SBI PO 2013- General Awareness, Marketing & Computer Hindi

By understanding and fulfilling customer needs, a company can improve its competitive position. This involves conducting market research to gain insights into customer preferences and demands. By tailoring products and services to meet these needs, a company can attract and retain customers, thereby gaining a competitive edge. Additionally, by consistently delivering high-quality products and excellent customer service, a company can build a strong reputation and differentiate itself from competitors. Ultimately, understanding and fulfilling customer needs is crucial for long-term success and growth in a competitive market.

By consistently providing good services, a brand can be built. This can be achieved by addressing customer complaints, avoiding IT breakdowns, maintaining product quality, and offering a wide range of products.

The correct answer is "Central" because in CPU, the letter "C" stands for "Central". CPU stands for Central Processing Unit, which is the main component of a computer that performs most of the processing inside the computer. Therefore, the correct word that can be formed with the letter "C" in CPU is "Central".

The European Union has adopted the Euro as its common currency.

Feedback from customers is included in the activities after bricklaying.

The target market for debit cards is all existing account holders. This means that anyone who already has an account with a bank or financial institution is a potential customer for debit cards.

The correct answer is "यह ऐसा व्यय है जो केन्द्र द्वारा प्रायोजित कायॅकॅमों और सरकार की प्रमुख (फ्लैगशिप) योजनाओ के जरिए खचॅ किया". This option states that planned expenditure refers to the expenditure incurred by the government through centrally sponsored schemes and flagship programs. This aligns with the given context that the government categorizes its expenditure into planned and non-planned.

The term used to describe the interest rate below which it is not expected for banks to lend to borrowers is called the "आधार दर" (base rate). This rate serves as a benchmark for determining the minimum interest rate at which banks can offer loans to their customers.

In a typical network, the most important/powerful computer is the network server. The network server is responsible for managing and controlling access to network resources, such as files, printers, and applications. It acts as a central hub for communication and coordination within the network, allowing other computers (clients) to connect and access these resources. The network server also ensures data security, backup, and performance optimization for the network.

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To view the contents of a folder in Vidong Explorer, you should click on it.

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The word "बाउंसर" (bouncer) is related to the game of cricket. In cricket, a bouncer is a type of delivery bowled by a fast bowler that is aimed at the batsman's head or body, making it difficult to hit. The term "बाउंसर" is commonly used in cricket to refer to this type of delivery.

The correct answer is RBI. The Reserve Bank of India (RBI) is responsible for the appointment of the Banking Lokpal. The Banking Lokpal is an ombudsman who handles complaints and grievances related to banking services.

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The given statement explains that a device converts data and programs understood by humans into a form that can be processed by a computer. Among the options provided, "इनपुट" (input) is the correct answer as it refers to the process of providing data or instructions to a computer system. This aligns with the explanation provided in the statement.

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Effective sales skills depend on having knowledge about the relevant markets. This implies that in order to be successful in sales, it is important to have a good understanding of the markets that are relevant to the product or service being sold. This knowledge helps in identifying potential customers, understanding their needs and preferences, and tailoring the sales approach accordingly.

The correct answer is "आरक्षित नकदी निधि अनुपात" because it refers to the reserve cash ratio that banks in India are required to maintain with the Reserve Bank of India (RBI). This reserve is a percentage of the total deposits that banks have to keep as a safeguard against any unforeseen financial crisis or liquidity crunch. It helps in maintaining stability in the banking system and ensures that banks have enough cash to meet the demands of their customers.

The correct answer is 25%. According to the given information, the RBI issued guidelines in February 2013 for the entry of new banks in the private sector. One of the criteria mentioned is that the new bank should have at least a certain percentage of branches established in rural centers with a population of 9,999 people or less. The question asks for the specified percentage for such branches, and the correct answer is 25%.

The correct answer is "येलो पेज". Yellow Pages is a directory that lists businesses and services in a specific area. It is a reliable source for finding local suppliers and service providers.

Creativity is the element in marketing that brings about newness and innovation. It involves thinking outside the box, coming up with fresh ideas, and finding unique solutions to problems. In order to stand out in the market, businesses need to be creative in their strategies, campaigns, and product development. Creativity helps in capturing the attention of the target audience, creating a memorable brand image, and ultimately driving sales and growth.

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The correct answer is Saina Nehwal.

If a customer opens a savings deposit account scheme and invests in it, they will benefit from income tax.

The given correct answer for this question is "हायपरलिकं" (Hyperlink). A hyperlink is a clickable element on a web page that, when clicked, opens another document or webpage.

The correct answer is "ऐसी आस्ति जो आमदनी कमाना बंद कर दे" which means an asset that stops generating income. This answer is supported by the given options where all other options mention the presence of cash or currency reserves either in the form of demand and short notice currency, cash in the treasury, or cash reserves with RBI and other banks. Only the mentioned option implies an asset that does not generate any income.

The correct answer is "संबंधित बैंक तय करता है" (The relevant bank determines it). The explanation is that the interest rate on savings deposits is determined by the respective bank. This means that each bank has the authority to set its own interest rate for savings deposits, based on factors such as market conditions, competition, and the bank's own policies. The Reserve Bank of India (RBI) may provide guidelines or regulations for banks to follow, but ultimately it is up to each individual bank to decide the interest rate on savings deposits.

सफल मार्केटिंग व्यक्ति की एक विशेषता समानुभूति होती है। समानुभूति का अर्थ होता है कि व्यक्ति दूसरों के भावों और अनुभवों को समझता है और उनकी जरूरतों को समझता है। इससे व्यक्ति अपने ग्राहकों की जरूरतों को समझता है और उनकी सेवा करने के लिए उचित कार्रवाई करता है। यह उन्हें ग्राहकों के साथ संवाद करने और उनके आवश्यकताओं को पूरा करने में मदद करता है।

The book "वुमेन आफ विजन" is written by Durjay Datta.

The given question is asking for a necessary skill for a Direct Selling Agent (DSA). The correct answer is "संप्रेषण कौशल" which translates to "communication skills" in English. This skill is important for a DSA as they need to effectively communicate with potential customers to promote and sell products or services.

When investing in the equity of a company, NRIs are not allowed to purchase more than a certain percentage of the company's paid-up capital. The predetermined percentage in this case is 5%.

The government recently injected capital into the State Bank of India as part of the recapitalization plan. The amount of capital infused into the bank is 3000 crore rupees.

The correct answer is "उसी लागत पर अतिरिक्त सेवाएं" which means "additional services at the same cost". This option suggests that the value-added services are provided without any extra charges to the customers.

SIDBI (Small Industries Development Bank of India) has been specifically entrusted with the responsibility of empowering small, micro, and medium enterprises in India. It focuses on providing financial assistance, credit facilities, and other support services to these enterprises to promote their growth and development.

स्पाइक का अर्थ होता है एक अचानक और अत्यधिक वोल्टेज की वृद्धि। यह बिजली के एक छोटे समय अंतराल में होता है और वोल्टेज को तेजी से बढ़ा सकता है।

The given question is asking for the term used to describe software used to create text-based documents. The correct answer is "वर्ड प्रोसेसर" which translates to "word processor" in English. A word processor is a software application used for creating, editing, and formatting text-based documents. It provides tools for typing, formatting, spell checking, and adding images or graphics to the document.

PDA (Personal Digital Assistant) uses a handheld operating system.

The BSE (बाम्बे स्टाक एक्सचेंज) stock exchange in Asia changed the name of its index as a result of collaborating with an international indicator in February 2013. The correct answer, "S&P BSE सूचकांक," indicates that the BSE index is now associated with the S&P (Standard & Poor's) brand. This collaboration and name change reflect the integration of the BSE index with the globally recognized S&P brand, enhancing its credibility and visibility in the international market.

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In the banking business, when a borrower takes a term loan, the initial grace period given to them is called "अधिस्थान" in Hindi. This grace period allows the borrower to postpone the repayment of the principal amount for a certain period of time, typically a few months. During this period, the borrower only needs to pay the interest on the loan. Therefore, "अधिस्थान" is the correct answer as it accurately describes the concept of the grace period in banking.

In the proposed 2013-14 central budget, the government announced the introduction of a new type of bond called "Inflation Indexed Bond." This bond is designed to protect investors from the effects of inflation by adjusting the principal and interest payments based on changes in the inflation rate. This type of bond is useful for investors who want to safeguard their investments against inflationary pressures.

Banks provide financial assistance only to exporters.

लक्ष्य समूह को ग्राहकों के आय स्तर अनुसार विभाजित करके मार्केट सेगमेंटेशन का सहायता लिया जा सकता है। ग्राहकों के आय स्तर एक महत्वपूर्ण मार्केटिंग पैरामीटर है जो उत्पाद या सेवाओं को उन ग्राहकों के लिए तय करने में मदद करता है जिनकी आय उच्च होती है। इसे विभाजित करके, उच्च आय वाले ग्राहकों के लिए अलग उत्पाद या सेवाएं प्रदान की जा सकती है जो उनकी आवश्यकताओं को पूरा करती हैं।

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The correct answer is "अर्थमैटिक/लाजिक" because in a computer system, the control unit and the arithmetic/logic unit (ALU) are both components of the central processing unit (CPU). The control unit is responsible for coordinating and controlling the operations of the CPU, while the ALU performs arithmetic and logical operations. Therefore, both the control unit and the ALU are present in the CPU.

The correct answer is "माइक्रो क्रेडिट". This is because Professor Muhammad Yunus, who won the Nobel Peace Prize in 2006, is known for his work in the field of microcredit. Microcredit refers to the practice of providing small loans to individuals who are unable to access traditional banking services, particularly in developing countries. Professor Yunus founded the Grameen Bank in Bangladesh, which pioneered the concept of microcredit and has been instrumental in empowering millions of people to escape poverty.

Infosys Technologies Limited became the first Indian company to trade in the NYSE, London, and Paris markets from February 2013.

The term "USP" stands for Unique Selling Proposition. It refers to the unique feature or characteristic of a product that sets it apart from its competitors and makes it more appealing to consumers. It is the product's usefulness or utility that makes it valuable and desirable to customers.

डिस्क डीफ्रेगमेंटर एक विंडोज युटिलिटी प्रोग्राम है जो अनावश्यक हिस्सों फ्रेमेंटस को पहचानता है और फाइलों तथा अप्रयुक्त डिस्क स्पेस को पुनव्यॅवस्थित करता है। यह डिस्क को अच्छी तरह से व्यवस्थित करता है जिससे कंप्यूटर की कार्यान्वयन क्षमता बढ़ती है और आपरेशन इष्टम्म ढंग से होते हैं।