Consumer Vs. Customer

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1. Your father bought life insurance and placed you as the nominee. Due to an unfortunate incident he passed away, entitling you to claim insurance. When you approached the insurance company, they deny you the insurance based on a technical error that they claim that your father made. Since your father bought the insurance and paid the premiums himself and you are only a nominee of the insurance claim, can you approach the consumer court as a wronged consumer?

Explanation

As a nominee you are a consumer because you are the beneficiary of a service your father paid for.

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About This Quiz
Consumer Vs. Customer - Quiz

This quiz is to test your ability to distinguish a consumer from a customer as per the provisions of the consumer protection act 1986. Customers can be classified... see moreas consumers and clients depending on the purpose for which the purchase was made. see less

2. Dell corporation in India uses the telecom services of Airtel company for its customer service center in Mumbai. Due to a line outage of Airtel on September 23, all the phone connections to Dell's customer service center in Mumbai was disrupted. Can Dell corporation approach the consumer court as a consumer?

Explanation

Dell corporation is not using the telephone services from Airtel as a consumer. It is using the telephone services purely for commercial purposes and hence it cannot be classified as a consumer.

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3. A painter who paints houses based on orders from house owners buys a painting machine model MX106D from McCormicks Automations Limited. The painter uses this machine to paint the house of a very important customer. While painting, due to a malfunction in the painting machine, paint spills on the expensive wooden furniture of the customer. The customer terminates the painting contract with the painter due to this incident. Can the painter approach the consumer court to seek damages from McCormicks Automation Limited?

Explanation

Absolutely. It is evident that the painter is using the machine to earn his livelihood and the defect in the machine has affected his ability to earn his livelihood.

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4. Who among the following is NOT protected as a consumer according to the consumer protection act in India?

Explanation

All of the remaining bought the services or products for their domestic use or for earning their livelihood.

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5. In a Newspaper advertisement, it was advertised by a car dealer that Maruti Alto gives a guaranteed mileage of 20 km per liter. Your father buys a Maruti Alto from this dealer and discovers that it never gives him a mileage of more than 14 km per liter. Is he entitled to file a consumer complaint against the Maruti company for any reason?

Explanation

Although he can file a complaint in the consumer court, he cannot file it against the Maruti company as it is the dealer who gave the advertisement and not Maruti company. At most the liability of Maruti company is not due to any purposeful act but due to neglect.

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  • Jan 15, 2010
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Your father bought life insurance and placed you as the nominee. Due...
Dell corporation in India uses the telecom services of Airtel...
A painter who paints houses based on orders from house owners buys a...
Who among the following is NOT protected as a consumer according to...
In a Newspaper advertisement, it was advertised by a car dealer that...
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