Are You A Saver, Splurger Or Skater?

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| By Lilyhowes
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Lilyhowes
Community Contributor
Quizzes Created: 4 | Total Attempts: 3,717
Questions: 5 | Attempts: 686

Are You A Saver, Splurger Or Skater? - Quiz

Find out where you lie on the spendthrift-skinflint continuum
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Questions and Answers
  • 1. 

    You’re feeling sluggish on your Monday morning commute, you:

    • A.

      Pop into your local Starbucks, they’ll have your daily order ready in a tick

    • B.

      Treat yourself to a caffeine fix and a pastry, Friday was payday and you’re in need of a pick-me-up

    • C.

      Drag yourself to the office and glug down a mug of instant coffee, £3 for a drink is ridiculous

  • 2. 

    Summer may have been and gone but you’re already thinking about next year’s trip, you:

    • A.

      See where the Beckhams have been holidaying this year. If it’s good enough for them…

    • B.

      Impulsively put down a deposit for an all-inclusive getaway and work out how to pay for it later

    • C.

      Use the money you’ve been putting aside each month for a self-catered camping trip in the British countryside

  • 3. 

    Some old friends ask if you want to go out for dinner next week to catch up, you:

    • A.

      Book a table at the new restaurant you’ve heard rave reviews about. You’re looking forward to treating your friends

    • B.

      Arrange to meet your friends after payday, as you won’t be able to afford it until then

    • C.

      Invite your friends round to your house for homemade pizzas, much nicer (and cheaper) than eating out

  • 4. 

    Which of these statements best describe your personal finance:

    • A.

      You have a range of credit cards and store cards, in addition to a hefty overdraft. Your outgoings are often more than your incomings

    • B.

      You use a credit card when you want to buy something before you’ve been paid but always pay it off each month without interest. You have a savings account that you dip into fairly regularly

    • C.

      You always spend within your means and automatically transfer a percentage of your paycheck into a high interest ISA. If you can’t afford something you save for it until you can

  • 5. 

    During your weekly food shop, you:

    • A.

      See what you fancy that week, no expense spared only the finest cuts and produce will do

    • B.

      Weekly shop? You just get what you need day-by-day, with food getting more and more basic the closer you get to payday

    • C.

      You make a list of all the meals you plan to make that week and only buy what you need, selecting what’s on offer and using discount coupons where possible

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