Indiana Health Regulations and Compliance Quiz

1. How often will a woman considered a 'woman at risk' be entitled to a mammogram?

Every year

Every 3 years

Every 5 years

Every 2 years

Women considered 'at risk' for breast cancer are generally recommended to have an annual mammogram in order to detect any potential issues early on.

Explanation

Women considered 'at risk' for breast cancer are generally recommended to have an annual mammogram in order to detect any potential issues early on.

2. What is the recommended frequency for a woman over 40 to have a mammogram?

Every 2 years

Every 5 years

Every year

Only if there are symptoms

Mammograms are recommended every year for women over 40 to screen for breast cancer and detect any abnormalities early for better treatment outcomes.

Explanation

Mammograms are recommended every year for women over 40 to screen for breast cancer and detect any abnormalities early for better treatment outcomes.

3. A small health group under Indiana law is one defined as having between 2 and under ______employees.

75

50

25

100

According to Indiana law, a small health group is defined as having between 2 and under 50 employees, making 50 the correct answer.

Explanation

According to Indiana law, a small health group is defined as having between 2 and under 50 employees, making 50 the correct answer.

4. Can an insurance company refuse to insure a person with AIDS?

Yes

No

Maybe

It depends

Insurance companies can legally refuse to insure a person with AIDS due to the high cost of treatment and potential risks involved in providing coverage for someone with a pre-existing medical condition.

Explanation

Insurance companies can legally refuse to insure a person with AIDS due to the high cost of treatment and potential risks involved in providing coverage for someone with a pre-existing medical condition.

5. How many hours of specialized education would be required to sell Long Term Care in Indiana?

8 hours

16 hours

12 hours

4 hours

In Indiana, individuals looking to sell Long Term Care insurance are required to complete 8 hours of specialized education to obtain the necessary license.

Explanation

In Indiana, individuals looking to sell Long Term Care insurance are required to complete 8 hours of specialized education to obtain the necessary license.

6. Until what age can a child remain on a parent's Medical Expense Health Insurance policy?

Twenty-One (21)

Thirty (30)

Eighteen (18)

Twenty-Six (26)

In the United States, the Affordable Care Act allows children to remain on their parent's health insurance policy until they turn twenty-six (26) years old.

Explanation

In the United States, the Affordable Care Act allows children to remain on their parent's health insurance policy until they turn twenty-six (26) years old.

7. A woman can receive one baseline mammogram between the ages of _____ and ______.

Twenty (20) and Twenty-Five (25)

Forty-Five (45) and Fifty (50)

Thirty-Five (35) and Forty (40)

Fifty (50) and Fifty-Five (55)

A baseline mammogram is typically recommended for women between the ages of 35 and 40 as a screening tool for breast cancer. This initial mammogram provides a basis for comparison in future screenings.

Explanation

A baseline mammogram is typically recommended for women between the ages of 35 and 40 as a screening tool for breast cancer. This initial mammogram provides a basis for comparison in future screenings.

8. When two parents each cover their child under their Group Health plan, how do we determine which parent's policy is primary?

The policy with the lower deductible.

The policy with the higher premium.

The policy of the parent with the higher income.

The BIrthday Rule

The Birthday Rule is used to determine which parent's insurance is primary for a child covered under both parents' plans. This rule states that the plan of the parent whose birthday falls earliest in the year is considered the primary plan.

Explanation

The Birthday Rule is used to determine which parent's insurance is primary for a child covered under both parents' plans. This rule states that the plan of the parent whose birthday falls earliest in the year is considered the primary plan.

9. How many hours of specialized education are required to sell Long Term Care Partnership policies in Indiana?

20 hours

10 hours

15 hours

5 hours

In Indiana, to sell Long Term Care Partnership policies, individuals are required to complete 15 hours of specialized education.

Explanation

In Indiana, to sell Long Term Care Partnership policies, individuals are required to complete 15 hours of specialized education.

10. What program allows an Insured to protect more of their assets from Medicaid Spendown?

Medicare Advantage Program

Medicaid Buy-In Program

Supplemental Security Income Program

Long Term Care Partnership Program

The Long Term Care Partnership Program is designed to allow individuals to protect more of their assets from Medicaid Spendown when they require long term care services. This program works in conjunction with private long term care insurance policies to help individuals maintain more of their assets while still qualifying for Medicaid benefits.

Explanation

The Long Term Care Partnership Program is designed to allow individuals to protect more of their assets from Medicaid Spendown when they require long term care services. This program works in conjunction with private long term care insurance policies to help individuals maintain more of their assets while still qualifying for Medicaid benefits.

11. The Long Term Care Partnership program is a partnership between Insurance Companies and the ________.

Healthcare providers

Non-profit organizations

Financial institutions

Government

The Long Term Care Partnership program is a joint initiative between Insurance Companies and the Government to help individuals plan for long-term care needs while also protecting assets.

Explanation

The Long Term Care Partnership program is a joint initiative between Insurance Companies and the Government to help individuals plan for long-term care needs while also protecting assets.

12. Newborns and adopted children can be covered under their parent's Medical Expense plan, but the parent must notify the company within ______days of their birth or adoption.

45

90

30

60

Parents must notify the company within 60 days of the birth or adoption to ensure that their newborns or adopted children can be covered under their Medical Expense plan.

Explanation

Parents must notify the company within 60 days of the birth or adoption to ensure that their newborns or adopted children can be covered under their Medical Expense plan.