Ccat Quiz 1--federal Regulations And Governing Bodies
.
- 1.
Also known as the Kennedy-Kassenbaum Bill
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
K. HIPAAExplanation
HIPAA stands for the Health Insurance Portability and Accountability Act. It was enacted in 1996 to protect the privacy and security of individuals' health information. HIPAA establishes national standards for the electronic exchange of health information and requires healthcare providers, health plans, and healthcare clearinghouses to implement safeguards to protect patient data. It also gives patients certain rights over their health information, including the right to access and amend their records. HIPAA has had a significant impact on the healthcare industry and has helped to ensure the confidentiality and integrity of patient information.Rate this question:
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- 2.
Provides that a reported error must be corrected or explained within 2 billing cycles or 90 days
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
F. Fair Credit Billing ActExplanation
The Fair Credit Billing Act requires that a reported error on a credit card bill must be corrected or explained within 2 billing cycles or 90 days. This act is designed to protect consumers from unfair billing practices and provides a process for resolving disputes with credit card companies. It ensures that consumers have the right to dispute charges and receive a prompt response from the credit card issuer.Rate this question:
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- 3.
Formally known as HCFA
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
B. CMSExplanation
CMS stands for the Centers for Medicare and Medicaid Services. It is a federal agency within the U.S. Department of Health and Human Services (DHHS) that administers the Medicare program and works with state governments to administer Medicaid, the Children's Health Insurance Program (CHIP), and the Health Insurance Marketplace. CMS is responsible for ensuring that these programs run effectively and efficiently, and for implementing regulations and policies related to healthcare delivery and payment.Rate this question:
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- 4.
Also known as Regulation Z
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
E. Truth in Lending ActExplanation
The Truth in Lending Act (TILA) is a federal law that requires lenders to provide consumers with clear and accurate information about the terms and costs of credit. It aims to protect consumers from unfair and deceptive practices by ensuring transparency in lending transactions. TILA requires lenders to disclose important information such as the annual percentage rate (APR), finance charges, and terms of repayment. This helps consumers make informed decisions and compare different credit options. TILA also provides remedies for violations and gives consumers the right to cancel certain types of credit transactions.Rate this question:
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- 5.
Was recently amended to place additional requirements on CRAs
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
G. Fair Credit Reporting ActExplanation
The Fair Credit Reporting Act (FCRA) was recently amended to place additional requirements on Credit Reporting Agencies (CRAs). This means that the FCRA now has new provisions and regulations that CRAs must adhere to. These additional requirements could include stricter guidelines for handling consumer credit information, ensuring accuracy of credit reports, and providing consumers with more rights and protections regarding their credit information. The amendment to the FCRA signifies a change in the regulatory landscape for CRAs, making it an important law for them to comply with.Rate this question:
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- 6.
Established HSAs (formerly known as MSAs)
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
K. HIPAAExplanation
HIPAA stands for the Health Insurance Portability and Accountability Act. It was established to protect the privacy and security of individuals' health information. HIPAA sets standards for the electronic exchange, privacy, and security of health information. It also provides individuals with rights regarding their health information and requires healthcare providers and organizations to implement safeguards to protect this information. HIPAA is an important law in the healthcare industry to ensure the confidentiality and integrity of patient data.Rate this question:
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- 7.
Prohibits harassment, abuse, and use of false or misleading information
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
H. Fair Debt Collection Practices ActExplanation
The Fair Debt Collection Practices Act prohibits harassment, abuse, and the use of false or misleading information by debt collectors when attempting to collect debts from consumers. This act sets guidelines and restrictions on how debt collectors can communicate with debtors, and it aims to protect consumers from unfair and deceptive practices in debt collection. It ensures that debt collectors treat debtors with respect and fairness, and it provides consumers with certain rights and protections when dealing with debt collection agencies.Rate this question:
-
- 8.
Protects consumers from inaccurate or unfair practices by issuers of open-ended credit
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
G. Fair Credit Reporting ActExplanation
The Fair Credit Reporting Act is a law that protects consumers from inaccurate or unfair practices by issuers of open-ended credit. It ensures that consumers have access to accurate and reliable credit information, and gives them the right to dispute any inaccurate or incomplete information on their credit reports. The act also regulates how credit reporting agencies collect, maintain, and distribute consumer credit information. Overall, the Fair Credit Reporting Act aims to promote fairness, accuracy, and privacy in the credit reporting system.Rate this question:
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- 9.
Also known as the Federal Anti-Dumping Statute
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
I. EMTALAExplanation
EMTALA stands for Emergency Medical Treatment and Active Labor Act. It is a federal law that requires hospitals to provide emergency medical treatment to anyone who needs it, regardless of their ability to pay or their insurance status. This law was enacted to prevent hospitals from refusing emergency care or transferring patients based on their inability to pay for the treatment. EMTALA ensures that individuals in need of emergency medical services receive the necessary care without any discrimination.Rate this question:
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- 10.
Regulates laboratory licensing
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
J. CLIAExplanation
CLIA stands for Clinical Laboratory Improvement Amendments. It is a federal law that regulates laboratory testing and requires clinical laboratories to be certified by the Centers for Medicare and Medicaid Services (CMS) before they can accept human samples for diagnostic testing. CLIA sets quality standards for laboratory testing to ensure accurate and reliable results. Therefore, CLIA is the correct answer as it directly relates to the regulation of laboratory licensing.Rate this question:
-
- 11.
Requires providers to make available information on advance directives
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
D. Patient Self Determination ActExplanation
The Patient Self Determination Act requires healthcare providers to make available information on advance directives. This means that providers must inform patients about their rights to make decisions about their medical treatment, including the right to accept or refuse certain treatments. The act aims to ensure that patients have the opportunity to express their healthcare preferences in advance, so that their wishes can be respected even if they are unable to communicate them later on. By requiring providers to provide information on advance directives, the act empowers patients to make informed decisions about their own healthcare.Rate this question:
-
- 12.
One of two main governing bodies effecting healthcare change (DHHS...and ___)
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
B. CMSExplanation
The correct answer is CMS. CMS stands for the Centers for Medicare and Medicaid Services, which is one of the two main governing bodies affecting healthcare change. CMS is responsible for administering the Medicare and Medicaid programs, as well as implementing regulations and policies related to healthcare quality, payment, and coverage.Rate this question:
-
- 13.
Applies to agencies subject to FOIA
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
C. Privacy ActExplanation
The Privacy Act is applicable to agencies subject to the Freedom of Information Act (FOIA). It regulates the collection, use, and disclosure of personal information by federal agencies. The act provides individuals with certain rights, such as the right to access and correct their own records held by the government. It also establishes requirements for agencies to safeguard personal information and limits the disclosure of such information without consent. The Privacy Act ensures that individuals' privacy rights are protected when their personal information is handled by federal agencies.Rate this question:
-
- 14.
Prohibits submission of false/faudulent claims
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
L. False Claims ActExplanation
The False Claims Act prohibits the submission of false or fraudulent claims. This means that individuals or organizations cannot knowingly make false statements or provide false information in order to receive payment or benefits from the government. The act is designed to protect the government from fraud and abuse in the healthcare industry and other sectors where government funds are involved. Violations of the False Claims Act can result in significant penalties and legal consequences.Rate this question:
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- 15.
Principal agency for protecting health of all Americans and providing essential human services
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
A. DHHSExplanation
DHHS stands for the Department of Health and Human Services, which is the principal agency responsible for protecting the health of all Americans and providing essential human services. It is a government department in the United States that oversees various programs and initiatives related to public health, healthcare, and social services. DHHS plays a crucial role in ensuring the well-being and safety of the population by implementing policies, regulations, and programs aimed at improving health outcomes and access to healthcare services.Rate this question:
-
- 16.
Also known as STitle VI of the Consumer Credit Protection Act
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
G. Fair Credit Reporting ActExplanation
The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection, dissemination, and use of consumer information, including credit reports. It aims to protect consumers from inaccurate and unfair credit reporting practices and promotes the privacy and accuracy of credit information. The FCRA requires credit reporting agencies to provide consumers with access to their credit reports, allows consumers to dispute inaccurate information, and sets guidelines for how long negative information can remain on a credit report. It also mandates that businesses that use consumer reports for employment or credit decisions must follow certain procedures to ensure fairness and accuracy.Rate this question:
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- 17.
Applies to personal information maintained by agencies in the executive branch
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
C. Privacy ActExplanation
The Privacy Act applies to personal information maintained by agencies in the executive branch. This means that any personal information collected, used, or disclosed by these agencies must be protected and kept confidential. The Privacy Act sets out various requirements for how agencies handle personal information, including the need for individuals to be informed about the collection and use of their information, the right to access and correct their information, and restrictions on the disclosure of personal information to third parties. The act also establishes penalties for non-compliance, ensuring that agencies take the necessary steps to protect individuals' privacy.Rate this question:
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- 18.
Deals with disclosure of information before credit is extended
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
E. Truth in Lending ActExplanation
The Truth in Lending Act is a federal law that requires lenders to disclose certain information to consumers before they extend credit. This includes information about the terms of the loan, such as the interest rate, fees, and any penalties or charges. The goal of the act is to promote transparency and ensure that consumers have all the necessary information to make informed decisions about borrowing money. By requiring lenders to provide this information upfront, the act helps protect consumers from unfair or deceptive lending practices.Rate this question:
-
- 19.
Administers Medicare and Medicaid
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
B. CMSExplanation
CMS stands for the Centers for Medicare and Medicaid Services. It is the federal agency within the Department of Health and Human Services (DHHS) that administers the Medicare and Medicaid programs. Medicare provides health insurance for individuals aged 65 and older, as well as certain younger individuals with disabilities. Medicaid is a joint federal and state program that provides health coverage for low-income individuals and families. CMS is responsible for overseeing these programs, ensuring that they are implemented effectively, and enforcing regulations related to them.Rate this question:
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- 20.
Also known as Title VIII of the Consumer Credit Protection Act
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
H. Fair Debt Collection Practices ActExplanation
The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive and unfair debt collection practices. It sets guidelines for debt collectors and prohibits them from using deceptive or harassing tactics when attempting to collect debts. The FDCPA outlines the rights of consumers and provides remedies for violations of the law. It is designed to ensure that debt collection activities are conducted in a fair and respectful manner.Rate this question:
-
- 21.
Restricts transfers until stabilization
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
H. Fair Debt Collection Practices ActExplanation
The Fair Debt Collection Practices Act (FDCPA) restricts transfers until stabilization. This means that debt collectors are prohibited from transferring a debt to another collector until the debtor's financial situation has stabilized. This provision is in place to protect consumers from aggressive and unfair debt collection practices. It ensures that debt collectors cannot constantly transfer debts between different agencies, causing confusion and harassment for the debtor. By restricting transfers until stabilization, the FDCPA aims to provide a fair and balanced approach to debt collection.Rate this question:
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- 22.
Federal government's largest grant-making agency
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
A. DHHSExplanation
The correct answer is DHHS. DHHS stands for the Department of Health and Human Services, which is the federal government's largest grant-making agency. This agency is responsible for providing funding and grants to various organizations and programs that promote health and well-being in the United States. DHHS plays a crucial role in improving public health, providing healthcare services, and supporting research and innovation in the healthcare sector.Rate this question:
-
- 23.
Requires that APR and finance charges are clearly and conspicuously identified
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
E. Truth in Lending ActExplanation
The Truth in Lending Act requires that APR (Annual Percentage Rate) and finance charges are clearly and conspicuously identified. This means that lenders must disclose the interest rate and any additional fees or charges associated with a loan or credit agreement in a way that is easily understandable for consumers. This ensures transparency and allows borrowers to make informed decisions about their financial obligations.Rate this question:
-
- 24.
Does not apply in New York and Washington
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
J. CLIAExplanation
CLIA stands for Clinical Laboratory Improvement Amendments. It is a federal law that regulates laboratory testing to ensure quality and accuracy of patient test results. CLIA does not apply in New York and Washington because these states have their own laboratory regulations that are considered to be at least as stringent as the CLIA requirements. Therefore, laboratories in these states must comply with their respective state regulations instead of CLIA.Rate this question:
-
- 25.
Establishes enforcement responsibility of states and Secretary of DHHS
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
K. HIPAAExplanation
HIPAA, the Health Insurance Portability and Accountability Act, establishes enforcement responsibility for both states and the Secretary of the Department of Health and Human Services (DHHS). This means that both states and the DHHS have the authority to enforce the regulations and requirements set forth by HIPAA. The act aims to protect individuals' health information and ensure its privacy and security. It also includes provisions for the electronic exchange of health information and sets standards for healthcare providers, health plans, and healthcare clearinghouses to follow.Rate this question:
-
- 26.
Establishes requirements for medical screening examinations
- A.
DHHS
- B.
CMS
- C.
Privacy Act
- D.
Patient Self Determination Act
- E.
Truth in Lending Act
- F.
Fair Credit Billing Act
- G.
Fair Credit Reporting Act
- H.
Fair Debt Collection Practices Act
- I.
EMTALA
- J.
CLIA
- K.
HIPAA
- L.
False Claims Act
Correct Answer
D. Patient Self Determination ActExplanation
The Patient Self Determination Act establishes requirements for medical screening examinations. This act ensures that patients have the right to make decisions about their own healthcare, including the right to refuse medical treatment. It requires healthcare providers to inform patients of their rights and provide them with information about advance directives, such as living wills and durable power of attorney for healthcare. This act aims to empower patients and promote their autonomy in making healthcare decisions.Rate this question:
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