E-commerce 2

The basic characteristic of online credit card transactions is that the online merchant never sees the card being used, it is not passed through a physical card reader, and the resulting report is not signed.

The correct answer is "Sajtove na kojima se placa pretplata za pracenje informacija" which translates to "Websites where a subscription is paid to follow information." This means that in e-commerce, subscriptions and memberships refer to websites where users pay a fee to access and receive information. This could include news websites, online magazines, or any other platform where users have to pay to stay updated with the provided content.

Desifrovanje je procedura koja rekonstruiše originalnu informaciju ili otvoreni tekst na osnovu sifrovanih podataka ili sifrata. To znači da se prilikom desifrovanja koristi odgovarajuća lozinka ili ključ kako bi se prevedeni podaci vratili u originalni oblik. Samo osoba koja zna lozinku može da pročita desifrovanu informaciju.

Digitalni cekovi are systems that generate digital checks for e-commerce and expand the functionality of existing check systems in banks.

Autorizacija is a term used to define the process of granting access rights to system resources by authorized users. It involves determining what actions and resources a user is allowed to access, based on their privileges and permissions. This ensures that only authorized individuals can access and use the system resources, maintaining security and preventing unauthorized access.

The correct answer is "Lanac bezbednosti je jak koliko je jaka njegova najslabija karika." This statement means that the security of a system is only as strong as its weakest link. In the context of electronic commerce, this implies that the overall security of an online platform or transaction is determined by the strength of its weakest security measure or component. Therefore, it is crucial to identify and strengthen the vulnerabilities in order to ensure the overall security of the system.

Financial intermediaries are most interested in secure payment systems that transfer transaction risk and costs to customers and sellers, while maximizing their own margins.

The correct answer is "Bezbednost komunikacija oznacava zastitu informacija u toku prenosa iz jednog elektronskog sistema u drugi." This answer explains that communication security refers to the protection of information during transmission from one electronic system to another. It implies that the main focus is on safeguarding the data being transferred rather than preventing eavesdropping or encrypting voice information.

The correct answer is that the access control service protects the system from unauthorized access to its resources. This means that the access control service ensures that only authorized individuals or entities are granted access to specific resources within the IT system, preventing any unauthorized access that could potentially compromise the system's security.

The given answer states that the advantages mentioned by users regarding electronic commerce are personalized offers, easy product comparison, and product availability. These factors contribute to a positive user experience and make online shopping more convenient and efficient. Personalized offers cater to individual preferences and needs, making shopping more tailored and enjoyable. Easy product comparison allows users to make informed decisions and find the best deals. Lastly, product availability ensures that users can find and purchase the desired items easily.

The correct answer is "Novac u e-mailu." PayPal is a digital payment platform that allows users to send and receive money securely through email. It enables individuals and businesses to make online transactions without the need to share financial information directly. With PayPal, users can link their bank accounts or credit cards to their PayPal account and transfer funds to other PayPal users by simply using their email addresses. This makes it convenient and safe to send money electronically.

The correct answer includes three common mistakes made by electronic commerce: adding additional costs that were not mentioned in the regular price (delivery, customs, taxes), requesting too much personal information on the website, and having a long and confusing ordering and payment process. These mistakes can lead to customer dissatisfaction and may discourage potential buyers from completing their purchases.

The correct answer states that availability ensures that authorized users can always use services and access information. This means that the information systems are designed to be accessible and functional for those who have been granted permission to use them, allowing them to utilize the services and retrieve the necessary information whenever needed.

When system software is not properly configured, it can allow unauthorized changes to the list of user permissions. This means that someone could gain access to certain privileges or permissions that they should not have, potentially compromising the security of the system. This could lead to unauthorized access to sensitive information or the ability to perform actions that should be restricted.

Digitalni kreditni računi su sistemi koji proširuju online funkcionalnost postojećih platnih sistema kreditnih kartica. Ovo znači da omogućavaju korisnicima da vrše plaćanja i obavljaju transakcije putem interneta koristeći svoje kreditne kartice. Ova funkcionalnost olakšava i ubrzava proces plaćanja i omogućava korisnicima da obavljaju kupovine i plaćaju račune online.

The correct answer explains that denial of transaction in information systems refers to a situation where one party denies that a transaction has occurred even though it has. This event can occur due to an error, but it always results in conflicts that are difficult to resolve.

The correct answer is "Postoji: kes, cekovi, kreditne kartice, nagomilana vrednost i akumulirajuci bilans." This answer accurately lists the types of payment systems that exist, including cash (kes), checks (cekovi), credit cards (kreditne kartice), accumulated value (nagomilana vrednost), and an accumulating balance (akumulirajuci bilans).

After the process of user authentication, authorization defines the resources that the user can access. It determines the privileges and priorities for accessing the database and the order in which the resources are served in cloud architecture.

The correct answer is "Adresa takvih zasticenih stranica je drugacija, posto sadrzi 's' na kraju dela http." This is because when a website is protected, it uses the HTTPS protocol instead of HTTP. The 's' at the end of HTTP stands for secure, indicating that the website has a valid SSL certificate and that the data exchanged between the user's browser and the website is encrypted. This provides a higher level of security for the user's information.

The factors that are considered when defining the revenue of e-commerce are the total business costs, the demand for the product or service being sold, and the saturation of the market with the product or service being offered. These factors directly impact the profitability and success of an e-commerce business. By analyzing the total business costs, the company can determine its profit margin and pricing strategy. The demand for the product or service indicates the potential customer base and market size. Lastly, the saturation of the market helps assess the competition and potential barriers to entry.

PayPal trazi specijalnu dozvolu za iznose preko $200. This statement suggests that PayPal has a specific authorization process in place for transactions exceeding $200. This additional step helps to ensure the security and legitimacy of larger transactions, reducing the risk of fraud. By requiring special permission, PayPal adds an extra layer of protection for its users and their financial transactions.

The correct answer states that the use of the system exclusively by authorized users ensures that system resources cannot be used exclusively by unauthorized individuals or in an unauthorized manner. This means that only authorized users have access to the system resources and any unauthorized use or access is prevented.

In online shopping, SET (Secure Electronic Transaction) uses a digital certificate as an attached file to the message to verify the sender's identity. This digital certificate serves as a proof of authenticity and ensures that the transaction is secure. It helps establish trust between the buyer and the seller by verifying the identity of the sender and protecting sensitive information during the transaction process.

The potential threat to the information system that contains an e-commerce subsystem due to service denial is that the system services can become unavailable to authorized users. This is because frequent requests from unauthorized users can overwhelm the system, causing it to become unresponsive or unavailable to authorized users.

The correct answer states that insured checks are suitable because they reduce the security risk of personal checks and they are also cashable. This implies that insured checks provide a higher level of security compared to personal checks and can be easily converted into cash, making them a convenient option for financial transactions.

The correct answer states that service denial in information systems occurs due to frequent requests for complex tasks issued by unauthorized users, which can result in authorized users being unable to access the services.

The correct answer is that the service of confidentiality prevents the disclosure of information to any entity that is not authorized to access it. This means that the service ensures that only trusted individuals can exchange information and that unauthorized entities are unable to delete or discover the information.

The most serious losses in e-commerce are due to theft of personal information and financial fraud. This can include incidents such as identity theft, where someone gains unauthorized access to personal data and uses it for fraudulent purposes, as well as instances of financial fraud where individuals or organizations deceive customers into making payments or providing sensitive financial information. These types of losses can have severe consequences for both businesses and individuals, leading to financial loss, reputational damage, and potential legal repercussions. It is crucial for e-commerce platforms to implement robust security measures to protect against these types of threats.

The given correct answer explains that kontrola pristupa zasnovana na imenu domena (access control based on domain name) involves checking the domain name. This means that access to a resource or system is granted or denied based on the domain name provided. It does not involve checking the IP address or the name of the web server.

The correct answer states that computer security refers to the protection of information within a computer system, including the operating system, application software, and software for manipulating databases. This aligns with the commonly understood definition of computer security, which involves safeguarding data and ensuring the integrity, confidentiality, and availability of information within a computer system. The other options mentioned in the question, such as the protection of computer systems using specialized security systems for monitoring or the hardware protection of computer systems, do not fully encompass the concept of computer security as defined in the correct answer.

The correct answer is "Online sistem akumuliranih vrednosti predstavlja sistem koji se oslanja na pretplatu, debitne kartice ili cekovne racune kako bi se stvorila monetarna vrednost koja se moze koristiti pri kupovini u e-trgovini." This explanation states that an online system of accumulated values relies on subscriptions, debit cards, or checking accounts to create monetary value that can be used for purchasing in e-commerce.

The correct answer is "Podjednako muskarci i zene, Korisnici starosti od 30-50 godina, a cija grupa cini najveci procenat online transakcija." This answer suggests that both men and women are users of electronic commerce, and the age group of 30-50 years old represents the highest percentage of online transactions.

The correct answer states that money is transferred from the buyer's credit card or bank account to a private financial intermediary who is responsible for tracking and transferring money between financial situations.

Digitalna trgovina refers to a type of collecting and exchanging values that have limited convertibility, which is converted into other values through an intermediary. This means that digital commerce involves the transfer of value through intermediaries, such as online platforms or payment gateways, where different forms of digital currency or payment methods are used to facilitate transactions.

The correct answer states that the most important characteristics of a digital wallet are customer authentication, accumulation and transfer of value, and ensuring the payment process. This means that the digital wallet should have a secure way to authenticate the user, allow the accumulation and transfer of funds or value, and provide a secure process for making payments.

The correct answer is "To su programi koji prave veliki broj svojih kopija i prenose se sa jednog računara na drugi." This answer accurately describes what worm programs are - they are programs that create numerous copies of themselves and spread from one computer to another.

The correct answer states that a denial of service prevention service is a type of attack where a malicious person submits a series of consecutive requests to a server that prevents their execution. This means that the attacker intentionally overloads the server with requests, causing it to become unresponsive or crash, thus denying service to legitimate users.

The correct answer is "Secure Electronic Transaction Protocol" because SET is a protocol that ensures the security of electronic transactions. It provides a secure method for transferring sensitive information such as credit card numbers over the internet. The protocol uses encryption and digital certificates to authenticate the parties involved in the transaction and protect the confidentiality and integrity of the data being transmitted. SET has been widely adopted by banks and financial institutions to facilitate secure online transactions.

The use of cash as a payment method is suitable because it provides anonymity and makes it nearly impossible to trace transactions. Cash transactions do not leave a digital trail, making it difficult for authorities or individuals to track the flow of money. Additionally, cash prevents fraud through counterfeiting, as it is harder to forge physical currency compared to digital transactions. Lastly, cash payments can be recorded by keeping track of the serial numbers of the banknotes, allowing for some level of record-keeping.

A clearinghouse in credit card purchases is a financial intermediary that identifies the credit card and verifies the balance in the account. It also ensures the entire process of sending credit card information to the merchant and protects the data from internet breaches.

The correct answer is Video proizvoda, Informacije o proizvodu, Slike proizvoda. These characteristics of sales are associated with direct selling. Video product demonstrations allow potential customers to see the product in action, providing a more immersive and persuasive experience. Providing information about the product helps customers make informed decisions, and displaying images of the product gives them a visual representation. These features enhance the effectiveness of direct sales by engaging customers and providing them with the necessary information to make a purchase.

Prekoracenje ovlascenja u informacionim sistemima se desava kada lice koje ima odobrenje za koriscenje sistema koristi sistem na neovlasceni nacin. To znaci da osoba prelazi granice svojih ovlastenja i koristi sistem na nacin koji nije dozvoljen ili predvidjen njenim ovlastenjima. Ovo moze ukljucivati pristupanje podacima ili funkcionalnostima sistema za koje osoba nije ovlastena, ili izvrsavanje radnji koje su izvan njenih ovlastenja.

The correct answer is "Skup pravila koja se odnose na sve aktivnosti u vezi sa bezbednoscu komunikacione mreze i racunara" which translates to "A set of rules that relate to all activities related to the security of communication networks and computers." This answer states that security policies in e-commerce systems encompass all activities related to the security of communication networks and computers.

The recipient of the money can transfer the funds electronically to their bank account, request a check, or use PayPal to send the money to someone else.

The correct answer explains that Trojans are programs that are executed by users, who believe that they are useful. However, during execution, the program copies data into a part of the memory or damages the system. This answer accurately describes the nature and behavior of Trojans, emphasizing their deceptive nature and ability to harm the system.

The correct answer explains that integrity ensures the consistency of data and prevents its alteration and destruction. This means that the data remains accurate, reliable, and unchanged throughout its lifecycle, maintaining its integrity.

The factors that are considered when defining the revenue of an e-commerce business are the demand for the product or service being sold, the total operating costs, the price of competing products, and the market saturation of the product or service being offered.

SSL stands for Secure Sockets Layer. It is a protocol that significantly reduces the risk of using the internet by protecting data transmitted between web browsers and users. SSL achieves this by encrypting the data and authenticating the identity of each participant in the connection. This ensures that the information remains confidential and secure during transmission, making it difficult for unauthorized individuals to intercept or tamper with the data. SSL is commonly used to secure online transactions, such as credit card payments, login credentials, and sensitive personal information.

SSL obezbeđuje celokupan proces tokom kojeg se podaci o kreditnoj kartici šalju prodavcu i štiti te podatke od upada sa interneta. SSL (Secure Sockets Layer) je protokol za bezbednu transakciju koji obezbeđuje enkripciju podataka kako bi se osigurala privatnost i integritet informacija prilikom prenosa. Takođe, SSL omogućava autentifikaciju servera i verifikaciju identiteta, što pomaže u sprečavanju prevara i lažnih transakcija.

The given answer correctly identifies the three main drawbacks that users often mention in relation to electronic commerce. These drawbacks include a lack of trust in the online platform, long waiting times for delivery, and the inability to physically experience the product before making a purchase. These factors can significantly impact a user's decision to engage in online shopping and can affect their overall satisfaction with the e-commerce experience.

The consequences of technological dismissal or misuse of internet technology from an economic point of view can include unauthorized use of resources for personal gain. This refers to the unauthorized use of resources to obtain financial benefits.

The correct answer suggests that the problems with absolute protection in e-commerce can be solved by using technology, but it is not implemented in practice due to its high cost. This implies that while technology can provide a solution, the practicality of implementing it is hindered by its expensive nature. Therefore, the answer emphasizes the importance of considering cost-effectiveness when addressing security issues in e-commerce.

The correct answer is "Racun pomocu kojeg potrosac placa na odlozeno." This means that a credit card is an account through which a consumer can make payments on a deferred basis. Unlike a debit card, where the money is deducted immediately from the account, a credit card allows the consumer to make purchases and pay for them at a later date, usually with added interest.

A digital wallet is a software application that identifies the consumer through a digital certificate or other encryption methods, stores and transfers values, and ensures the payment process from consumers to merchants.

The correct answer states that "Raspolozivost iz ugla prodavca predstavlja to da je prodavnica operativna unutar segmenta," which translates to "Availability from the seller's perspective means that the store is operational within the segment." This explanation suggests that the availability of the seller refers to the operational status of the store within a specific segment.

Depozitni računi se koriste za vršenje plaćanja ili drugih transfera. To znači da korisnici mogu uplatiti novac na svoj depozitni račun i koristiti ga za plaćanje računa, kupovinu proizvoda ili usluga, ili za slanje novca drugim osobama. Ovi računi omogućavaju sigurno čuvanje novca i olakšavaju brze i jednostavne transakcije. Također, korisnici mogu koristiti depozitne račune za napredna depozitna plaćanja usluga, što može uključivati automatsko plaćanje računa ili periodično prebacivanje novca na druge račune. Kreditna odložena plaćanja također mogu biti moguća s depozitnih računa, što omogućava korisnicima da odgode plaćanje određenih troškova.

The correct answer is "Kod ovog tipa svaki korisnik dobija jedinstveno korisnicko ime i sam bira svoju lozinku." This is because in this type of access control, each user is assigned a unique username and they are responsible for choosing their own password.

Cekovni transferi su pogodni za male i velike transakcije, ali ne za mikroplacanja.

The correct answer is "Raspolozivost iz ugla kupca jeste situacija kada kupac ima pristup e-prodavnici." This is because availability from the customer's perspective refers to the situation when the customer has access to an e-commerce store.

The correct answer explains that the chosen level of protection in electronic commerce should be balanced between actual needs and costs. This means that the level of security should be adequate to protect against potential threats and risks, while also being financially feasible and sustainable. It emphasizes the importance of finding a compromise between the necessary level of protection and the associated costs.

When a web server certificate expires, web browsers do not verify the validity of the certificate.

PayPal earns additional revenue by earning interest on funds that have not yet been transferred from the PayPal system.

When a software is sensitive to tasks that are not pre-defined, it can be vulnerable to denial-of-service attacks. In such attacks, the attacker overwhelms the software with unexpected or excessive requests, causing it to become unresponsive or crash. This vulnerability can occur regardless of whether the software is a client-server architecture or if the client and server are on different operating systems.

The factors considered in defining e-commerce revenue include the total operating costs, the price of competitive products, the demand for the product or service being sold, and the market saturation of the product or service being offered. These factors directly impact the profitability and success of an e-commerce business. By analyzing the total operating costs, a business can determine its profit margins. Evaluating the price of competitive products helps in setting competitive prices. Understanding the demand for the product or service enables businesses to target their marketing efforts effectively. Lastly, assessing the market saturation helps in identifying potential opportunities and challenges in the market.

The given answer states that payment orders, checks, and traveler's checks are insured checks that reduce the risk of personal check security. This explanation aligns with the information provided in the question, which states that these types of checks are insured against loss or theft. Therefore, the answer accurately reflects the benefits of using insured check transfers in the payment system.

E-commerce websites generate revenue through direct sales, indirect sales, subscriptions or memberships, and advertising space. Direct sales refer to the revenue generated by selling products or services directly to customers. Indirect sales involve earning commissions or fees from third-party sellers or affiliates. Subscriptions or memberships provide recurring revenue by offering exclusive content or benefits to subscribers. Advertising space allows businesses to display ads on the website for a fee.

Bezbednosna elektronska trgovina refers to electronic commerce that uses security procedures in accordance with assessed risks. This means that the online transactions and data exchanges in this type of e-commerce are protected by security measures that are tailored to the potential risks involved.

In this type of access control based on client certificates, each user is provided with their own cryptographic certificate which is used as a digital signature.

The correct answer states that only specially configured browsers can use network security protocol-based access control. This means that regular browsers or browsers without the necessary configuration will not be able to access or use the network security protocols.

The correct answer is "Poverljivost obezbedjuje nedostupnost informacija neovlascenim licima." This means that confidentiality ensures that information is not accessible to unauthorized individuals.

The service of integrity in security services from the perspective of e-commerce ensures that only authorized individuals have the ability to insert, delete, substitute, or rearrange data. It protects information from any changes that are not permitted by the security policy, even from authorized users.

The correct answer is "Platni sistem digitalnih akumuliranih bilansa akumuliraju male naplate i pogodni su za mikroplacanja." This is because the sentence states that the system accumulates small payments and is suitable for micro-payments.

This specific type of e-commerce website generates revenue through advertising space and offers advertisers pop-up ads, banners, and text ads. Additionally, they provide an attractive position and privileged position in search results. The website does not offer insight into the statistics of competitor ads or information relevant to generating new entertainment websites. There is also no mention of a connection with a Supply Chain Management (SCM) solution implemented in the organization.

The correct answer is "Servis autentikacije obezbedjuje garanciju identiteta i porekla podataka." This means that the authentication service ensures the guarantee of the identity and origin of the data. It verifies the identity of the user accessing the system and ensures that the data being transmitted or received is genuine and has not been tampered with. This helps to maintain the integrity and security of the e-commerce system, ensuring that only authorized users can access and manipulate the data.

Online prodavnice često postoje i kao offline prodavnice, što znači da ista kompanija može imati i fizičku prodavnicu i online platformu za prodaju. Ovo omogućava kupcima da biraju između kupovine proizvoda putem interneta ili odlaska u prodavnicu. Takođe, korisnici interneta često koriste online prodavnice kako bi pronašli i stekli informacije o novim proizvodima, jer online platforme pružaju detaljne opise proizvoda, recenzije korisnika i druge informacije koje mogu pomoći pri donošenju odluke o kupovini.

Secure electronic commerce requires a set of laws to regulate and protect transactions, a set of procedures to ensure proper handling of sensitive information, and a set of technological measures to safeguard data and prevent unauthorized access.

The correct answer includes the methods and tools for developing an online store, including social media. These methods include recommendations based on previous purchases, a sense of belonging and rating, and web communities within the electronic store.

Certain types of e-commerce websites generate revenue based on advertising space, so they offer advertisers attractive positions and privileged positions in search results. These websites often do not rely on advertising as their main source of income. They also display advertisements such as pop-ups, banners, and text ads. Additionally, they provide recommendations for similar products to increase sales.

The correct answer includes a list of basic security services. These services are: denial of service prevention, integrity service, authentication service, access control service, non-repudiation service, and confidentiality service. These services are essential for ensuring the security of a system or network by preventing unauthorized access, protecting data integrity, verifying the identity of users, controlling access to resources, ensuring the non-repudiation of transactions, and maintaining the confidentiality of sensitive information.

The potential threats to an information system that contains an e-commerce subsystem include infiltration into the system, exceeding authorized access, substitution, eavesdropping, alteration of data on the communication line, denial of service, denial of transaction, interception, acceptance of service, and approval of transaction. These threats pose risks to the security and integrity of the system, potentially allowing unauthorized access, manipulation of data, or disruption of services.

The correct answer is a combination of three measures: poverljivost (confidentiality), integritet (integrity), and dostupnost (availability). Poverljivost ensures that information is only accessible to authorized individuals, preventing unauthorized access. Integritet ensures that data remains accurate and unaltered, preventing unauthorized changes or destruction. Dostupnost ensures that information is readily available to authorized users when needed, preventing any disruptions or unavailability. These three measures work together to protect information from unauthorized access, maintain its accuracy and consistency, and ensure it is accessible to authorized users.