# The Great Bcaa Earthquake Challenge

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Questions: 15 | Attempts: 12,301

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Are you ready? If you live in Southwestern British Columbia, answer 15 questions to find out how much you do and don’t know about earthquake risk, how to prepare your home and how earthquake insurance works.

• 1.

### According to experts, what’s the likelihood that an earthquake strong enough to cause significant property damage will strike southwestern B.C. in the next 50 years?

• A.

Less than 10%

• B.

At least 10%, but less than 20%

• C.

At least 20%, but less than 30%

• D.

At least 30%

• E.

Don't know

D. At least 30%
Explanation

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• 2.

### Typically, how often do earthquakes occur in B.C.?

• A.

Daily

• B.

Weekly

• C.

Monthly

• D.

Yearly

• E.

Less often

A. Daily
Explanation
Although most are not felt, over one thousand earthquakes are recorded in B.C. each year.

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• 3.

### Where you live (in southwestern B.C.), is it possible that your home could be damaged as a result of an earthquake?

• A.

Yes

• B.

No

• C.

Don't know

A. Yes
Explanation
The whole of southwestern B.C. is considered at high earthquake risk – if you live here, it’s possible your home or belongings may be damaged.

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• 4.

### Which of the following statements about Vancouver Island is true? Vancouver Island will…

• A.

Shield the Lower Mainland from any earthquake

• B.

Shield the Lower Mainland from the worst damage of any earthquake

• C.

Shield the Lower Mainland from any tsunami

• D.

All of the above are true

• E.

None of the above are true

E. None of the above are true
Explanation
The Island may partially shield the Lower Mainland from some effects, in some cases.

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• 5.

### Which of the following places are at high risk of sustaining damage from an earthquake? Select all that apply

• A.

Richmond

• B.

Victoria

• C.

Abbotsford

• D.

Nanaimo

• E.

None of the above

A. Richmond
B. Victoria
C. Abbotsford
D. Nanaimo
Explanation
All four of these places are considered to be at high earthquake risk.

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• 6.

### Is the following statement true or false?    “There’s not much I can do now to prepare my home against earthquake damage”

• A.

True

• B.

False

B. False
Explanation
About a third of the cost of home damage can result from belongings moving – there’s a lot you can do now to prepare.

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• 7.

### Which, if any, of the actions below are recommended to prepare your home to face an earthquake?  Select all that apply.

• A.

Remove pictures, mirrors, lights and heavy objects from above beds

• B.

Keep valuable items on the ground floor

• C.

Unplug all electronic equipment at night

• D.

Fasten tall furniture to the wall studs

• E.

All of the above

• F.

None of the above

A. Remove pictures, mirrors, lights and heavy objects from above beds
D. Fasten tall furniture to the wall studs
Explanation
There is much more you can do to prepare. Click the ‘prepare’ tab to learn more.

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• 8.

### What is the minimum recommended length of time experts say an earthquake preparedness kit should be able to keep you/your family alive and safe?

• A.

1 day / 24 hours

• B.

2 days / 48 hours

• C.

3 days / 72 hours

• D.

4 days / 96 hours

• E.

5 days or more / 120 hours or more

C. 3 days / 72 hours
Explanation
Remember this is a minimum – many experts suggest your kit lasts for a week or more.

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• 9.

### Which of the following is recommended by experts as the immediate course of action to take if an earthquake occurs?

• A.

Go outdoors and turn off the gas supply (if you have one)

• B.

Get out, get safe, find open space

• C.

Shelter in a doorway

• D.

Drop, cover and hold on

• E.

Call 911

• F.

Don’t know

D. Drop, cover and hold on
Explanation
Make sure you know how to do this and practice!

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• 10.

### Please complete the following sentence: Base home insurance policies typically include…

• A.

Coverage for a wide range of earthquake related damage

• B.

Coverage only for fire or explosion as a direct result of an earthquake

• C.

No coverage for any earthquake related damage

• D.

Coverage only for tsunami (wave) damage

• E.

Don’t know

B. Coverage only for fire or explosion as a direct result of an earthquake
Explanation
Earthquake coverage is typically an add-on to your base policy and broadly covers damage caused by the ground shaking.

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• 11.

### Which of the following statements is correct?

• A.

Earthquake insurance always has a separate deductible

• B.

Earthquake insurance never has a separate deductible

• C.

Earthquake insurance sometimes has a separate deductible – it depends on your policy

• D.

Don’t know

A. Earthquake insurance always has a separate deductible
Explanation
A separate deductible means insurers can charge less for cover because you share some of the risk.

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• 12.

### Which of the following is the best description of how a deductible on earthquake insurance for a home is determined?

• A.

As a percentage of the policy premium

• B.

As a fixed dollar amount

• C.

As a percentage of the value your home and or belongings are insured for

• D.

Don’t know

C. As a percentage of the value your home and or belongings are insured for
Explanation

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• 13.

### To what extent is damage from a tsunami following an earthquake covered by earthquake insurance?

• A.

Always

• B.

• C.

Never

• D.

Don't know

C. Never
Explanation
It’s important to know what insurance does and doesn’t cover so you’re prepared if you make a claim.

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• 14.

### If an owner of a condo or strata unit lives in a building that is covered by earthquake insurance, are they required to pay part of the insurance deductible in the event of a claim?

• A.

Yes

• B.

No

• C.

Maybe (it depends on the strata by-laws)

• D.

Don't know

C. Maybe (it depends on the strata by-laws)
Explanation

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• 15.

### Is the following statement true or false?   “Tenants don’t need to buy earthquake insurance to cover their belongings as long as their building has earthquake insurance”

• A.

True

• B.

False

• C.

Maybe - it depends on their building's earthquake policy

• D.

Don't know

B. False
Explanation
Your building’s policy covers the property structure but won’t typically cover your belongings.

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• Current Version
• Apr 19, 2023
Quiz Edited by
ProProfs Editorial Team
• Sep 25, 2013
Quiz Created by
Bcaa

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