Financial Safety: Protecting Youth From Frauds And Scams (Oh)
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Which of the following is a red flag for a lottery scam?
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Being asked to pay a fee or taxes up front to claim a prize.
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Winning money for a lottery you entered.
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A gas station selling lots of scratch-off lottery tickets.
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Having taxes or fees reduced from your prize winnings.
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- 2.
What is the earliest a person can have his or her identity stolen?
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No one is too young to have their identity stolen.
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Age 18
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As soon as the person begins working or establishes credit.
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Age 16
Correct Answer
A. No one is too young to have their identity stolen. -
- 3.
An “Overpayment” scam is when a scammer
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Pays too much using a fraudulent check and asks you to return the difference.
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Gives someone too much cash.
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Charges too much for an item.
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Returns stolen goods to a store for a cash return.
Correct Answer
A. Pays too much using a fraudulent check and asks you to return the difference. -
- 4.
Which of the following is a red flag for a job scam?
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All choices are correct.
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Higher-than-normal wages.
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Interviews over Instant Message.
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Skilled jobs that say “No experience necessary.”
Correct Answer
A. All choices are correct. -
- 5.
You cannot get in trouble simply for buying stolen goods.
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True
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False
Correct Answer
A. False -
- 6.
What is one of the best ways a renter can protect him/herself from becoming the victim of a housing scam?
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Visit the property and research the landlord or property management company online.
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Bring a credit report to the showing.
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Live with a roommate.
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Compare property prices online extensively before choosing a property to rent.
Correct Answer
A. Visit the property and research the landlord or property management company online. -
- 7.
If I’m worried about a minor in my care having his or her identity compromised, I can create and freeze a credit report on his or her behalf.
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True
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False
Correct Answer
A. True -
- 8.
Which of the following is one reason youth in foster care are often the victims of identity theft?
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All choices are correct
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They usually have no credit.
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Their personal information passes hands frequently.
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They usually have no criminal history.
Correct Answer
A. All choices are correct -
- 9.
What is a good way to keep foster youth’s identities safe?
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Store sensitive documents using secure web-based cloud storage such as www.MyJumpVault.org.
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Conduct sensitive business over public Wifi.
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Save passwords and login information on public computers.
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Tear up papers with private information on it before you throw it away.
Correct Answer
A. Store sensitive documents using secure web-based cloud storage such as www.MyJumpVault.org. -
- 10.
Which of the following statements about predatory lending is false?
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All loans are predatory.
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Often, the finance company offering a predatory loan is operating completely within the law.
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Offers that say “No credit? No problem.” are often associated with predatory lending practices.
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Predatory lending happens when high-pressure sales tactics are used to get someone to borrow more than they should.
Correct Answer
A. All loans are predatory. -
Quiz Review Timeline (Updated): May 3, 2019 +
Our quizzes are rigorously reviewed, monitored and continuously updated by our expert board to maintain accuracy, relevance, and timeliness.
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Current Version
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May 03, 2019Quiz Edited by
ProProfs Editorial Team -
May 03, 2019Quiz Created by
Qpicuyahoga
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