Sbi Po Recruitment Exam 2013: General Awareness Interactive Free Practice Set

50 Questions

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Sbi Po Quizzes & Trivia

Questions and Answers
  • 1. 
    Name the bank with which the Reserve Bank of India on 4 December 2012 signed a three year Bilateral Swap Arrangement (BSA) for swapping of the local currencies to address short-term liquidity problems.
    • A. 

      Bank of Australia

    • B. 

      Bank of Scotland

    • C. 

      Bank of Japan

    • D. 

      None Of these

    • E. 

      Bank of America

  • 2. 
    State Bank of India (SBI), the largest lender of India on 5 December 2012 announced about its expectation of infusion of what amount from the government in 2012-2013 fiscal year?
    • A. 

      4000 Crore rupees

    • B. 

      3000 crore rupees

    • C. 

      2500 crore rupees

    • D. 

      3500 crore rupees

    • E. 

      5000 crore rupees

  • 3. 
    Infosys decided to transfer listing of American shares of the company from Nasdaq to an stock exchange. Name the particular stock exchange.
    • A. 

      Bombay Stock Exchange

    • B. 

      Hong Kong Stock Exchange

    • C. 

      Taiwan stock Exchange

    • D. 

      New York Stock Exchange

    • E. 

      None of these

  • 4. 
    Which Government body on 29 November 2012 dismissed appeals of two Sahara companies- Sahara India Real Estate Corp (SIRECL) and Sahara Housing Investment Corp (SHICL) against SEBI?
    • A. 

      Securities Appellate Tribunal (SAT)

    • B. 

      Primary Market Advisory Committee

    • C. 

      Mutual Fund Advisory Committee

    • D. 

      Derivatives Market Review Committee

    • E. 

      None of These

  • 5. 
    Eight core sectors of the Indian Economy grew by how much percent in the eight-month high in October 2012-2013 as compare with the 0.4 percent in same time period last year?
    • A. 

      6.5 Percent

    • B. 

      5 Percent

    • C. 

      3.5 percent

    • D. 

      4.5 Percent

    • E. 

      None of these

  • 6. 
    The leading software services exporter of India posted a very strong, unexpected 23 percent increase in the quarterly profit for October to December 2012 quarter. What is the name of this company?
    • A. 

      Wipro

    • B. 

      Tata Consultancy Services

    • C. 

      IBM

    • D. 

      Satyam

    • E. 

      Birla

  • 7. 
    Air India on 17 January 2013 grounded the fleet of all six Boeing 787 dreamliners after US federal agency asked its airlines to ground the Boeing 787. What was the reason for grounding the fleet?
    • A. 

      Employees went on strike

    • B. 

      No funds for fuel

    • C. 

      Safety hazard

    • D. 

      All of above

    • E. 

      None of these

  • 8. 
    The Japanese automaker on 16 January 2013 launched a five-speed automatic version of the Fortuner SUV for 22.33 lakh rupees (ex-showroom New Delhi). What is the name of this Japanese automaker?
    • A. 

      Toyota Kirloskar Motor

    • B. 

      Nissan

    • C. 

      General Motors

    • D. 

      Volkswagen

    • E. 

      None of these

  • 9. 
    Which airways company in the month of January 2013 entered into a partnership with Centrum Direct to offer Foreign Exchange Services to guests travelling abroad?
    • A. 

      Spice

    • B. 

      Kingfisher

    • C. 

      Indian Airlines

    • D. 

      Jet Airways

    • E. 

      None of these

  • 10. 
    Which online marketplace on 18 January 2013 tied up with Mahindra & Mahindra for selling of its two-wheelers to customers on the site?
    • A. 

      E-bay.com

    • B. 

      Myntra.com

    • C. 

      Snapdeal.com

    • D. 

      Amazon.com

    • E. 

      None of these

  • 11. 
    Which one of the following is true?
    • A. 

      State Bank of India is the sole authority, which manages currency in India

    • B. 

      Any nationalized bank is the prime authority to issue and manage currency in India

    • C. 

      A Cooperative Bank is the sole authority to issue and manage currency in India

    • D. 

      Reserve Bank of India is the sole authority to issue and manage currency in India

    • E. 

      None of these

  • 12. 
    Interest payable on saving bank account is
    • A. 

      Not regulated by Reserve Bank of India

    • B. 

      Regulated by State Government

    • C. 

      Regulated by Central Government

    • D. 

      Regulated by RBI

    • E. 

      Regulated by Finance Minister

  • 13. 
    Bank Accounts are allowed to be operated by cheque in respect of
    • A. 

      Both saving bank accounts and fixed deposit accounts

    • B. 

      Saving bank accounts and loan accounts

    • C. 

      Both saving bank account and loan account

    • D. 

      Both saving bank account and cash account only

    • E. 

      Both current accounts and fixed deposits accounts

  • 14. 
    Which one of the following is true statement?
    • A. 

      Generally no interest is paid on current account deposit account

    • B. 

      Interest is paid on current account at the similar rate as term deposit account

    • C. 

      The rate of interest on current account and saving account are the same

    • D. 

      No interest is paid on any deposit by the bank

    • E. 

      Saving deposit are the same as current deposit

  • 15. 
    Fixed and recurring deposits of banks are
    • A. 

      Repayable after an agreed period

    • B. 

      Repayable on demand

    • C. 

      Not repayable

    • D. 

      Repayable after death of depositors

    • E. 

      Repayable on demand or after an agreed period as per bank’s choice

  • 16. 
    Which one of the following is not a money market instrument?
    • A. 

      Treasury bill

    • B. 

      Commercial paper

    • C. 

      Repurchase Agreement

    • D. 

      Certificate of deposit

    • E. 

      Shares and Bonds

  • 17. 
    Which one of the following is the largest shareholder of nationalized bank?
    • A. 

      RBI

    • B. 

      NABARD

    • C. 

      LICI

    • D. 

      Government of India

    • E. 

      IBA

  • 18. 
    Distribution of insurance products and insurance policies by banks as corporate agents is known as
    • A. 

      General Insurance

    • B. 

      Bancassurance

    • C. 

      Insurance Banking

    • D. 

      Deposit insurance

    • E. 

      Non Life insurance

  • 19. 
    Banks in our country normally publicise that additional interest rate is allowed on retail domestic term deposits of
    • A. 

      Minors

    • B. 

      Married woman

    • C. 

      Senior citizen

    • D. 

      Government employees

    • E. 

      Rural residents

  • 20. 
    Interest on saving bank account is now calculated by banks on
    • A. 

      Minimum balance during the month

    • B. 

      Minimum balance from 7th to last day of the month

    • C. 

      Minimum balance from 10th to last day of the month

    • D. 

      Maximum balance during the month

    • E. 

      Daily product basis

  • 21. 
    KB (computer abbreviation) means
    • A. 

      Key Block

    • B. 

      Kernel Boot

    • C. 

      Key Byte

    • D. 

      Kit Bit

    • E. 

      Kilo Byte

  • 22. 
    A…………………is a term used when a search engine returns in Web Page that matches the search criteria.
    • A. 

      Blog

    • B. 

      Hit

    • C. 

      Link

    • D. 

      View

    • E. 

      Success

  • 23. 
    What is the permanent memory built in the computer system called?
    • A. 

      RAM

    • B. 

      Floppy

    • C. 

      CPU

    • D. 

      CD-Rom

    • E. 

      ROM

  • 24. 
    Which one of the following is default view in Excel?
    • A. 

      Work

    • B. 

      Auto

    • C. 

      Normal

    • D. 

      Roman

    • E. 

      None of these

  • 25. 
    Which is the process of dividing the disk into tracks and sectors?
    • A. 

      Tracking

    • B. 

      Formatting

    • C. 

      Crashing

    • D. 

      Allotting

    • E. 

      None of these

  • 26. 
    A DVD is an example of a(n)
    • A. 

      Hard disc

    • B. 

      Optical disc

    • C. 

      Output device

    • D. 

      Solid state storage device

    • E. 

      None of these

  • 27. 
    When the pointer is positioned on a ……………………………., it is shaped like a hand.
    • A. 

      Grammar Error

    • B. 

      Formatting Error

    • C. 

      Screen Tip

    • D. 

      Spelling Error

  • 28. 
    A basic unit of a worksheet into which you enter data in Excel is called a
    • A. 

      Tab

    • B. 

      Cell

    • C. 

      Box

    • D. 

      Range

    • E. 

      None of these

  • 29. 
    Website’s main page is called its
    • A. 

      Home page

    • B. 

      Browser page

    • C. 

      Search page

    • D. 

      Bookmark

    • E. 

      None of these

  • 30. 
    To accessing the properties of an object, the mouse technique to use is
    • A. 

      Dragging

    • B. 

      Dropping

    • C. 

      Right clicking

    • D. 

      Shift clicking

    • E. 

      None of these

  • 31. 
    The tax levied on imports into a country called
    • A. 

      Tariffs

    • B. 

      Quotas

    • C. 

      Duties

    • D. 

      Barriers

    • E. 

      None of these

  • 32. 
    GDP stands for
    • A. 

      A measure of the profit made by all firms in the nation

    • B. 

      The average annual earnings person in the nation

    • C. 

      A measure of the types of products produced by the nation

    • D. 

      An overall measure of a nation’s economic standing

    • E. 

      None of these

  • 33. 
    A……………………… is anything that can be offered to a market to satisfy a want or need.
    • A. 

      Management Goal

    • B. 

      Service

    • C. 

      Demand

    • D. 

      Product

    • E. 

      None of these

  • 34. 
    Which one of the following pricing objectives might an organization set if it was already in a favourable financial position and desired nothing more?
    • A. 

      Return on investment

    • B. 

      Cash flow

    • C. 

      Profit

    • D. 

      Status quo

    • E. 

      Survival

  • 35. 
    Marketing efforts are specially aimed at:
    • A. 

      Distributing “something of value to buyers and sellers”

    • B. 

      Facilitating satisfying exchange relationships

    • C. 

      Developing new products for target markets

    • D. 

      Understanding buyer behavior to meet buyers needs

    • E. 

      Distributing products at right price to store

  • 36. 
    In a flexible firm, core workers are
    • A. 

      Numerically flexible

    • B. 

      Functionally flexible

    • C. 

      Both (a) and (b)

    • D. 

      Neither (a) nor (b)

    • E. 

      None of these

  • 37. 
    What type of competitive structure exists when a firm produces a product that has no close substitute?
    • A. 

      Monopoly

    • B. 

      Oligopoly

    • C. 

      Monopolistic Competition

    • D. 

      Perfect Competition

    • E. 

      Mixed Competition

  • 38. 
    Product position is defined by
    • A. 

      The consumer

    • B. 

      The marketer

    • C. 

      The industry

    • D. 

      Competitor

    • E. 

      The market

  • 39. 
    Price strategies become more mixed the………………………stage of the product life cycle.
    • A. 

      Growth

    • B. 

      Maturity

    • C. 

      Decline

    • D. 

      Introduction

    • E. 

      None of these

  • 40. 
    Price is a key element in the market mix because it related directly to
    • A. 

      The size of the sales force

    • B. 

      The speed of an exchange

    • C. 

      Quality controls

    • D. 

      The generation of total revenue

    • E. 

      Brand image

  • 41. 
    Which of the following term is not correct for Mutual Funds?
    • A. 

      It is the professionally manage firm of collective investments

    • B. 

      It pools money from many investors in stock market

    • C. 

      Value of the share of mutual fund is called the Gross asset value

    • D. 

      Calculated daily wage on a total value divided by number of shares

    • E. 

      None of these

  • 42. 
    KYC stands for
    • A. 

      Know your client

    • B. 

      Know your customer

    • C. 

      Know your consumer

    • D. 

      Known to consumer

    • E. 

      None of these

  • 43. 
    Which of the following is not correct in context of Bear in share market
    • A. 

      It is an investor who believes that a particular security or market is headed downward

    • B. 

      Bears attempt to profit from a decline in prices

    • C. 

      A Bear is generally pessimistic about the state of the given market

    • D. 

      Bear is generally optimistic about the state of the given market

    • E. 

      None of these

  • 44. 
    ICOR stands for
    • A. 

      Incremental Capital Output Ratio

    • B. 

      Increment in Capital Output Ratio

    • C. 

      Increase in Capital Output Ratio

    • D. 

      Increase in Capital Outward Ratio

    • E. 

      None of these

  • 45. 
    Which of the following sentence is true in context of Micro Credit
    • A. 

      It is the contraction of very small loans to the unemployed to poor Endeavour

    • B. 

      The individuals gains collateral steady employment

    • C. 

      It cannot meet even the most minimal qualification to gain excess to traditional credit

    • D. 

      It is the extension of very small loans to the unemployed to poor Endeavour

    • E. 

      None of these

  • 46. 
    Open market operation is a part of
    • A. 

      Income policy

    • B. 

      Fiscal policy

    • C. 

      Credit policy

    • D. 

      Labour policy

    • E. 

      None of these

  • 47. 
    What is Non Interest Income of banks?
    • A. 

      Income earned from social service

    • B. 

      Income earned by keeping assets with RBI

    • C. 

      Income earned by investing in derivatives

    • D. 

      Income derived from fee based services

    • E. 

      None of these

  • 48. 
    What is the meaning of Exit Policy?
    • A. 

      Government’s withdrawal from industrial enterprises

    • B. 

      A drive to push out private companies from infrastructure industries

    • C. 

      Closing down sick and inefficient industries

    • D. 

      Export-Import policy

    • E. 

      None of these

  • 49. 
    What are merit goods?
    • A. 

      Information Technology related hardware

    • B. 

      Infrastructure for higher education

    • C. 

      Goods which are essential for society as a whole

    • D. 

      Electronics goods

    • E. 

      None of these

  • 50. 
    Financial inclusion means
    • A. 

      Delivery of banking services at an affordable cost

    • B. 

      Delivery of banking services at an high cost

    • C. 

      This is a facility provided by the government sector to connect each and every individual

    • D. 

      Facility provided by the government sector to connect financial market

    • E. 

      None of these