Financial Safety: Protecting Youth From Frauds And Scams (Oh)

1. Which of the following is a red flag for a lottery scam?

Being asked to pay a fee or taxes up front to claim a prize.

Winning money for a lottery you entered.

A gas station selling lots of scratch-off lottery tickets.

Having taxes or fees reduced from your prize winnings.

Financial Safety: Protecting Youth From Frauds And Scams (Oh) - Quiz

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3. An “Overpayment” scam is when a scammer

Pays too much using a fraudulent check and asks you to return the difference.

Gives someone too much cash.

Charges too much for an item.

Returns stolen goods to a store for a cash return.

6. What is one of the best ways a renter can protect him/herself from becoming the victim of a housing scam?

Visit the property and research the landlord or property management company online.

Bring a credit report to the showing.

Live with a roommate.

Compare property prices online extensively before choosing a property to rent.

8. Which of the following is one reason youth in foster care are often the victims of identity theft?

All choices are correct

They usually have no credit.

Their personal information passes hands frequently.

They usually have no criminal history.

9. What is a good way to keep foster youth’s identities safe?

Store sensitive documents using secure web-based cloud storage such as www.MyJumpVault.org.

Conduct sensitive business over public Wifi.

Save passwords and login information on public computers.

Tear up papers with private information on it before you throw it away.

10. Which of the following statements about predatory lending is false?

All loans are predatory.

Often, the finance company offering a predatory loan is operating completely within the law.

Offers that say “No credit? No problem.” are often associated with predatory lending practices.

Predatory lending happens when high-pressure sales tactics are used to get someone to borrow more than they should.