Financial Safety: Protecting Youth From Frauds And Scams (Nv)

Thank you for starting the Financial Safety: Protecting Youth from Frauds and Scams quiz. To begin, enter your full name and email address. By clicking start you confirm that you have viewed the entire video. You will have 3 attempts to pass this quiz with a... see morescore of 80% or higher. If you do not pass, the quiz will be locked. To unlock the quiz, email Center Support at centersupport@usf. Edu and let us know which state you reside in and what quiz you need unlocked. The quiz will be unlocked within 1 business day of the request. Once unlocked, you will be required to re-watch the training video and attempt the quiz again.
Upon successful completion of the following quiz a certificate screen will appear and you will automatically receive a confirmation email with a link to your certificate. Right-click on the image to save or print the certificate. This training is valid for 0.5 of Foster Parent Re-licensing hours.
see less

2. Which of the following is a red flag for a lottery scam?

Being asked to pay a fee or taxes up front to claim a prize.

Winning money for a lottery you entered.

A gas station selling lots of scratch-off lottery tickets.

Having taxes or fees reduced from your prize winnings.

3. What is the earliest a person can have his or her identity stolen?

No one is too young to have their identity stolen.

Age 18

As soon as the person begins working or establishes credit.

Age 16

4. Which of the following is a red flag for a job scam?

All choices are correct.

Higher-than-normal wages.

Interviews over Instant Message.

Skilled jobs that say “No experience necessary.”

5. An “Overpayment” scam is when a scammer

Pays too much using a fraudulent check and asks you to return the difference.

Gives someone too much cash.

Charges too much for an item.

Returns stolen goods to a store for a cash return.

7. Which of the following is one reason youth in foster care are often the victims of identity theft?

All choices are correct

They usually have no credit.

Their personal information passes hands frequently.

They usually have no criminal history.

8. What is one of the best ways a renter can protect him/herself from becoming the victim of a housing scam?

Visit the property and research the landlord or property management company online.

Bring a credit report to the showing.

Live with a roommate.

Compare property prices online extensively before choosing a property to rent.

9. What is a good way to keep foster youth’s identities safe?

Store sensitive documents using secure web-based cloud storage such as www.MyJumpVault.org.

Conduct sensitive business over public Wifi.

Save passwords and login information on public computers.

Tear up papers with private information on it before you throw it away.

10. Which of the following statements about predatory lending is false?

All loans are predatory.

Often, the finance company offering a predatory loan is operating completely within the law.

Offers that say “No credit? No problem.” are often associated with predatory lending practices.

Predatory lending happens when high-pressure sales tactics are used to get someone to borrow more than they should.