Do you know anything about Sierra Pacific’s advertising policy? Would you be interested in taking this quiz? Sierra Pacific Industries is the second-largest lumber produced in the United States, located in Anderson, California, and sells wood products. One of the leading suppliers of logs and timber in North America, it manages 1.9 billion acres of land. If you want to learn more about Sierra Pacific Advertising Policy, this quiz may be helpful.
True
False
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True
False
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The APR must be stated
All "Triggering Terms" under TILA must be stated
The APR must be in close proximity to the interest rate
The APR must be of similar size and prominence
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Full company name, including dba's
Company and Individual NMLS number
Equal Housing Lender Logo
Picture of the Loan Officer
State license(s) information
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Messages in Newspapers, magazines, catalogs
Radio, video or public address announcements
Personal contacts with a consumer
Online messages
Brochures, leaflets, fliers, handouts, posters
Communication about an existing account
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Misrepresentations about government endorsements
Implying association with the current lender
Disclosing the exact terms of the product
Misleading claims of debt reduction or elimination
Not fully describing the fixed or variable features of a loan
Disclosing who is the source of the advertisement
Loan Program
Down payment percentage or amount (credit sales)
Number of payments or period of repayment
Payment amount
Finance charge amount
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True
False
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There may be too few characters or space available for all required disclosures
They may be on the Do Not Call list
Mixing personal and business messages may be tricky
Privacy issues may arise
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Quiz Review Timeline (Updated): Mar 19, 2023 +
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