The Ultimate Michigan No-fault Law Quiz

Reviewed by Editorial Team
The ProProfs editorial team is comprised of experienced subject matter experts. They've collectively created over 10,000 quizzes and lessons, serving over 100 million users. Our team includes in-house content moderators and subject matter experts, as well as a global network of rigorously trained contributors. All adhere to our comprehensive editorial guidelines, ensuring the delivery of high-quality content.
Learn about Our Editorial Process
| By BuckfireLaw
B
BuckfireLaw
Community Contributor
Quizzes Created: 2 | Total Attempts: 352
| Attempts: 286
SettingsSettings
Please wait...
  • 1/10 Questions

    An accident victim must treat with a provider within his or her HMO health insurance for accident-related injuries if the person has coordinated no-fault medical coverage?

    • True
    • False
Please wait...
About This Quiz

Test your knowledge and see how well you know our Michigan No-Fault Law system.

The Ultimate Michigan No-fault Law Quiz - Quiz

Quiz Preview

  • 2. 

    Which of the following is considered to be an attendant care service under the Michigan No-Fault Law?

    • Shopping for meals

    • Preparing meals

    • Assistance with eating

    • Cleaning up after a meal

    Correct Answer
    A. Assistance with eating
    Explanation
    Assistance with eating is considered to be an attendant care service under the Michigan No-Fault Law. This means that a caregiver or attendant helps an individual with the task of eating, which may include feeding or providing assistance with utensils. This service is important for individuals who have difficulty or are unable to eat independently due to physical or cognitive limitations.

    Rate this question:

  • 3. 

    A Michigan resident injured in an out of state accident is entitled to Michigan No-Fault Insurance Benefits?

    • True

    • False

    Correct Answer
    A. True
    Explanation
    True, except that the Assigned Claims Facility does not pay for out of state accidents. The injured person must have their own auto insurance policy or be covered under another policy to receive these benefits.

    Rate this question:

  • 4. 

    The No-Fault Insurance company paying wage loss benefits can demand that the insured apply for social security disability benefits?

    • True

    • False

    Correct Answer
    A. True
    Explanation
    The insurance company is entitled to a set off for wage loss benefits paid if the accident victim is approved for and receives social security disability benefits.

    Rate this question:

  • 5. 

    Michigan No-Fault insurance wage loss benefits are subject to income tax?

    • True

    • False

    Correct Answer
    A. False
    Explanation
    Wage loss benefits are not taxable.

    Rate this question:

  • 6. 

    Wage loss benefits are only available to a person who is employed on the date of the accident.

    • True

    • False

    Correct Answer
    A. False
    Explanation
    A person who is unemployed at the time of the accident but is actively seeking employment or temporarily unemployed can receive wage loss benefits. Seasonal employees can also receive wage loss benefits if injured in an accident during the off season.

    Rate this question:

  • 7. 

    The insurance adjuster determines the appropriate rate for attendant care service.

    • True

    • False

    Correct Answer
    A. False
    Explanation
    The rate is determined by numerous factors, including the level of care, the licensure and/or experience of the provider, whether the services are provided by an agency, and the market rate in the area.

    Rate this question:

  • 8. 

    Which insurance company is first in the order of priority for a pedestrian struck by a motor vehicle?

    • Their own insurance company

    • The driver's insurance company

    • The owner of the vehicle's insurance company

    • The Michigan Assigned Claims Facility

    Correct Answer
    A. Their own insurance company
    Explanation
    A pedestrians own insurance is first in the order of priority. If the pedestrian did not have his or her own insurance policy, then the order of priorities applies to identify the proper insurance company.

    Rate this question:

  • 9. 

    What percentage of a person's gross wages must be paid by the insurance company for a wage loss claim?

    • 50%

    • 75%

    • 85%

    • 95%

    • 100%

    Correct Answer
    A. 85%
    Explanation
    85% up to the monthly statutory maximum

    Rate this question:

  • 10. 

    An Application for No-Fault Insurance Benefits must be filed within how much time after the accident with the appropriate insurance company?

    • 30 days

    • 120 days

    • 180 days

    • 1 year

    • None of the above

    Correct Answer
    A. 1 year
    Explanation
    An Application for No-Fault Insurance Benefits must be filed within 1 year after the accident with the appropriate insurance company. This means that individuals involved in an accident have up to 1 year to submit their application to the insurance company in order to claim benefits for their injuries or damages. Filing within this time limit ensures that the injured party can receive the necessary compensation for medical expenses and other related costs.

    Rate this question:

Quiz Review Timeline (Updated): Oct 11, 2024 +

Our quizzes are rigorously reviewed, monitored and continuously updated by our expert board to maintain accuracy, relevance, and timeliness.

  • Current Version
  • Oct 11, 2024
    Quiz Edited by
    ProProfs Editorial Team
  • Sep 19, 2012
    Quiz Created by
    BuckfireLaw
Back to Top Back to top
Advertisement
×

Wait!
Here's an interesting quiz for you.

We have other quizzes matching your interest.