Oneexchange Access Quiz 1

50 Questions | Total Attempts: 143

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Oneexchange Access Quiz 1

Please read the following questions and choose the answer(s) that best fit each question.


Questions and Answers
  • 1. 
    What is the Patient Protection and Affordable Care Act (PPACA)?
    • A. 

      A tax

    • B. 

      A way for everyone to get free medical care

    • C. 

      A play by Andrew Lloyd Weber

    • D. 

      A law that expands Medicaid, offers a one-stop place to compare and enroll into healthcare plans, provides cost-sharing reductions and premium-lowering aid to individuals who qualify

  • 2. 
    What is the maximum deductible available for plans in the Marketplace?
    • A. 

      $2000/$4000

    • B. 

      $1000/$3000

    • C. 

      $5000/$10,000

    • D. 

      There are no deductibles because of the PPACA

  • 3. 
    What is the "Advanced Premium Tax Credit"?
    • A. 

      A debit card that can be used to pay for medical expenses.

    • B. 

      A credit that lowers your premium and can be earned by living healthy and exercising.

    • C. 

      A subsidy from the government that lowers your healthcare premiums immediately, if wished, or can be received as a credit on your tax return, making your tax return larger.

    • D. 

      An EFT card that can be used to buy essentials, like food, gasoline, and diapers.

  • 4. 
    What is a "Silver" plan?
    • A. 

      A plan that has a high deductible.

    • B. 

      A plan that covers 70% of services.

    • C. 

      A plan that has no deductible.

    • D. 

      A plan that covers 90% of services.

  • 5. 
    How many levels of plans are there on the Public Marketplace (including Catastrophic Plans)
    • A. 

      12

    • B. 

      5

    • C. 

      3

    • D. 

      4

  • 6. 
    What is the Private Marketplace?
    • A. 

      A governmental one-stop shop where individuals and families can compare and purchase health insurance that may be subsidized

    • B. 

      The underground market

    • C. 

      An unsubsidized Marketplace where individuals and families can compare and purchase health insurance

    • D. 

      A place where people can go to shop for all kinds of insurance- life, health, dental, auto, and travel.

  • 7. 
    What is  the "FFM"?
    • A. 

      Federal Free Marketplace

    • B. 

      Free Federal Marketplace

    • C. 

      Functional Federal Marketplace

    • D. 

      Federally Facilitated Marketplace

  • 8. 
    What is the "SBM"?
    • A. 

      State-Based Marketplace

    • B. 

      Subsidy-Based Marketplace

    • C. 

      State-Broker Marketplace

    • D. 

      Subsidy-Broker Marketplace

  • 9. 
    What is an HRA?
    • A. 

      A health reimbursement account

    • B. 

      A human rights act

    • C. 

      An account set up by an employer that provides reimbursement to the participant for qualified services set by that employer.

    • D. 

      Both a and c

  • 10. 
    What is Medicaid?
    • A. 

      A program for seniors that provides basic coverage for health and hospital care.

    • B. 

      A program that provides low-cost prescriptions at participating pharmacies.

    • C. 

      A program for low income individuals making up to 133% of the Federal Poverty Limit (FPL).

    • D. 

      A medical plan that can be purchased on the Private Marketplace.

  • 11. 
    Starting in 2014, does it make a difference if you are an Alaskan Native (AN) or an American Indian (AI) and want to purchase health insurance in the Public Marketplace?
    • A. 

      Yes, AN/AI's will not be penalized for not buying or having health coverage.

    • B. 

      No, everyone is treated equally in 2014. The only things that can be used to differentiate someone can be age and location.

    • C. 

      Yes, AN/AI's will not pay any coinsurance for coverage if their incomes are

    • D. 

      A and C

  • 12. 
    When did the Initial Enrollment Period begin for the Marketplaces?
    • A. 

      December 1st

    • B. 

      November 15th

    • C. 

      January 1st

    • D. 

      October 15th

  • 13. 
    What is the first available effective date for those who use the Marketplaces?
    • A. 

      January 1, 2015

    • B. 

      December 1, 2014

    • C. 

      July 1, 2015

    • D. 

      January 31, 2015

  • 14. 
    When does the Initial Enrollment Period end for the Marketplaces?
    • A. 

      December 31, 2015

    • B. 

      January 1, 2015

    • C. 

      January 15, 2015

    • D. 

      February 15, 2015

  • 15. 
    What are high-deductible plans for low-income individuals under age 30 called?
    • A. 

      High-deductible plans

    • B. 

      Catastrophic plans

    • C. 

      There are no plans with high deductibles starting in 2014.

    • D. 

      Apocalyptic plans

  • 16. 
    What are the names of the plans on the Public Marketplace?
    • A. 

      Basic, Complete, Comprehensive, Cadillac

    • B. 

      Bronze, Silver, Gold, Titanium, Platinum

    • C. 

      Bronze, Silver, Gold, White-Gold, Platinum, Titanium

    • D. 

      Bronze, Silver, Gold, Platinum, Catastrophic

  • 17. 
    How often can individuals change plans once their plan has started
    • A. 

      When their contract with the plan ends.

    • B. 

      Monthly, if you are an AI/AN

    • C. 

      During the Annual Enrollment Period of each year

    • D. 

      B and C

  • 18. 
    When is the Annual Enrollment Period (AEP) for 2014?
    • A. 

      November 15 - February 15, 2014

    • B. 

      There is no Annual Enrollment Period.

    • C. 

      Individuals can change plans as often as they would like.

    • D. 

      None of the above

  • 19. 
    What will restrict you from being able to purchase insurance from the Marketplaces?
    • A. 

      Incarceration

    • B. 

      Being an illegal-resident of the United States

    • C. 

      A and B

    • D. 

      Making more than $94,500 for a family of four

  • 20. 
    When can you change plans purchased from the Marketplace?
    • A. 

      When the contract ends

    • B. 

      When you have a baby

    • C. 

      When moving out of your service area

    • D. 

      B and C

  • 21. 
    Which state has its own State-Based Marketplace?
    • A. 

      FL

    • B. 

      MI

    • C. 

      CA

    • D. 

      None of the above

  • 22. 
    Which state uses the Federally-Facilitated Marketplace?
    • A. 

      NY

    • B. 

      DC

    • C. 

      WA

    • D. 

      FL

  • 23. 
    What is the name of the segment you are working with?
    • A. 

      Extend Health

    • B. 

      One Connect

    • C. 

      ExtendInsurance

    • D. 

      OneExchange Access

  • 24. 
    What is the website for the FFM?
    • A. 

      Www.healthinsuranceexchange.gov

    • B. 

      Http://OneExchange.gov

    • C. 

      Www.healthcare.gov

    • D. 

      Http://HealthExchange.gov

  • 25. 
    What is a set charge you pay for a service called?
    • A. 

      A coinsurance

    • B. 

      A bill

    • C. 

      A copay

    • D. 

      A premium

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