A 2008 Jeep Cherokee
A daily latte at Starbucks
An $8.50 an hour pay at VANS shoe store.
A new Macbook Pro
They will set you on the path you will be on for the rest of your life.
They give you something to work towards and help you to direct your efforts.
They ensure motivation and success.
Because you need some kind of concrete plan for your life.
Your net worth.
Your financial responsibility.
Federal Credit Billing Act
Fair Credit Billing Appeal
Federal Crisis Billing Act
Financial and Credit Billing Appeal
By rarely using your credit card.
By paying off your card in full every month.
By informing your bank that you are a student and need good credit to take loans.
By using a debit card instead.
Social Security Number
You may not get hired, even if you have great qualifications.
You may be turned down for insurance coverage.
You may have to pay a very large deposit before renting an apartment.
All of these choices are true.
Tammy converts all her paychecks to cash so she can have cash at hand whenever she sees something she likes.
Daniel packs a lunch every day so he has just enough money saved to buy things like i-touches and Jordans because everyone else has them.
Karina doesn't spend a dime. Her parents pay for most of her needs and wants, so she doesn't have much to save up for; she just enjoys having lots of cash.
Angie earns $8 per hour and tries to work ten hours a week. When he gets his paycheck, he puts 50% into his savings account, sets aside 20% for food, and converts the rest to cash, but doesn't use it unless he feels he has a good reason to buy something.
Yes, because you agreed to that income when you filled out your application.
No, you will actually receive more due to benefits.
Yes, and if they pay you less, your employer will have to pay interest.
No, because money will be taken out for taxes.
It pays for providing social security numbers to all US Citizens
It provides benefits for retired workers and their dependents.
It goes into a back-up security bank in case of a costly national emergency.
It pays for national security.
Janay receives an email from her favorite clothing store. It says it will give her a large discount if she enters her social security number so they know more about her. She is then taken to a fraudulent website and learns that her information has been stolen.
Rayanne just received her debit card in the mail, along with her PIN number. She puts it in her purse and a person who passes by reaches in and grabs it before she has a chance to stop them.
Fred sees that he has posted links to many of his friends' walls, but knows that it wasn't actually him. Someone had accessed the computer file that stored his password and had been using his Facebook.
Ryan receives an automated phone call that asks him to say his PIN number and bank account number. He does so, and ends up losing half of his savings.
Chapter 13: Reorginization
Chapter 7: Liquidation
Chapter 12: Clear Slate
Chapter 1: Ultimate
A way to easily access ATMs.
A bank investment for your savings where you earn interest over a duration of a set period of time.
A long-term savings plan.
A type of receipt signifying that your money has been successfully deposited.