I received an e-mail from
my bank telling me to click on a link and verify my account information. If I don’t do this, I could have
problems with my account.
I just got my first credit
card, and suddenly I’m getting all kinds of credit card offers in the
mail. If I want, I can contact
someone to stop sending me this junk mail.
I just bought my first car and got a
loan to pay for it. Some months,
though, I have
trouble making my payments. If I default on my loan, only this lender will know
about it, and some day, if I need another loan, I’ll still be able to get it
from another lender.
I want to know what my credit
report says about my credit
history, but the information is secret and I can't get a copy because only
banks can see my credit report.
If I’m late in paying my
credit card bill, I may have to pay a late fee in addition to interest charges,
and my interest rate may also increase.
I received an e-mail from a
stranger in a foreign country telling me that he has inherited about $15
million from his uncle, but cannot get the money out because of complicated
rules. He promises that if I send him $500 to help him, I’ll be guaranteed a
percentage of the inheritance. Since the e-mail sender knew my name and e-mail address,
I can trust him.
I received a pre-approved
credit offer, but I already have a credit card and don’t want another one. I should shred the offer before I throw
it out, because it might contain personal information that could be used for