Are you a financial genius? Take this quiz to see if your head is just filled with financial terms and concepts!
True
False
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Bridge loan
Payment for party balloons
A lump-sum payment at a maturity of a balloon loan
Decrease in value of an asset over time
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A certificate of debt
A short-term loan made until a longer term financing is obtained
Current assets
The measure of a continued rise in the worth of an asset
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Clearing the current loan with the proceeds of a new one and using the same property for collateral
A loan for which the interest rate remains constant and fixed throughout the lifetime of the loan.
A loan which is backed by a pledging of real or personal property (collateral) by the borrower to the lender.
All of the above
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Annual percentage rate (APR)
Debt to income ratio
An adjustable rate
All of the above
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The amount of interest owed to a lender
The process of liquidating a debt over a period of time
The process of determining the fair market value of an asset
All of the above
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Percentage of the principal amount that is paid as an interest for the use of money
Promises the depositor the sum back along with appropriate interest.
Interest that is compounded on a sum of money that is deposited for a long time.
All of the above
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