Are You A Saver, Splurger Or Skater?
Find out where you lie on the spendthrift-skinflint continuum
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- 1.
You’re feeling sluggish on your Monday morning commute, you:
- A.
Pop into your local Starbucks, they’ll have your daily order ready in a tick
- B.
Treat yourself to a caffeine fix and a pastry, Friday was payday and you’re in need of a pick-me-up
- C.
Drag yourself to the office and glug down a mug of instant coffee, £3 for a drink is ridiculous
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- 2.
Summer may have been and gone but you’re already thinking about next year’s trip, you:
- A.
See where the Beckhams have been holidaying this year. If it’s good enough for them…
- B.
Impulsively put down a deposit for an all-inclusive getaway and work out how to pay for it later
- C.
Use the money you’ve been putting aside each month for a self-catered camping trip in the British countryside
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- 3.
Some old friends ask if you want to go out for dinner next week to catch up, you:
- A.
Book a table at the new restaurant you’ve heard rave reviews about. You’re looking forward to treating your friends
- B.
Arrange to meet your friends after payday, as you won’t be able to afford it until then
- C.
Invite your friends round to your house for homemade pizzas, much nicer (and cheaper) than eating out
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- 4.
Which of these statements best describe your personal finance:
- A.
You have a range of credit cards and store cards, in addition to a hefty overdraft. Your outgoings are often more than your incomings
- B.
You use a credit card when you want to buy something before you’ve been paid but always pay it off each month without interest. You have a savings account that you dip into fairly regularly
- C.
You always spend within your means and automatically transfer a percentage of your paycheck into a high interest ISA. If you can’t afford something you save for it until you can
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- 5.
During your weekly food shop, you:
- A.
See what you fancy that week, no expense spared only the finest cuts and produce will do
- B.
Weekly shop? You just get what you need day-by-day, with food getting more and more basic the closer you get to payday
- C.
You make a list of all the meals you plan to make that week and only buy what you need, selecting what’s on offer and using discount coupons where possible
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Quiz Review Timeline +
Our quizzes are rigorously reviewed, monitored and continuously updated by our expert board to maintain accuracy, relevance, and timeliness.
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Current Version
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Mar 21, 2022Quiz Edited by
ProProfs Editorial Team -
Sep 27, 2013Quiz Created by
Lilyhowes
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