The LO is not required to do anything because the applicant has declined to furnish the information.
The LO must mark “I do not wish to furnish this information” and “this information was provided in a face-to-face interview.
The LO must complete the ethnicity, race and sex information based upon visual observation and surname.
Both B and C.
Mark the box that indicates the information was provided “by the applicant and submitted by fax or mail”. No other action is required.
Complete the Co-Borrower information based upon a photo ID.
Mark “I do not wish to furnish this information” for the Co-Borrower.
Do nothing because the Co-Borrower has the choice of completing the information or not.
Read the Government Monitoring disclosure to the applicant; then ask the applicant if they wish to furnish the information and complete Section X. based upon their response.
Complete the ethnicity, race and sex information based upon the person’s voice and name.
Check the box to indicate the information was provided in a telephone interview.
Both A and C
Change the application in Point by removing the selection for ethnicity and race and leaving only the selection for “does not wish to furnish this information” because that was the applicant’s real intent.
Mark the Sex information based upon the applicant’s name.
Make no changes to the applicant’s responses and make sure the box for “information was provided by the applicant and submitted via Internet” is marked.
Change the application in Point by removing the selection for “does not wish to furnish this information” and leaving only the selections for ethnicity and race because we must report the information if it is provided.
In a face-to-face interview
By the applicant and submitted by fax or mail
In a telephone interview
By the applicant and submitted via the Internet.