The Test contains 100 question on Credit Policy Document 2010. Each Question Carries one Mark. No Negative Marks. Time allowed 60 minutes. We have fixed 70% as Pass Grade. There is no harm if you keep the New LPD 2010 (Orange Color Book) by your side and answer questions. It will improve your preparation. Please take Quiz Password by e Mailing to [email protected] Com your full particulars like Name,Age,Place of Work/Study,Designation/Course,Phone/Mobile No and AddressWith Best Wishes from N. Rangarajan
1 Year
18 Months
2 Years
Till The Next Policy is Published
Infinite
Board of Directors
MCB (Management Committee of Board)
GM's Committee
TMC (Top Management Committee)
CMD
Amendments
Periodical Permanent Circulars
Periodical Permanent/Master/Transient Circulars
The changes in Loan Policy announced by RBI/Govt of India
IBA Circulars
FPCL (Fair Practices Code for Lenders)
Banking Codes and Standards
Lenders Liability Act
Right To Information Act
Ombudsman
ALIS
ICRIS
ICRIS/ACIS
Data Cleaning
Data Warehouse (Citrix)
18%
25%
40:20:40
40% of Adjusted Net Bank Credit or Credit Equivalent amount of OFF Balance Sheet Exposure whichever is higher
40%
31.03.2011
As on 31st March of Previous Year
30.09.2010
01.04.2010
On a Surprise date given by RBI
100%
40%
33.33%
1%
5%
One third
Two third
3/4
4/5
None of the above
Departmment of Revenue Intelligence
Differential Rate of Interest
Differential Interest Rate
District Recovery Initiative
None of the above
50
75
100
125
200
7.50
10 crores
20 crores
50 crores
100 crores
Paddy
Pulses
Edible Oil Seeds
Onion
Buffer and Unreleased Stock of Sugar Mills under Levy and Free Sale
By Margin
By Pricing
By Collateral Cover
By Repayment
All the above
Sec 19(2) and (3) of Banking Regulation Act 1949
Sec 31 and 85 of NI act
Section 27 and 31 of RBI act
Sec 171 and 172 of Indian Contract Act
Section 41 and 42 of Banking Companies Acquisition Act
Not Exceeding 30% of Paid Up Share Capital of the Company
Not Exceeding 30% of Paid Up Share Capital of the Bank and reserves
A or B Whichever is less
A or B Whichever is more
As Investment we Bank can Hold Not Exceeding 30% of Paid Up Share Capital of the Bank and reserves and Security towards any advance Bank Can Hold Not Exceeding 30% of Paid Up Share Capital of the Company
True
False
Recovery Policy
Exit Policy
Multiple/Consortium Banking Policy
Rehabilitation and Nursing Policy
OTS Policy
Survival Strategy
Going Concern
Ever Greening
Quick Mortality
Holding On Operations
3 months
6 months
12 months
Till facilities are availed by Borrower
No Time Frame Specified
When the value of the Property is above Rs 1 Crore
When the value of the Property is above Rs 2 Crore
When the value of the Property is above Rs 3 Crore
When the value of the Property is above Rs 5 Crore
When the value of the Property is above Rs 1o Crore
Lower of the two should be taken
A Third Valuer @ The cost of Borrower should be engaged
Matter to be referred Institute of Valuers
We have another Bank Panel Valuer
We have to summon our Bank's Engineers from Premises Department
Off Site and On Site Audit Process
On Site and Off Site Audit Process
Internal and External Audit
Statutory and Non Statutory Audit
Revenue Audit and Compliance Audit
Fund Based Limits of Rs 1 Crore
Non Fund Based Limits of Rs 1 Crore
FB + NFB Limits of Rs 1 crore
TL Limits of Rs 2 Crores
Working Capital Limits of Rs 2 Crore
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