Online Test For Am/Sre/Re/Jre

1. What are the charges to be collected under MOS till 31 March 2017?

Rs. 750

Rs.1500

Rs.1000

Rs.500

2. A customer can pay his part payment of principal of Gold Loan through POS machine.

50% of the principal amount

No

Yes

Yes with multiple of Rs. 100

3. Nitric Acid of ________ concentration being used for Gold Checking

70%

60%

65%

None of these options

4. The purpose of Mission 1000 Crores launched w.e.f. 1st March 2017 as per IOM No. Dir/03/2017

1000 CR Net Gold Loan Growth in March 17

1000 CR Advances in March 17

1000 CR Profit After Tax 2016-17

None of these options

5. The service charge of Muthoot Money is __________

1.50% or Rs. 50 whichever is higher

2% or Rs. 50 whichever is higher

2.50% or Rs. 50 whichever is higher

0.05% or Rs. 50 whichever is higher

6. Dual mode of disbursement available on gold loan less than 1 lac

True

False

7. Sanctioning power of GL token lost release cases for more than 12 months between loan amounts ............. to .............is vested with RO of the concerned region?

25,000/- to 1,00,000/-

5,00,000/- to 25,00,000/-

1,500 to 5,00,000

All such sanctioning powers are with Credit Dept., CO(N)

8. In which schemes, we are providing high value (75% LTV) to the customers?

MGL & MHL

All of these

MHL, MPL & MGL

MHL, MOS & MGL

9. Daily Wages to Temporary Office is accounted in ……………….. A/c head

Staff Welfare

Salary A/c

Business

Establishment A/c

10. Discretionary powers of Branch Head for settlement of loans of a deceased borrower is ........

Rs. 1500 to Rs. 1 Lac

Rs. 10000 to Rs. 1 Lac

Rs. 1 Lac to Rs. 3 Lacs

Rs. 3 Lacs to Rs. 5 Lacs

11. What is the Cash retention Limit of branches with GL Outstanding of 3-10 Crs?

Rs.500000

Rs.150000

Rs.200000

Rs.300000

12. In how many days, the purchased Foreign Currency should be surrendered by Franchisee Branches to AD-II Forex Branch?

8 Days

10 Days

7 Days

5 Days

13. One of the below mentioned following mentioned report is not compulsory while submitting quarterly certificate by branches

HNI visit Report

Counterfeit Currency Report

Auction Notice POD

Packet Counting Report

14. What are the rate of interest applicable under MSL, MPL and MGL respectively? (if interest not paid monthly)

1.73% P.M.; 1.70% P.M. and 1.83% P.M.

1.96% P.M.; 1.88% P.M. and 2% P.M.

1.79% P.M.; 1.71% P.M. and 1.83% P.M.

1.75% P.M.; 1.70% P.M. and 1.80% P.M.

15. Under Indo-Nepal Money Transfer, an amount payable at Nepal is fixed at ___________times of the INR remitted from India.

1.5

1.6

2

2.6

16. What are the documents that a customer need to submit for MHP Claim, if he/she has lost policy papers in any natural calamity?

Duly completed claim form signed by you or your legal representative

First Information Report (FIR)

News Paper report clipping on the natural calamity

Any other document that supports the occurrence of the event

All of the above

17. _________ is the sum assured under basic plan of MHP (Muthoot Home Protector) in association with Liberty Videocon General Insurance Company

500000

650000

430000

870000

18. After registration for "iwill" either Online(www.Muthootiwill.com) or offline(at our branch), customer has time frame of ________________ to fill in all the details and generate the "will"

60 days

20 days

30 days

7 days

19. As per New Time and motion study(IOM/CO/OPN/27/17), Each Branch Staff have been allotted ………..minutes per day for OFP works.

30

60

45

120

20. How many calls in a day have to be made by JRE/RE/SRE to active or inactive customers mapped under their COP as per IOM No. CO/OPN/45/17

20

30

10

40

21. As per IOM no. CO/C&R/28/17, Field Verification should be done within ………….days and on GL above ……..lacs.

2 days & 5 lacs

5 days & 10 lacs

7 days & 5 lacs

2 days & 10 lacs

22. _________ is the charges for 4th Notice issued to customer having GL outstanding for more than 11 months

Rs.50

Rs.23

Rs.7

None of these option

23. From 1/3/17 to 31/3/17, charges for bulk PAN application is Rs.__________ and cash prize for staff if Rs. ____________

200 & 500

265 & 500

265 & 1000

150 & 1000

24. Which MHP claims NOT APPROVED by the Insurance Company?

Willful destruction of property

War or related perils

Loss of cash, bullion, antique works of art, mobiles, laptops, Tablets etc.

House being unoccupied for more than 30 days

None of the above

25. We can change the address and other details of the customer if a customer wants to avail Gold Loan through E-KYC.

False

True

26. Gold Loan Transferred using IMT (Instant Money Transfer) can be withdrawn from which bank ATMs

Axis Bank & Union Bank of India

HDFC Bank & ICICI Bank

Axis Bank & Bank of India

SBI & Union Bank of India

27. What is the cut-off time for doing RTGS?

3:50 PM

4:30 PM

4:00 PM

5:00 PM

28. What is the Wt. of normal Kada and Bangle as per norms? (As per Circular No. CO/ 79/15 (File 1 A))

45 gms and 30 gms

40 gms and 15 gms

40 gms and 20 gms

40 gms and 30 gms

29. If there is any change in the address, mentioned as per 'proof of address', As per revised KYC norms, a fresh address proof shall be obtained within a period of ……………..months?

3 months

6 months

1 months

2 months

30. What is maximum withdrawal amount from Muthoot DCB Visa Card in a day from our branches

Rs.10000

Rs.5000

Rs.20000

As per RBI Guidelines