Lic Ado 2013 Memory Based Paper
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LIC ADO Paper 2013 Memory Based Morning Session 3 Feb
The Questions give you a fair idea of the LIC ADO Exam Question Paper Pattern and help you prepare better. The written examination consists of objective type paper including 4 parts that are as follows:- General Awareness 25 Question Quantitative Aptitude 25 Question General Hindi 25 Question General English 25 Question This Paper Consist Only General Awareness Total Duraion 10 min Read moreBy: Appliedjobz
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Questions and Answers
- 1.
CRR in insurance means ?
- A.
Cash reserve Ratio
- B.
Cash reproductive Ratio
- C.
Claim repudiation ratio
- D.
Claim reproductive Ratio
Correct Answer
C. Claim repudiation ratioExplanation
CRR in insurance refers to the Claim Repudiation Ratio. This ratio represents the percentage of claims that are rejected or denied by an insurance company. It indicates the company's willingness to honor claims and the effectiveness of their claims management process. A high claim repudiation ratio suggests that the insurance company frequently denies claims, which may indicate poor customer service or questionable practices.Rate this question:
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- 2.
Who is the Inventor Of Remote control?
- A.
J B Bell
- B.
W.B Faraday
- C.
Nikola Tesla
- D.
Smith orested
Correct Answer
C. Nikola TeslaExplanation
Nikola Tesla is credited with inventing the remote control. He developed the first wireless remote control in the late 19th century, which was used to operate a small boat. Tesla's invention laid the foundation for modern remote control technology and revolutionized various industries, including telecommunications and entertainment. His innovative work and contributions to the field of electrical engineering make him the correct answer for the inventor of the remote control.Rate this question:
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- 3.
Which company is not related to Life Insurance ?
- A.
Life India Insurance
- B.
ICICI prudential
- C.
New India Insurance
- D.
Sahara India
Correct Answer
C. New India InsuranceExplanation
New India Insurance is not related to Life Insurance because it is a general insurance company that offers various types of insurance policies such as motor insurance, health insurance, travel insurance, and home insurance, but not life insurance. Life India Insurance, ICICI Prudential, and Sahara India are all companies that specifically offer life insurance policies.Rate this question:
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- 4.
Who is the Contemporary Chairperson of National Comission for women?
- A.
Smt. Rani Rai
- B.
Smt. Mamta Sharma
- C.
Smt Mamta Rawut
- D.
Smt. Sima Shen
Correct Answer
B. Smt. Mamta SharmaExplanation
Smt. Mamta Sharma is the correct answer because she is the current Chairperson of the National Commission for Women.Rate this question:
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- 5.
Which Indian Is known as Architect of India's Current Economic Reforms
- A.
Dr Manmohan Singh
- B.
Indira Gandi
- C.
P V Narasimha Rao
- D.
K N Modi
Correct Answer
A. Dr Manmohan SinghExplanation
P V Narasimha Rao is known as the Architect of India's Current Economic Reforms. During his tenure as the Prime Minister of India from 1991 to 1996, he implemented significant economic reforms that liberalized the Indian economy and opened it up to foreign investment. These reforms included reducing government regulations, encouraging foreign trade, and deregulating industries. Rao's policies helped to boost economic growth, attract foreign investment, and modernize India's economy. Dr Manmohan Singh, who served as the Finance Minister under Rao, played a crucial role in formulating and implementing these reforms.Rate this question:
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- 6.
Pandit Ravisankar is famous
- A.
Singer
- B.
Actor
- C.
Writer
- D.
Musician
Correct Answer
D. MusicianExplanation
Pandit Ravisankar is famous for his musical talent and skills. He is recognized and renowned for his contributions to the field of music. As a musician, he has likely achieved success and recognition for his mastery in playing musical instruments, composing music, or performing vocal music. His talent and expertise in the musical domain have earned him fame and admiration from the audience and his peers.Rate this question:
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- 7.
Which River is passing through Nasik City
- A.
Godavari
- B.
Ravi
- C.
Ganga
- D.
Yamuna
Correct Answer
A. GodavariExplanation
The correct answer is Godavari. Nasik City is located on the banks of the Godavari River in the state of Maharashtra, India. The Godavari River is the second longest river in India and is considered sacred by Hindus. It is also known as Dakshin Ganga, meaning the Ganges of the South. The river is significant for its religious and cultural importance, and it plays a crucial role in the irrigation and agriculture of the surrounding region.Rate this question:
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- 8.
Who play the role of regulator for Capital Market ?
- A.
IBA
- B.
NABARD
- C.
SEBI
- D.
IRDA
Correct Answer
C. SEBIExplanation
SEBI, or the Securities and Exchange Board of India, plays the role of regulator for the capital market. It is a statutory regulatory body established to protect the interests of investors and promote the development and regulation of the securities market in India. SEBI regulates various entities such as stock exchanges, brokers, merchant bankers, and mutual funds, ensuring fair practices and transparency in the capital market. It formulates regulations, conducts inspections, and enforces compliance to maintain the integrity and stability of the market.Rate this question:
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- 9.
National Development Council for the 12th Five Year Plan reduction of poverty is desirable,NewTarget for poverty reduction is
- A.
16%
- B.
8%
- C.
10%
- D.
12%
Correct Answer
C. 10%Explanation
The National Development Council for the 12th Five Year Plan aims to reduce poverty, and a reduction of 10% is considered desirable. This suggests that the target for poverty reduction is set at 10%, indicating that the government aims to decrease the poverty rate by 10% during the 12th Five Year Plan.Rate this question:
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- 10.
Under the act Of Labor Act , Under which Year child labor is prohibited......
- A.
16
- B.
12
- C.
14
- D.
18
Correct Answer
C. 14Explanation
According to the given options, the correct answer is 14. This means that under the Labor Act, child labor is prohibited at the age of 14.Rate this question:
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- 11.
Terms Used in Fresh Issue of Equity Shares is known as
- A.
Face Value
- B.
Cover Value
- C.
Market Value
- D.
Book value
Correct Answer
A. Face ValueExplanation
The face value of a share refers to the nominal value assigned to each share by the company at the time of issuance. It is the value at which the share is initially sold to the investors. This value remains constant throughout the life of the share and does not change with market fluctuations. It is used to calculate dividends and determine the voting rights of shareholders. Therefore, the terms used in the fresh issue of equity shares are known as face value.Rate this question:
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- 12.
Which Team win the World Cup Of Inaugural Blind cricket T20 cup 2012
- A.
India
- B.
England
- C.
Australia
- D.
Shri Lanka
Correct Answer
A. IndiaExplanation
India won the World Cup of the Inaugural Blind cricket T20 cup in 2012.Rate this question:
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- 13.
Leslie Claudius Died recently.Which sport he is related
- A.
Vollyball
- B.
Badminton
- C.
Hockey
- D.
Long Tennis
Correct Answer
C. HockeyExplanation
Leslie Claudius, who recently passed away, was a renowned figure in the sport of hockey. He was an Indian field hockey player and represented the Indian national team in multiple Olympic Games, winning three gold medals and one silver medal. Claudius' achievements and his association with the sport of hockey make it clear that he is related to the sport of hockey.Rate this question:
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- 14.
From where Premium for Lif e insurance Policy can Pay
- A.
Post Office
- B.
NABARD
- C.
RBI
- D.
Pass Port Office
Correct Answer
A. Post OfficeExplanation
Premium for Life insurance policies can be paid at the Post Office. The Post Office offers various financial services, including the collection of insurance premiums. Customers can visit their nearest Post Office branch and make payments towards their life insurance policies. The Post Office provides a convenient and accessible location for individuals to pay their premiums, ensuring that policyholders can easily fulfill their financial obligations.Rate this question:
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- 15.
Who is the Largest Distance Learning Institute In India
- A.
Anna University
- B.
Sikkim Manipal University
- C.
IGNOU
- D.
Algapa University
Correct Answer
C. IGNOUExplanation
IGNOU is the correct answer because it is widely recognized as the largest distance learning institute in India. It offers a wide range of undergraduate, postgraduate, diploma, and certificate courses through distance education mode. IGNOU has a vast network of study centers across the country, making education accessible to students from remote areas. It is known for its quality education, flexible learning options, and affordable fees. Additionally, IGNOU has collaborations with various national and international institutions, further enhancing its credibility and reputation as the largest distance learning institute in India.Rate this question:
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- 16.
Who will Discharge the Duties when president and vice president are Vacant -
- A.
Prime Minister
- B.
Chief Justice Of India
- C.
Prime Minister Office
- D.
Army
Correct Answer
B. Chief Justice Of IndiaExplanation
When both the president and vice president positions are vacant, the Chief Justice of India is responsible for discharging their duties. This is because the Chief Justice of India is the highest-ranking judicial authority in the country and acts as the head of the judiciary. In the absence of the president and vice president, the Chief Justice of India assumes a temporary role to ensure the smooth functioning of the government and the legal system.Rate this question:
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- 17.
Which company has largest chain in Retail Supermarket India?
- A.
Spencer
- B.
Reliance Store
- C.
Big Bazar
- D.
V Mart
Correct Answer
A. SpencerExplanation
Spencer is the correct answer because it is stated in the question that it is the company with the largest chain in Retail Supermarket India.Rate this question:
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- 18.
Which Country is Largest Importer in the world
- A.
USA
- B.
China
- C.
Russia
- D.
India
Correct Answer
A. USAExplanation
The United States is the largest importer in the world because it has a highly developed economy and a high standard of living, which leads to a high demand for imported goods. The country imports a wide range of products including machinery, electronics, vehicles, and consumer goods. Additionally, the United States has a large population and a diverse economy, which further contributes to its status as the largest importer.Rate this question:
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- 19.
Who wrote the Book "Eternal India"
- A.
Indira Gandhi
- B.
Jawahar Lal Nehru
- C.
B.K Nehru
- D.
Manmohan deasi
Correct Answer
A. Indira GandhiExplanation
Indira Gandhi is the correct answer because she was a prominent political figure in India and served as the Prime Minister of India. She was also known for her interest in literature and wrote several books, including "Eternal India."Rate this question:
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- 20.
AIDS Day is celebrated on
- A.
1 Dec
- B.
31 Dec
- C.
31 Jan
- D.
1 FEB
Correct Answer
A. 1 DecExplanation
AIDS Day is celebrated on 1 Dec. This day is dedicated to raising awareness about the AIDS pandemic caused by the spread of HIV infection. It is an opportunity to show support for people living with HIV and to remember those who have lost their lives to AIDS-related illnesses. The date was chosen to commemorate the first-ever global health day, which was held on 1 Dec 1988. On this day, people around the world come together to unite in the fight against HIV/AIDS, promote education about prevention and treatment, and show solidarity with those affected by the disease.Rate this question:
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- 21.
"APKA PAISA APKE HAATH" Slogan is related to
- A.
Swabihamaan
- B.
Direct cash transfer
- C.
Life Insurance
- D.
Kris Surksha Yojna
Correct Answer
B. Direct cash transferExplanation
The slogan "APKA PAISA APKE HAATH" translates to "Your money in your hands" in English, which suggests that it is related to the concept of direct cash transfer. Direct cash transfer refers to the government's initiative to transfer financial assistance or subsidies directly to the bank accounts of the beneficiaries, eliminating intermediaries and ensuring that the money reaches the intended recipients. The slogan emphasizes the empowerment of individuals by giving them direct control over their finances.Rate this question:
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- 22.
Which Interest a proposer should Have
- A.
Insurable Interest
- B.
Cover Interest
- C.
Repo Rate
Correct Answer
A. Insurable InterestExplanation
Insurable interest refers to the financial stake or relationship that a person has in the subject matter of an insurance policy. In order to have an insurable interest, the proposer must stand to suffer a financial loss or have a legal or financial relationship with the insured object. This ensures that the proposer has a genuine interest in protecting the insured object and prevents people from taking out insurance policies on things they have no connection to, which could lead to fraudulent claims. Therefore, it is important for a proposer to have insurable interest when taking out an insurance policy.Rate this question:
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- 23.
Which country contributes Highest Proportion of Elder persons of world population
- A.
China
- B.
Japan
- C.
Maxico
- D.
England
Correct Answer
B. JapanExplanation
Japan has the highest proportion of elderly persons in the world population. This is due to several factors such as a low birth rate, a high life expectancy, and a rapidly aging population. Japan has one of the highest life expectancies globally, with many people living well into their 80s and 90s. Additionally, the country has a declining birth rate, leading to a smaller younger population and a larger proportion of elderly individuals. These demographic trends have resulted in Japan having the highest proportion of elderly persons compared to other countries.Rate this question:
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- 24.
What is the usual Paid Up Policy Period
- A.
2 year
- B.
1 year
- C.
4 year
- D.
16 year
Correct Answer
B. 1 yearExplanation
The usual Paid Up Policy Period is 1 year. This means that policyholders are required to pay premiums for a period of 1 year in order for their policy to remain active. After this period, the policy becomes paid up, meaning that the policyholder is no longer required to make premium payments but will still receive the benefits of the policy.Rate this question:
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- 25.
Presently Japan Prime minister
- A.
Morini Ibki
- B.
Shinzo Abe
- C.
Naikaku-sori-daijin
- D.
Daijin Abe
Correct Answer
B. Shinzo AbeExplanation
Shinzo Abe is the correct answer because he is the current Prime Minister of Japan. As of my knowledge, there is no such person as "Morini Ibki" or "Naikaku-sori-daijin" in the context of Japan's Prime Minister. "Daijin Abe" is not a specific enough term to identify a particular individual. Therefore, the only viable option is Shinzo Abe.Rate this question:
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Jul 26, 2024Quiz Edited by
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Feb 04, 2013Quiz Created by
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