diversify his business around the futsal field to gain desired profits. To do that, he needs to decide what products or services he will offer in addition to the futsal field. This aligns with the question "apa yang akan diproduksi" as it focuses on determining what will be produced or offered in the business.

5. Informasi yang terdapat dalam laporan keuangan perusahaan berguna untuk pihak intern dan ekstern perusahaan. Berikut ini yang termasuk manfaat informasi akuntansi untuk kreditor adalah... .

memperhatikan kinerja perusahan untuk mempertimbangkan pengajuan kenaikan upah

pertimbangan untuk menambah, mengurangi, atau menarik pinjaman yang diberikan

masukan untuk membeli atau menjual saham perusahaan yang dimaksud

acuan untuk mempertahankan, memperpanjang, atau mengganti pengelola perusahaan

melihat hasil kerja selama periode tertentu untuk pertimbangan pada periode berikutnya

The correct answer is "pertimbangan untuk menambah, mengurangi, atau menarik pinjaman yang diberikan". This is because financial statements provide information about a company's financial position, performance, and cash flows, which are crucial for creditors to assess the creditworthiness of the company. Creditors can use this information to make informed decisions about whether to increase, decrease, or withdraw the loans they have provided to the company.

Explanation

The correct answer is "pertimbangan untuk menambah, mengurangi, atau menarik pinjaman yang diberikan". This is because financial statements provide information about a company's financial position, performance, and cash flows, which are crucial for creditors to assess the creditworthiness of the company. Creditors can use this information to make informed decisions about whether to increase, decrease, or withdraw the loans they have provided to the company.

6. Berdasarkan tabel di atas, pernyataan yang tepat adalah… .

negara Satuan memiliki pendapatan perkapita tertinggi dibanding empat negara lain

pendapatan perkapita negara Puluhan lebih rendah dari pada negara Satuan

pendapatan perkapita negara Ribuan lebih tinggi dari pada negara Jutaannegara Jutaan memiliki pendapatan perkapita lebih tinggi dari negara Puluhan

negara Ratusan memiliki pendapatan perkapita terendah dibanding empat negara lain

The given table shows the per capita income of different countries. The statement "negara Ratusan memiliki pendapatan perkapita terendah dibanding empat negara lain" is the correct answer because it states that the country "Ratusan" has the lowest per capita income compared to the other four countries mentioned.

Explanation

The given table shows the per capita income of different countries. The statement "negara Ratusan memiliki pendapatan perkapita terendah dibanding empat negara lain" is the correct answer because it states that the country "Ratusan" has the lowest per capita income compared to the other four countries mentioned.

7. Faktor Perdagangan dan Manfaat Kerja Sama Internasional:

suatu negara tidak dapat memenuhi kebutuhan sendiri
perbedaan selera masyarakat dan permintaan
meningkatkan kualitas konsumsi
memperluas kesempatan kerja
meningkatkan pendapatan riil masyarakat

Berdasarkan pernyataan di atas, yang termasuk manfaat kerja sama ekonomi internasional adalah… .

(1), (2), dan (3)

(1), (3), dan (5)

(2), (3), dan (4)

(2), (4), dan (5)

(3), (4), dan (5)

The statement mentions that international cooperation in trade can lead to the expansion of job opportunities, the increase in real income of the society, and the improvement in the quality of consumption. Therefore, the benefits of international economic cooperation mentioned in the statement are options (3), (4), and (5).

Explanation

The statement mentions that international cooperation in trade can lead to the expansion of job opportunities, the increase in real income of the society, and the improvement in the quality of consumption. Therefore, the benefits of international economic cooperation mentioned in the statement are options (3), (4), and (5).

8. Pada saat fungsi permintaan Pd = -2,5Q+ 500 terjadi perubahan harga dari 200 menjadi 300 yang mengakibatkan adanya perubahan penawaran dari 48 menjadi 88 unit. Berdasarkan data di atas, titik keseimbangan pasar yang terjadi adalah… .

(84, 290)

(88, 250)

(120, 300)

(250, 88)

(290, 84)

The given information states that when the price changes from 200 to 300, the quantity supplied changes from 48 to 88 units. This implies that the supply function is Qs = 0.5P + 12. To find the equilibrium point, we need to find the point where the quantity demanded equals the quantity supplied. The demand function is given as Qd = -2.5P + 500. Setting Qd equal to Qs, we get -2.5P + 500 = 0.5P + 12. Solving this equation, we find P = 84. Substituting this value of P back into either the demand or supply function, we can find the equilibrium quantity, which is 290. Therefore, the equilibrium point is (84, 290).

Explanation

The given information states that when the price changes from 200 to 300, the quantity supplied changes from 48 to 88 units. This implies that the supply function is Qs = 0.5P + 12. To find the equilibrium point, we need to find the point where the quantity demanded equals the quantity supplied. The demand function is given as Qd = -2.5P + 500. Setting Qd equal to Qs, we get -2.5P + 500 = 0.5P + 12. Solving this equation, we find P = 84. Substituting this value of P back into either the demand or supply function, we can find the equilibrium quantity, which is 290. Therefore, the equilibrium point is (84, 290).

9. Beberapa contoh penerapan kebijakan yang dilakukan oleh pemerintah:

untuk meningkatkan kesejahteraan petani dalam negeri terutama produsen bawang merah, pemerintah melarang impor bawang merah
agar jumlah beras di dalam negeri tercukupi dan kesejahteraan petani terperhatikan, pemerintah membolehkan impor beras dalam jumlah terbatas
untuk memperluas pasar di luar negeri, pemerintah memberikan potongan harga jual kepada negara-negara sahabat
pemerintah membatasi ekspor produk yang masih dibutuhkan di dalam negeri
produsen gula di dalam negeri sudah mampu memenuhi kebutuhan di dalam negeri sehingga pemerintah membatasi impor gula

Berdasarkan pernyataan tersebut, yang termasuk penerapan kebijakan kuota adalah…

(1), (2), dan (3)

(1), (3), dan (5)

(2), (3), dan (4)

(2), (4), dan (5)

(3), (4), dan (5)

The correct answer is (2), (4), and (5). This is because in statement (2), the government allows limited imports of rice to ensure sufficient domestic supply and support the welfare of farmers. In statement (4), the government restricts the export of products that are still needed domestically. And in statement (5), the government limits sugar imports because domestic producers are already able to meet the domestic demand. These three statements demonstrate the implementation of quota policies by the government.

Explanation

The correct answer is (2), (4), and (5). This is because in statement (2), the government allows limited imports of rice to ensure sufficient domestic supply and support the welfare of farmers. In statement (4), the government restricts the export of products that are still needed domestically. And in statement (5), the government limits sugar imports because domestic producers are already able to meet the domestic demand. These three statements demonstrate the implementation of quota policies by the government.

10. Transaksi yang terjadi pada Salon "Reys":

Desember 2015 dibeli 1 set meja hias seharga Rp15.000.000,00 dengan menyerahkan cek.
Desember 2015 dibeli perlengkapan salon seharga Rp1.500.000,00 dari Toko Pertigaan, baru dibayar Rp500.000,00.
Desember 2015 dibayar biaya service peralatan seminggu yang lalu kepada "Lima Saudara Service" seharga Rp750.000,00.
Desember 2015 diselesaikan pekerjaan merias pengantin dengan menyerahkan faktur senilai Rp7.500.000,00.
Desember 2015 dibayar cicilan pembelian peralatan bulan yang lalu kepada Fa. Perempatan sebanyak Rp1.250.000,00.

Berdasarkan transaksi pada Salon Reys" di atas, maka pencatatan transaksi yang memengaruhi utang terdapat pada tangggal... .

(1), (2), dan (3)

(1), (3), dan (5)

(2), (3), dan (4)

(2), (3), dan (5)

(3), (4), dan (5)

The transactions that affect the debt in the given scenario are as follows:
(2) The purchase of salon equipment worth Rp1,500,000.00 from Toko Pertigaan, where only Rp500,000.00 was paid, resulting in a remaining debt.
(3) The payment of a service fee for equipment maintenance to "Lima Saudara Service" worth Rp750,000.00.
(5) The payment of an installment for the purchase of equipment from Fa. Perempatan worth Rp1,250,000.00. These transactions involve either the creation or payment of debts, hence they affect the overall debt of the salon.

Explanation

The transactions that affect the debt in the given scenario are as follows:
(2) The purchase of salon equipment worth Rp1,500,000.00 from Toko Pertigaan, where only Rp500,000.00 was paid, resulting in a remaining debt.
(3) The payment of a service fee for equipment maintenance to "Lima Saudara Service" worth Rp750,000.00.
(5) The payment of an installment for the purchase of equipment from Fa. Perempatan worth Rp1,250,000.00. These transactions involve either the creation or payment of debts, hence they affect the overall debt of the salon.

11.

pengeluaran petani daerah Bukit lebih tinggi dari pada pendapatan yang diterimanya tiap musim

kesejahteraan petani daerah Lembah lebih tinggi dari petani daerah Gunung tetapi lebih rendah dari Daratan

petani di daerah Gunung memiliki penerimaan lebih kecil dibandingkan dengan pengeluarannya

setiap petani berusaha untuk mencontoh kinerja petani di daerah Lembah agar lebih sejahtera

petani di daerah Daratan lebih sejahtera dibandingkan dengan petani di daerah Sawah dan Gunung

not-available-via-ai

Explanation

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12. Jumlah penduduk yang banyak terutama pada saat usia produktif memiliki dampak yang beragam. Apabila mereka memiliki pekerjaan dan keahlian, maka akan menjadi modal pembangunan sekaligus meningkatkan pendapatan. Sebaliknya, apabila mereka tidak memiliki keahlian dan pekerjaan apalagi pengangguran, maka mereka menjadi beban negara. Dampak yang ditimbulkan dari pengangguran bila dilihat dari pembangunan ekonomi adalah... .

meningkatkan angka kriminalitas di masyarakat sebagai cara untuk memenuhi kebutuhan

pendapatan masyarakat dan nasional menurun sehingga pembangunan ekonomi terhambat

beban sosial akan mengalami peningkatan sebagai dampak dari kejahatan yang meningkat

pendapatan perusahaan menurun karena banyak masyarakat yang tidak mampu membeli

semakin banyak masyarakat membuka usaha sendiri untuk mendapatkan penghasilan

The impact of unemployment on economic development is that it leads to a decrease in both individual and national income, which in turn hampers economic development. When a large portion of the population is unemployed, there is a decrease in consumer spending and investment, resulting in a decline in overall income and economic growth. This can create a vicious cycle where low income leads to reduced demand, which further exacerbates unemployment and slows down economic development.

Explanation

The impact of unemployment on economic development is that it leads to a decrease in both individual and national income, which in turn hampers economic development. When a large portion of the population is unemployed, there is a decrease in consumer spending and investment, resulting in a decline in overall income and economic growth. This can create a vicious cycle where low income leads to reduced demand, which further exacerbates unemployment and slows down economic development.

13.

anggaran negara tersebut selalu mengalami surplus karena Pendapatan Negara lebih besar dibandingkan Belanja Negara

defisit anggaran negara tersebut pada tahun 2015 mengalami peningkatan dibandingkan tahun 2014 dan tahun 2016 meningkat lagi dibandingkan tahun 2015

pemerintah negara tersebut menerapkan anggaran defisit dengan jumlah pendapatan yang selalu lebih besar dibandingkan belanja

belanja negara dari tahun ke tahun selalu mengalami peningkatan baik untuk belanja pemerintah pusat maupun untuk ditransfer ke daerah

untuk menutupi defisit anggaran, pemerintah memanfaatkan dana hibah yang didapat dari bantuan luar negeri sebagai mitra kerja sama

The correct answer suggests that the reason for the state budget always experiencing a surplus is because the national expenditure (belanja negara) has been increasing each year, both for the central government's expenses and for transfers to regions. This increase in expenditure helps to balance the budget and ensure that the government's income (Pendapatan Negara) is always greater than its expenses (Belanja Negara). Additionally, the government utilizes grant funds received from foreign aid as a means to cover any budget deficits.

Explanation

The correct answer suggests that the reason for the state budget always experiencing a surplus is because the national expenditure (belanja negara) has been increasing each year, both for the central government's expenses and for transfers to regions. This increase in expenditure helps to balance the budget and ensure that the government's income (Pendapatan Negara) is always greater than its expenses (Belanja Negara). Additionally, the government utilizes grant funds received from foreign aid as a means to cover any budget deficits.

14. Tempe dan tahu sudah menjadi makanan ciri khas Indonesia. Akan tetapi bahan baku yang berupa kedelai tidak selalu ada bahkan pernah hilang di pasaran dikarenakan para petani kedelai lebih memilih menanam komoditas lain. Agar keberlangsungan usaha yang membutuhkan bahan dasar kedelai tetap terjaga dan kelangkaan kedelai teratasi, maka cara yang tepat dalam jangka panjang adalah …

membantu produsen tahu dan tempe dengan cara meningkatkan jumlah impor kedelai dari negara-negara yang memiliki kelebihan cadangan kedelai

membuat kedelai sintetis yang dapat digunakan sebagai bahan untuk membuat tahu dan tempe sehingga biaya produksi bisa ditekan

mengarahkan konsumen agar membeli tahu dan tempe impor di super market walaupun harganya mahal dari produksi local.

memberi pelatihan dan bantuan teknis lainnya kepada para petani kedelai sehingga mereka mampu memproduksi dalam jumlah yang mencukupi.

membuat kebijakan yang memudahkan para petani kedelai memperoleh bibit unggul untuk ditanam pada musim penghujan.

The answer suggests that providing training and technical assistance to soybean farmers will enable them to increase their production to meet the demand for soybean as a raw material for tempe and tahu. This solution addresses the issue of soybean scarcity by empowering farmers to cultivate soybeans effectively and efficiently. By improving their skills and knowledge, farmers can overcome the challenges they face in growing soybeans and ensure a sustainable supply of this essential ingredient for the food industry.

Explanation

The answer suggests that providing training and technical assistance to soybean farmers will enable them to increase their production to meet the demand for soybean as a raw material for tempe and tahu. This solution addresses the issue of soybean scarcity by empowering farmers to cultivate soybeans effectively and efficiently. By improving their skills and knowledge, farmers can overcome the challenges they face in growing soybeans and ensure a sustainable supply of this essential ingredient for the food industry.

15. Berikut ini pencatatan Debet dan Kredit pada perusahaan pengiriman barang "Super": 1) Diterima uang Rp150.000,00 atas pengiriman barang milik Bu Chelly dari yang seharusnya Rp250.000,00 ; mengakibatkan Kas +) di Debet Rp150.000,00 dan Pendapatan Jasa +) di Kredit Rp150.000,00. 2) Diterima tagihan Rp500.000,00 atas pekerjaan seminggu yang lalu dari Ibu Metha; menyebabkan Kas +) di Debet dan Utang -) di Kredit masing-masing Rp500.000,00. 3) Dibeli perlengkapan salon seharga Rp250.000,00 dari Toko Kembar; mengakibatkan Perlengkapan +) di Debet dan Kas (-) di Kredit masing-masing Rp250.000,00. 4) Diselesaikan pekerjaan mengirim barang miliki Tn. Abdul senilai Rp750.000,00; menimbulkan Kas +) di Debet dan Pendapatan Jasa +) di Kredit masing-masing Rp750.000,00. 5) Dibayar cicilan utang Rp500.000,00 kepada Toko Samudera atas pembelian peralatan bulan yang lalu seharga Rp2.500.000,00; menimbulkan Utang -) di Debet dan Kas (-) di Kredit masing-masing Rp500.000,00. Pencatatan mekanisme Debet dan Kredit yang benar dari pernyataan tersebut terdapat pada adalah… .

(1), (2), dan (3)

(1), 3), dan 5)

(2), (3), dan (4)

(2), 4), dan (5)

(3), (4), dan (5)

The correct answer is (3), (4), and (5). In statement (3), the purchase of salon equipment results in an increase in the debit balance of the "Perlengkapan" account and a decrease in the credit balance of the "Kas" account. In statement (4), the completion of a job results in an increase in the debit balance of the "Kas" account and an increase in the credit balance of the "Pendapatan Jasa" account. In statement (5), the payment of a debt results in a decrease in the debit balance of the "Utang" account and a decrease in the credit balance of the "Kas" account.

Explanation

The correct answer is (3), (4), and (5). In statement (3), the purchase of salon equipment results in an increase in the debit balance of the "Perlengkapan" account and a decrease in the credit balance of the "Kas" account. In statement (4), the completion of a job results in an increase in the debit balance of the "Kas" account and an increase in the credit balance of the "Pendapatan Jasa" account. In statement (5), the payment of a debt results in a decrease in the debit balance of the "Utang" account and a decrease in the credit balance of the "Kas" account.

16.

Rp22.500.000,00

Rp23.500.000,00

Rp30.000.000,00

Rp86.500.000,00

Rp121.000.000,00

not-available-via-ai

Explanation

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17.

warung nasi dengan laba Rp7.000.000,00 dan rentabilitas 23%

bengkel motor dengan laba Rp4.500.000,00 dan rentabilitas 18%

kios pakaian dengan laba Rp5.000.000,00 dari modal Rp50.000.000,00

toko kue dengan laba Rp5.000.000,00 dari modal Rp15.000.000,00

kios pakaian dengan laba Rp5.000.000,00 dari modal Rp50.000.000,00

not-available-via-ai

Explanation

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18.

Salon Rp64.500.000,00 dan Butik Rp60.000.000,00

Salon Rp60.000.000,00 dan Butik Rp64.500.000,00

Salon Rp40.000.000,00 dan Butik Rp34.500.000,00

Salon Rp34.500.000,00 dan Butik Rp40.000.000,00

Salon Rp30.000.000,00 dan Butik Rp20.000.000,00

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Explanation

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19. Ada banyak kebijakan ekonomi yang ditempuh oleh pemerintah untuk menyetabilkan harga barang dan nilai rupiah terutama pada saat terjadi inflasi. Salah satu kebijakan yang dilakukan adalah menaikkan suku bunga bank melalui kebijakan diskonto (discount policy). Dampak dari penerapan kebijakan tersebut adalah… .

jumlah uang yang beredar semakin berkurang sehingga masyarakat akan mengalami kesulitan mendapatkan uang dan mengakibatkan nilai uang menjadi meningkat

masyarakat lebih senang menyimpan harta dalam bentuk benda berharga daripada uang yang memiliki nilai semakin menurun sementara harga semakin meningkat

When the government raises the bank interest rates through the discount policy, it incentivizes the public to increase their savings and reduce borrowing from banks. This leads to a decrease in the circulation of money, causing its value to increase. As a result, the prices of goods decrease.

Explanation

When the government raises the bank interest rates through the discount policy, it incentivizes the public to increase their savings and reduce borrowing from banks. This leads to a decrease in the circulation of money, causing its value to increase. As a result, the prices of goods decrease.

20. Sudah lebih dari 10 tahun yang lalu, Pak Yudi menjual baso secara berkeliling dari satu tempat ke tempat lainnya. Dia memiliki keinginan suatu ketika memiliki kios baso di tempat yang tetap. Akan tetapi tabungan yang dia miliki belum cukup untuk membeli atau menyewa kios. Berikut ini langkah paling tepat yang dapat dilakukan oleh Pak Yudi adalah …

menjual gerobak baso yang dimiliki dan berhenti jualan untuk sementara waktu agar mendapatkan uang untuk membeli atau menyewa kios.

meminjam uang dari bank untuk modal membeli atau menyewa kios tempat jualan baso dan dibayar secara mencicil dari hasil jualan.

berusaha mengumpulkan uang secara sabar dengan cara menabung dari hasil penjualan walaupun membutuhkan waktu yang lama.

meminta bantuan kepada saudara yang sedang memiliki kelebihan rejeki untuk sekedar meringankan beban membeli atau menyewa kios.

meminta anak-anak dan istrinya untuk turut berdagang bersama dirinya agar memperoleh keuntungan yang semakin banyak.

Pak Yudi's desire to have a permanent kiosk for selling baso is hindered by his insufficient savings. The most appropriate step for him to take is to borrow money from a bank to purchase or rent a kiosk. By doing so, he can obtain the necessary capital and pay it back gradually from the profits of his baso sales. This option allows him to fulfill his goal while managing his financial situation effectively.

Explanation

Pak Yudi's desire to have a permanent kiosk for selling baso is hindered by his insufficient savings. The most appropriate step for him to take is to borrow money from a bank to purchase or rent a kiosk. By doing so, he can obtain the necessary capital and pay it back gradually from the profits of his baso sales. This option allows him to fulfill his goal while managing his financial situation effectively.

21.

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Explanation

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22. Belakangan ini usaha Pak Rio sedang mengalami penurunan omzet penjualan yang disebabkan banyak bermunculan pesaing yang menjual barang sejenis dengan kualitas barang dan harga yang lebih menguntungkan konsumen. Dari contoh di atas, apabila dilihat dari unsur manajemen, maka cara yang tepat dilakukan oleh Pak Rio adalah... .

mengubah cara memproses barang agar lebih berkualitas dan lebih efisien

mendatangi sumber bahan baku agar mendapatkan barang yang bagus dan lebih murah

memperluas jaringan tempat usaha ke daerah yang jauh dari pertokoan dan pasar

menambah modal dengan meminjam uang dari bank yang ada di sekitar tempat usaha

menggunakan peralatan baru yang belum dikuasai karyawan supaya lebih produktif

The correct answer suggests that Pak Rio should change the way he processes the goods to improve their quality and efficiency. This is a suitable approach because the competition is offering similar products with better quality and more favorable prices. By improving the quality and efficiency of his goods, Pak Rio can attract more customers and regain his lost sales.

Explanation

The correct answer suggests that Pak Rio should change the way he processes the goods to improve their quality and efficiency. This is a suitable approach because the competition is offering similar products with better quality and more favorable prices. By improving the quality and efficiency of his goods, Pak Rio can attract more customers and regain his lost sales.

23. Gambaran pendapatan nasional suatu negara (dalam miliar) :

Produk Nasional Bruto Rp 7.000,00
Penyusutan Rp 1.000,00
Pajak tak langsung Rp 1.500,00
Jaminan sosial Rp 480,00
Asuransi Rp 20,00
Pajak langsung Rp 120,00
Pendapatan Perseorangan (PI) Rp 4.110,00

Berdasarkan data di atas, transfer payment negara tersebut (dalam miliar) adalah... .

Rp70,00

Rp90,00

Rp110,00

Rp140,00

Rp500,00

Based on the given data, the transfer payment of the country can be calculated by subtracting the sum of Penyusutan, Pajak tak langsung, Jaminan sosial, Asuransi, Pajak langsung, and Pendapatan Perseorangan (PI) from the Produk Nasional Bruto.

Transfer payment = Produk Nasional Bruto - Penyusutan - Pajak tak langsung - Jaminan sosial - Asuransi - Pajak langsung - Pendapatan Perseorangan (PI)
Transfer payment = Rp7,000 - Rp1,000 - Rp1,500 - Rp480 - Rp20 - Rp120 - Rp4,110
Transfer payment = Rp110

Therefore, the correct answer is Rp110,00.

Explanation

Based on the given data, the transfer payment of the country can be calculated by subtracting the sum of Penyusutan, Pajak tak langsung, Jaminan sosial, Asuransi, Pajak langsung, and Pendapatan Perseorangan (PI) from the Produk Nasional Bruto.

Transfer payment = Produk Nasional Bruto - Penyusutan - Pajak tak langsung - Jaminan sosial - Asuransi - Pajak langsung - Pendapatan Perseorangan (PI)
Transfer payment = Rp7,000 - Rp1,000 - Rp1,500 - Rp480 - Rp20 - Rp120 - Rp4,110
Transfer payment = Rp110

Therefore, the correct answer is Rp110,00.

24.

A

B

C

D

E

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Explanation

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25.

Berdasarkan tabel tersebut, dampak yang akan terjadi adalah… .

Neraca pembayaran pada tahun 2015 mengalami defisit sebesar US$ 2,5 miliar sehingga utang negara menjadi bertambah

Neraca pembayaran pada tahun 2015 mengalami kenaikan sebesar US$ 0,5 miliar dibandingkan tahun 2014

Neraca pembayaran pada tahun 2015 mengalami defisit sebesar US$ 0,5 miliar sehingga utang negara menjadi bertambah

Neraca pembayaran pada tahun 2015 mengalami surplus sebesar US$ 0,5 miliar sehingga tabungan negara menjadi bertambah

Neraca pembayaran pada tahun 2015 mengalami surplus sebesar US$ 2,5 miliar sehingga tabungan negara menjadi bertambah

Based on the given table, the impact that will occur is that the balance of payments in 2015 experienced a deficit of US$ 2.5 billion, resulting in an increase in the country's debt.

Explanation

Based on the given table, the impact that will occur is that the balance of payments in 2015 experienced a deficit of US$ 2.5 billion, resulting in an increase in the country's debt.

26.

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Explanation

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27. Berikut ini pemanfaatan produk perbankan:

Untuk mengembangkan usaha yang telah dirintis para pelaku ekonomi golongan menengah ke bawah, pemerintah bekerja sama dengan bank memberikan bantuan kredit dengan bunga lunak.
Pak Kevin mengajukan kredit rekening koran (R/K) untuk berbagai kebutuhan perusahaan dengan jaminan surat-surat berharga, barang dalam gudang atau barang bergerak.
Berbagai produk perbankan telah dan sedang diluncurkan dunia perbankan untuk mempermudah transaksi, di antaranya penggunaan kartu kredit.
Sebagai karyawan swasta yang tidak akan pernah mendapatkan uang pensiun, Pak Udin memanfaatkan bank untuk menyisihkan sebagian pendapatannya melalui tabungan.
Pak Aziz memanfaatkan simpanan giro sebagai alat pembayaran yang penarikannya dapat dilakukan setiap saat dengan menggunakan cek/pemindahbukuan.

Berdasarkan data tersebut, yang termasuk produk kredit aktif dari bank adalah… .

(1), (2), dan (3)

(1), (2), dan (4)

(1), (2), dan (5)

(2), (3), dan (4)

(2), (4), dan (5)

The correct answer is (1), (2), and (3). This is because the passage mentions that the government provides credit assistance with soft interest rates to develop businesses for the lower-middle-class economic actors, which implies the existence of credit products. Additionally, Pak Kevin applies for a current account credit (R/K) for various company needs, indicating the availability of credit products. Finally, the passage also mentions the launch of various banking products to facilitate transactions, including the use of credit cards, which further confirms the presence of credit products.

Explanation

The correct answer is (1), (2), and (3). This is because the passage mentions that the government provides credit assistance with soft interest rates to develop businesses for the lower-middle-class economic actors, which implies the existence of credit products. Additionally, Pak Kevin applies for a current account credit (R/K) for various company needs, indicating the availability of credit products. Finally, the passage also mentions the launch of various banking products to facilitate transactions, including the use of credit cards, which further confirms the presence of credit products.

28. Data akhir tahun 2015 dari Koperasi "Sembada": - SHU tahun berjalan Rp180.000.000,00 : Jasa Modal 20% dan Jasa Anggota 30% - Simpanan Pokok Rp10.000.000,00 - Simpanan Wajib Rp390.000.000,00 - Penjualan Rp200.000.000,00 Jika Pak Hafidz (anggota) memiliki Simpanan Pokok Rp200.000,00, Simpanan Wajib Rp8.800.000,00, serta Belanja sebanyak Rp2.500.000,00, maka bagian SHU yang akan diterima sebesar... .

Rp675.000,00

Rp810.000,00

Rp1.485.000,00

Rp2.250.000,00

Rp4.050.000,00

Pak Hafidz's share of the SHU can be calculated by subtracting his expenses (Belanja) from his total contributions (Simpanan Pokok + Simpanan Wajib). In this case, his total contributions amount to Rp200.000,00 + Rp8.800.000,00 = Rp9.000.000,00. Subtracting his expenses of Rp2.500.000,00 from his total contributions, we get Rp9.000.000,00 - Rp2.500.000,00 = Rp6.500.000,00. Finally, his share of the SHU is calculated by multiplying his share percentage (30%) with the total SHU of Rp180.000.000,00, which gives us Rp6.500.000,00 x 30% = Rp1.485.000,00. Therefore, the correct answer is Rp1.485.000,00.

Explanation

Pak Hafidz's share of the SHU can be calculated by subtracting his expenses (Belanja) from his total contributions (Simpanan Pokok + Simpanan Wajib). In this case, his total contributions amount to Rp200.000,00 + Rp8.800.000,00 = Rp9.000.000,00. Subtracting his expenses of Rp2.500.000,00 from his total contributions, we get Rp9.000.000,00 - Rp2.500.000,00 = Rp6.500.000,00. Finally, his share of the SHU is calculated by multiplying his share percentage (30%) with the total SHU of Rp180.000.000,00, which gives us Rp6.500.000,00 x 30% = Rp1.485.000,00. Therefore, the correct answer is Rp1.485.000,00.

29.

(113), (115), dan (411)

(113), (313), dan (411)

(113), (411), dan (615)

(313), (411), dan (511)

(411), (511), dan (611)

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Explanation

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30. Dalam rangka meningkatkan kesejahteraan rakyat sekaligus meningkatkan pendapatan negara, pemerintah mengeluarkan berbagai kebijakan di bidang fiskal. Salah satu kebijakan fiskal yang diambil pemerintah untuk maksud tersebut adalah... .

menurunkan bahkan menghapus pajak ekspor dan impor barang mewah untuk semua lapisan masyarakat

memberikan subsidi kepada para pengguna bahan bakar minyak non subsidi agar terbiasa menggunakannya

menghapus program pemerintah yang menguasai hajat hidup rakyat banyak karena merugikan negara

memberi subsidi kepada produsen yang mampu menghasilkan barang berkualitas dengan jumlah yang banyak

The correct answer suggests that one of the fiscal policies taken by the government to improve the welfare of the people and increase state revenue is to provide subsidies to producers who are able to produce high-quality goods in large quantities. This policy aims to support and incentivize producers to increase their production capacity and quality, which can lead to economic growth, job creation, and increased income for both the producers and the government through taxes and revenue from the sale of goods.

Explanation

The correct answer suggests that one of the fiscal policies taken by the government to improve the welfare of the people and increase state revenue is to provide subsidies to producers who are able to produce high-quality goods in large quantities. This policy aims to support and incentivize producers to increase their production capacity and quality, which can lead to economic growth, job creation, and increased income for both the producers and the government through taxes and revenue from the sale of goods.

31. Sebagian transaksi PD Arah Mata Angin: 5 Mei 2015 Diterima pelunasan piutang atas Toko Utara sebesar Rp5.000.000,00 6 Mei 2015 Dijual barang dagang kepada Toko Timur dengan syarat pembayaran 2/10, n/30 sebesar Rp2.500.000,00 7 Mei 2015 Toko Selatan membayar atas transaksi tanggal 31 Maret 2015 sebesar Rp3.000.000,00 syarat pembayaran 2/10, n/30. 8 Mei 2015 Dijual perlengkapan kepada Toko Barat senilai Rp500.000,00 tunai. 9 Mei 2015 Dijual barang dagang kepada Toko Tenggara seharga Rp2.000.000,00 faktur no. 23/V/2015. Pencatatan transaksi tersebut ke dalam jurnal khusus yang benar adalah... .

The correct answer for the given question is to record the transactions in the Sales Journal. This is because the transactions mentioned in the question are all related to sales activities, such as receiving payment for accounts receivable, selling merchandise, and recording sales invoices. The Sales Journal is a specialized journal used to record all sales transactions, making it the appropriate choice for recording these transactions.

Explanation

The correct answer for the given question is to record the transactions in the Sales Journal. This is because the transactions mentioned in the question are all related to sales activities, such as receiving payment for accounts receivable, selling merchandise, and recording sales invoices. The Sales Journal is a specialized journal used to record all sales transactions, making it the appropriate choice for recording these transactions.

32.

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Explanation

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33.

3,68 %

3,83 %

4,17 %

8,00 %

12,5 %

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Explanation

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34. Berikut ini kelebihan dan kelemahan sistem ekonomi:

Produksi, distribusi dan konsumsi menurut mekanisme pasar
Setiap warga negara bebas untuk memiliki faktor produksi
Memungkinkan terjadinya monopoli
Adanya persaingan usaha memungkinkan efisiensi dan peningkatan kualitas barang

Peranan yang dapat dijalankan masyarakat di negara yang menganut sistem ekonomi tersebut adalah… .

bergabung dengan masyarakat lain untuk meminta mengganti sistem ekonomi

melakukan monopoli usaha tertentu sesuai dengan kemampuan yang dimiliki

menaati peraturan yang dibuat pemerintah, khususnya menyangkut kegiatan ekonomi

berusaha memiliki sebanyak mungkin faktor produksi untuk menyejahterakan keluarga

meminta pemerintah untuk memberi kebebasan masyarakat dalam menjalankan usaha

The given answer, "menaati peraturan yang dibuat pemerintah, khususnya menyangkut kegiatan ekonomi" (obeying the regulations made by the government, especially regarding economic activities), is the most appropriate role that individuals can play in a country with an economic system based on market mechanisms. In such a system, the government sets regulations to ensure fair competition, prevent monopolies, and protect the interests of consumers. By obeying these regulations, individuals contribute to maintaining a level playing field and a functioning market economy.

Explanation

The given answer, "menaati peraturan yang dibuat pemerintah, khususnya menyangkut kegiatan ekonomi" (obeying the regulations made by the government, especially regarding economic activities), is the most appropriate role that individuals can play in a country with an economic system based on market mechanisms. In such a system, the government sets regulations to ensure fair competition, prevent monopolies, and protect the interests of consumers. By obeying these regulations, individuals contribute to maintaining a level playing field and a functioning market economy.

35. Jika diketahui fungsi permintaan Q_d = 60 – 3P apabila harga (P) = 10, maka jenis elastisitas adalah… .

elastis

inelastis

elastis uniter

elastis sempurnain

elastis sempurna

The given function of demand, Qd = 60 - 3P, represents a linear demand curve where the quantity demanded (Qd) is inversely related to the price (P). If the price is 10, we can substitute it into the equation to find the quantity demanded. Qd = 60 - 3(10) = 60 - 30 = 30. Since the change in quantity demanded is proportionally equal to the change in price, the demand is unit elastic. Therefore, the correct answer is "elastis uniter".

Explanation

The given function of demand, Qd = 60 - 3P, represents a linear demand curve where the quantity demanded (Qd) is inversely related to the price (P). If the price is 10, we can substitute it into the equation to find the quantity demanded. Qd = 60 - 3(10) = 60 - 30 = 30. Since the change in quantity demanded is proportionally equal to the change in price, the demand is unit elastic. Therefore, the correct answer is "elastis uniter".

36.

Penyusunan kertas kerja yang tepat terdapat pada nomor... .

(1), (2), dan (3)

(1), (3), dan (5)

(2), (3), dan (5)

(2), (4), dan (6)

(3), (4), dan (6)

The correct answer is (2), (3), and (5) because these options include the numbers that are mentioned in the question. The question states that the correct arrangement is found in numbers (2), (3), and (5), so these options align with the given information.

Explanation

The correct answer is (2), (3), and (5) because these options include the numbers that are mentioned in the question. The question states that the correct arrangement is found in numbers (2), (3), and (5), so these options align with the given information.

37. Bagan interaksi pelaku ekonomi: Berdasarkan bagan di atas, nomor 4 menunjukkan... .

ekspor faktor-faktor produksi dari rumah tangga produksi sehingga masyarakat luar negeri memperoleh pendapatan

impor bahan baku industri oleh rumah tangga konsumsi sehingga masyarakat luar negeri memperoleh pendapatan

pendapatan yang diterima oleh masyarakat luar negeri dari hasil penjualan bahan baku industri kepada rumah tangga konsumsi

ekspor barang yang dilakukan oleh rumah tangga konsumsi kepada masyarakat luar negeri sehingga memperoleh pendapatan

balas jasa yang diberikan oleh masyarakat luar negeri atas penggunaan faktor-faktor produksi dari rumah tangga konsumsi

Number 4 in the diagram represents the payment of services provided by foreign individuals or entities for the use of factors of production by domestic consumer households. This refers to the income received by foreign individuals or entities for utilizing the resources and factors of production owned by domestic consumer households.

Explanation

Number 4 in the diagram represents the payment of services provided by foreign individuals or entities for the use of factors of production by domestic consumer households. This refers to the income received by foreign individuals or entities for utilizing the resources and factors of production owned by domestic consumer households.

38.

Rp5.000.000,00

Rp5.250.000,00

Rp6.000.000,00

Rp6.750.000,00

Rp7.500.000,00

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Explanation

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39. Berikut ini pernyataan tentang perbedaan antara pendekatan kardinal dan ordinal yang paling tepat adalah...

pendekatan kardinal mengukur pendapat individu yang bersifat subyektif, sementara pendekatan ordinal menyatakan bahwa membahas konsumsi yang barang-barang yang sederhana

pendekatan kardinal mengukur pendapat individu yang bersifat subyektif, sementara pendekatan ordinal menyatakan bahwa konsumen mempunyai pendapat tertentu yang berbeda-beda

The correct answer states that the cardinal approach measures subjective individual opinions, while the ordinal approach states that consumers have different opinions. This means that the cardinal approach focuses on quantifying and measuring individual preferences and satisfaction, while the ordinal approach acknowledges that consumer preferences can vary and cannot be precisely measured.

Explanation

The correct answer states that the cardinal approach measures subjective individual opinions, while the ordinal approach states that consumers have different opinions. This means that the cardinal approach focuses on quantifying and measuring individual preferences and satisfaction, while the ordinal approach acknowledges that consumer preferences can vary and cannot be precisely measured.

40.

Rp2.925.000.000,00

Rp3.225.000.000,00

Rp6.675.000.000,00

Rp6.825.000.000,00

Rp7.125.000.000,00

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Explanation

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