.
Are a normal occurrence.
Allow for the continued functioning of the banking system.
Impair the efficiency of the banking system.
None of the above.
True
False
Used in connection with a consumer report.
An individualized list or description based on the payment transactions of the consumer for medical products or services.
Any person which, for monetary fees, dues, or on a nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information for the purpose of furnishing consumer credit reports to third parties.
None of the above.
The consumer may be a victim of fraud.
The consumer may be a victim of identity theft.
The consumer is on active duty.
All of the above.
True
False
Include a fraud alert in the consumer’s file for a minimum of 90 days.
Provide a fraud alert in any credit report generated for that consumer file for a minimum of 90 days.
Refer the information regarding the fraud alert to each of the other consumer reporting agencies.
All of the above.
Actual damages sustained by the consumer for not less than $100 or more than $1000.
Punitive damages as the court may allow.
The cost of the action together with reasonable attorney’s fees as determined by the court.
All of the above.
True
False
Federal Trade Commission
Federal Trust Commission
Future’s Trading Commission
None of the above
True
False
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