5 - Excellent
4 - Very Good
3 - Good
2 - Fair
1 - Poor
Kiva adds the amount that you have fundraised to the amount of expected repayments for the current month.
Kiva conducts a risk assessment of your organization.
Kiva estimates the total volume of loans you are likely to post within a month.
Kiva subtracts the amount of expected repayments for the current month from the amount that you have fundraised.
Amount Available = Credit Limit - Amount Used
Amount Available = Credit Limit - Expected Repayments for current month
Amount Available = Credit Limit - Amount Used + Expected Repayments for current month
Amount Available = Credit Limit - Amounted Used - Expected Repayments for current month
The amount of funds that you have raised with Kiva
The amount of funds that you have repaid to Kiva
The maximum amount that you can have outstanding with Kiva
The maximum loan amount that you can post to Kiva
Inactive, reviewed, and issue
Fundraising and raised
Fundraising, raised, and paying back
Paying back
Kiva assumes you will repay these funds on time and hence extends this amount as “float” for the current month.
Kiva assumes that these loans will be published on the Kiva website within the current month.
Kiva knows there is a risk you may not repay these funds on time and hence does not want to make this amount available for fundraising.
Kiva considers these funds to be “used” and hence does not want to make this amount available for fundraising.
$80,000
$20,000
$100,000
$120,000
$50,000
$70,000
$60,000
$100,000
Yes, you have sufficient amount available.
No, you do not have sufficient amount available.
All of the outstanding balances for delinquent loans
All of the expected repayments in the current month for delinquent loans
All of the amounts used to calculate your Credit Limit
All of the amounts used to calculate your Amount Available, Used Amount, and Expected Repayments
Use the Credit Limit Calculation Report.
There is a graph in step 2 of posting a new loan that shows you the amount that you can still post.
Get out your calculator and calculate the amount available each time you post a new loan
Kiva prevents you from doing so, by shutting off access to PA2 if you have exceeded your credit limit.