Nomura Asset Management: What Is Your Money Personality Type?
Our personalities influence what we choose to do with our money. Identifying and understanding your own Money Personality can help you make more informed decisions in the future
- 1.What is your ideal investment time period?
- A.
Less than 1 year
- B.
1 to 3 years
- C.
3 to 7 years
- D.
More than 7 years
- 2.Do you have your retirement finances planned out?
- A.
Yes, but I'm still concerned they might not meet my future needs
- B.
Yes, I tend to review my plans regularly
- C.
I wish
- D.
No, I'll worry about that a little later
- 3.How important is spending on new trending items to you?
- A.
Not important at all
- B.
Very important, I can't resist myself
- C.
Somewhat, sometimes I might find good deals
- D.
Neutral, it often depends on what my current financial situation is
- 4.How much do you fear being in debt?
- A.
Very much
- B.
A little
- C.
It depends on my future income!
- D.
Not at all
- 5.Where does most of your additional income go to?
- A.
New things and experiences
- B.
Straight to my savings account
- C.
Sometimes I'll treat myself, sometimes I'll invest it
- D.
Some form of an investment
- 6.Which of these statements most accurately captures how you feel about credit cards?
- A.
Tool of the devil
- B.
Use in moderation, sometimes I can get discounts
- C.
Just can't live without it
- D.
Convenient, neither good nor bad, I will constantly monitor what I use it on
- 7.On a scale of 1 to 4, 1 being not well-versed at all and 4 being extremely well-versed, how well-versed are you with different financial assets and investment products?
- A.
1
- B.
2
- C.
3
- D.
4
- 8.How closely do you monitor your finances?
- A.
Not closely at all, only when I know I'm in trouble
- B.
Every now and then
- C.
Closely, I like to be updated on the latest business news
- D.
Very closely, I keep every receipt, every penny counts
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