Disease, Diagnosis, Treatment & Insurance Quiz
Ever wondered how much you know about Diabetes 2? What is the function of the Thyroid gland? Check out our online quiz and learn trivia along the way.
- 1.The test that measures thyroid function is:
- A.
Thoracentesis
- B.
Fine needle aspirate (FNA)
- C.
Fluorescein angiography
- D.
Radioactive iodine uptake
- 2.The class of drug that is often used as the first treatment for hypertension is?
- A.
Anticoagulants
- B.
Nitrates
- C.
Thiazide diuretics
- D.
Statins
- 3.The level of fructosamine in the blood represents the:
- A.
Glucose level two hours after drinking a high glucose solution
- B.
Average glucose level over a three month period
- C.
Glucose level after fasting for 12 hours
- D.
Average glucose level over a three week period
- 4.An absolute increase in the number of cells in a tissue is:
- A.
Dysplasia
- B.
Hyperplasia
- C.
Hypertrophy
- D.
Metaplasia
- 5.The cardiac ejection fraction measures the:
- A.
Pumping ability of the heart
- B.
Degree of atherosclerosis
- C.
Carotid intimal-medial thickness
- D.
Level of radioisotope in the heart
- 6.The measure of a test's ability to exclude the possibility of a particular disease is:
- A.
Sensitivity
- B.
Reliability
- C.
Resonability
- D.
Specificity
- 7.The life insurance product characterized by flexibility in both premium paying and death benefit is:
- A.
Modified whole life
- B.
Increasing term life
- C.
Yearly renewable term
- D.
Universal life
- 8.The benefit that allows additional insurance coverage to be purchased at certain times during the life of the contract is the:
- A.
Guaranteed insurability option
- B.
Change of plan provision
- C.
Extended maturity option
- D.
Entire contract provision
- 9.The principal cause of hang gliding accidents is:
- A.
Pilot error
- B.
Weather
- C.
Physical demands
- D.
Equipment malfunction
- 10.Prolonged airplane travel increases the risk of:
- A.
Asthma
- B.
Pulmonary embolism
- C.
Dementia
- D.
Food poisoning
- 11.The replacement of another company's policy with one that provides limited benefits to the applicant for the purpose of increasing the producer's commission is:
- A.
Churning
- B.
Profit sharing
- C.
Twisting
- D.
Discriminating
- 12.A transrectal ultrasound (TRUS) is commonly used to evaluate the:
- A.
Bladder
- B.
Kidneys
- C.
Uterus
- D.
Prostate
- 13.A malignant tumor of connective tissue origin is:
- A.
Sarcoma
- B.
Myeloma
- C.
Adenoma
- D.
Lymphoma
- 14.To receive payment under most Long Term Care riders, an insured must be:
- A.
Terminally ill
- B.
Confined to a nursing home for at least six months
- C.
Completely disabled
- D.
Unable to perform two or more Activities of Daily Living (ADLs)
- 15.A sleep study records all of the following EXCEPT:
- A.
Forced vital capacity (FVC)
- B.
Oxygen saturation
- C.
Respiratory effort
- D.
Body position
- 16.All of the following are potential complications of gastrointestinal surgery for obesity EXCEPT:
- A.
Dumping syndrome
- B.
Anemia
- C.
Nutritional deficiencies
- D.
Diabetes
- 17.Factors that increase the risk of developing Type 2 diabetes include all of the following EXCEPT:
- A.
Smoking
- B.
Gestational diabetes
- C.
Impaired glucose tolerance (IGT)
- D.
Obesity
- 18.Tumor markers include all of the following EXCEPT:
- A.
Carcinoembryonic antigen (CEA)
- B.
Alpha fetoprotein (AFP)
- C.
Prostate specific antigen (PSA)
- D.
Blood urea nitrogen (BUN)
- 19.Factors associated with a favorable prognosis for coronary artery disease (CAD) include all of the following EXCEPT:
- A.
Good exercise capacity
- B.
Reduced ejection fraction
- C.
Mild disease
- D.
Older age onset
- 20.All of the following statements regarding the insurance laboratory testing protocol to detect cotinine are correct EXCEPT:
- A.
It is very accurate.
- B.
It can be tested from salivia.
- C.
It cannot differentiate between nicotine gum and cigarette use.
- D.
It is typically positive from exposure to secondhand smoke.
- 21.Effects of alcohol on the central nervous system can include all of the following EXCEPT:
- A.
Drowsiness
- B.
Slowed reaction time
- C.
Increased concentration
- D.
Decreased night vision
- 22.When underwriting an individual for key person life insurance, all of the following are considerations EXCEPT the:
- A.
Business history of the company
- B.
Number of key employees in the company
- C.
Age of the proposed insured
- D.
Cost of estate taxes at the proposed insured's death
- 23.Features of term life insurance contracts typically include all of the following EXCEPT
- A.
Convertibiliy
- B.
Defined period of coverage
- C.
Cash value
- D.
Renewability
- 24.A policy can be rescinded after the contestability period has expired in all of the following situations EXCEPT:
- A.
There was fraudulent impersonation.
- B.
The policy was obtained with intent to murder the insured.
- C.
There was a lack of insurable interest.
- D.
Disclosed medical history was not investigated.
- 25.All of the following statements regarding the instrument flight rating are correct EXCEPT
- A.
It is held by approximately half of the pilot population
- B.
It indicates mastery of instruments for aircraft navigation.
- C.
It is a required rating for commercial pilots.
- D.
It limits pilots to flying in daylight hours.
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