Cwmc Module 29: Travel & Vacation Competency Test
This quiz is part of LFE Institute's CWMC (Certified Workplace Money Coaching) course. It will test your proficiency in the Travel & Vacation Module (Module 29) of the program. The questions are all multiple choice, and are designed to be a review of this Module. Let LFE know when you've successfully completed this test and are ready to begin the next Module. Correct answers required for passing grade: 11/12
- 1.Which of these travel goals is unrelated to CWMC Module 29: Travel & Vacation?
- A.
Avoid travel scams
- B.
Find tax havens abroad
- C.
Save thousands of dollars
- D.
Stay safe when taking vacations
- E.
Find low-cost destinations
- 2.Which of the following locations would be good to suggest as a potential low-cost vacation option? (check all that apply)
- A.
Monaco
- B.
Las Vegas
- C.
London
- D.
New York City
- E.
U.S. National Parks
- 3.Which of the following would you include in a Money Coaching response as smart foreign travel tips? (check all that apply)
- A.
Pack lightly and efficiently
- B.
Hostels are expensive lodging options
- C.
Bring along a few basic first aid supplies
- D.
Travel during the “off season” to save money
- E.
Use cash exchange bureaus overseas for the best rates
- 4.National Financial Literacy Month is officially celebrated each year in:
- A.
February
- B.
April
- C.
June
- D.
August
- E.
October
- 5.Which of the following need to be avoided to keep money safe while traveling? (check all that apply)
- A.
Display only the minimum amount of cash necessary when making transactions
- B.
Use traveler's checks issued by American Express or a major bank
- C.
Take various credit cards when traveling
- D.
Hide the bulk of vacation funds out of site in your luggage
- E.
Keep most of your cash and valuables in a hotel safe whenever possible
- 6.Which of the following ways to take a vacation usually cost little or no money? (check all that apply)
- A.
Explore the U.S. National Park system
- B.
Purchase discount pro baseball tickets from walk-in sales staff
- C.
Redeem unused gift cards, coupons, and certificates
- D.
Check newspaper, radio, or television for area events, festivals, and local celebrations
- E.
Fly overseas during the holidays
- 7.Select the signs of a possible travel scam: (check all that apply)
- A.
You're offered free or heavily discounted trips in exchange for attending "brief presentations"
- B.
Vague trip details, such as cancellation and refund policies
- C.
Physical address and toll-free number are listed on the travel company’s Web site
- D.
No purchase necessary to win an advertised prize
- E.
You're asked to pay before the travel agent provides a contract or written documentation
- 8.The act of families or groups vacationing together and sharing expenses is called:
- A.
Consolidating
- B.
Togethering
- C.
Staycationing
- D.
Familia
- E.
None of the above
- 9.Which of the following items are NOT advisable for foreign travel? (check all that apply)
- A.
Cashier’s checks
- B.
Passport
- C.
Debit card
- D.
Variety of credit cards
- E.
Traveler’s checks
- 10.Which of the following are the most positive reasons for an employer to provide vacation benefits (PTO: paid time off) to employees? (check all that apply)
- A.
It’s required by federal law
- B.
It builds morale, creating more effective and productive employees
- C.
Employees need an occasional break to be more effective at work
- D.
It provides a good opportunity for the employer to cross-train other employees
- E.
It forces the remaining employees to work harder to compensate
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