I just got my first credit
card, and suddenly I’m getting all kinds of credit card offers in the
mail. If I want, I can contact
someone to stop sending me this junk mail.
I just bought my first car and got a
loan to pay for it. Some months,
though, I have
trouble making my payments. If I default on my loan, only this lender will know
about it, and some day, if I need another loan, I’ll still be able to get it
from another lender.
I want to know what my credit
report says about my credit
history, but the information is secret and I can't get a copy because only
banks can see my credit report.
I received a pre-approved
credit offer, but I already have a credit card and don’t want another one. I should shred the offer before I throw
it out, because it might contain personal information that could be used for