Janavani Read And Reap - 18

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There being no Circulars released in Nov-13,

The Read & Reap Quiz this time focuses on earlier circulars. Answer 10 simple questions and win attractive prizes.


Questions and Answers
  • 1. 

    What is the limit for ZH to give approval for Manual DB in a month?

    • A.

      10%

    • B.

      3%

    • C.

      5%

    • D.

      1%

    Correct Answer
    B. 3%
    Explanation
    The limit for ZH to give approval for Manual DB in a month is 3%. This means that ZH can only approve a maximum of 3% of all Manual DB requests in a given month. This limit is put in place to ensure that there is control and oversight over the number of Manual DB approvals, potentially to prevent abuse or misuse of the system.

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  • 2. 

    When the first JMIFI program started ?

    • A.

      11th Jan 2013

    • B.

      21st Jan 2013

    • C.

      12th Feb 2013

    • D.

      21st Jun 2013

    Correct Answer
    B. 21st Jan 2013
    Explanation
    The correct answer is 21st Jan 2013.

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  • 3. 

    What is the cut-off time for extracting sanction data from SFDC for DB planning?

    • A.

      01:00 PM

    • B.

      12:00 PM

    • C.

      05:00 PM

    • D.

      03:00 PM

    Correct Answer
    D. 03:00 PM
    Explanation
    The cut-off time for extracting sanction data from SFDC for DB planning is 03:00 PM.

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  • 4. 

    Branches should conduct exit interviews for minimum ________ customers per CREC per month

    • A.

      1

    • B.

      5

    • C.

      3

    • D.

      6

    Correct Answer
    B. 5
    Explanation
    Branches should conduct exit interviews for a minimum of 5 customers per CREC per month. This suggests that it is important for branches to gather feedback from customers who are leaving, in order to understand their reasons for leaving and potentially address any issues or concerns. Conducting exit interviews with a sufficient number of customers can provide valuable insights and help improve customer retention strategies.

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  • 5. 

    In EFS who is the authorised person to give approval for pre-closure of an account

    • A.

      ZH Credit & RH Sales Jointly

    • B.

      ZH Credit alone

    • C.

      RH Sales alone

    • D.

      Head of EFS business

    Correct Answer
    A. ZH Credit & RH Sales Jointly
    Explanation
    The correct answer is ZH Credit & RH Sales Jointly. This means that both ZH Credit and RH Sales need to give their approval together in order to pre-close an account in EFS. This implies that the decision to close an account requires input and agreement from both parties, indicating that they both have authority and responsibility in the process.

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  • 6. 

    Which circular talks about JL rural branch guidelines

    • A.

      77 / 2013

    • B.

      58 / 2013

    • C.

      62 / 2013

    • D.

      60 / 2013

    Correct Answer
    D. 60 / 2013
    Explanation
    Circular 60/2013 talks about JL rural branch guidelines.

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  • 7. 

    Who need to give approval if pre-closure happens in field through net book or Fino terminal ?

    • A.

      No approval required

    • B.

      Cluster Head

    • C.

      Zonal Head

    • D.

      Head of RFS

    Correct Answer
    A. No approval required
    Explanation
    No approval is required if pre-closure happens in the field through a net book or Fino terminal. This suggests that the process of pre-closure can be completed without the need for any higher-level authorization or approval.

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  • 8. 

    Which circular  talks about updated organisation structure

    • A.

      73/2013

    • B.

      65/2013

    • C.

      35/2013

    • D.

      23/2013

    Correct Answer
    C. 35/2013
    Explanation
    Circular 35/2013 is the correct answer because it specifically mentions the updated organization structure. This circular is likely to provide information about any changes or updates in the way the organization is structured, such as new departments, roles, or reporting lines. The other circulars listed (73/2013, 65/2013, and 23/2013) may discuss other topics or issues, but they do not specifically mention the organization structure update.

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  • 9. 

    All CBS activities of EFS will be taken care by _________

    • A.

      Respective Branch

    • B.

      EFS HO team

    • C.

      EFS Regional team

    • D.

      Accenture BPO

    Correct Answer
    D. Accenture BPO
    Explanation
    The correct answer is Accenture BPO because it implies that the CBS activities of EFS (presumably a company or organization) will be managed or handled by Accenture BPO. This suggests that Accenture BPO has been designated or contracted to handle the CBS activities on behalf of EFS, possibly due to their expertise or specialization in this area.

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  • 10. 

    Who need to fill the loan utilization declaration verification (LUDU) form.

    • A.

      JRM

    • B.

      JCH

    • C.

      JCREC

    • D.

      BH

    Correct Answer
    A. JRM
    Explanation
    The correct answer is JRM. JRM needs to fill the loan utilization declaration verification (LUDU) form.

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  • Mar 20, 2023
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  • Jan 10, 2014
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