Chapter 16 State Portion: Specific To Accident And Health Insurance

15 Questions | Total Attempts: 1079

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Health Insurance Quizzes & Trivia

Questions and Answers
  • 1. 
    How many days must an insured provide, prior to the termination of their insurance contract?
    • A. 

      5 days

    • B. 

      10 days

    • C. 

      15 days

    • D. 

      20 days

  • 2. 
     Barbara pays her $75.00 premium every week. What is her Grace Period?  
    • A. 

      15 days

    • B. 

      10 days

    • C. 

      30 days

    • D. 

      7 days

  • 3. 
    A producer must complete 24 hours of Continuing Education Credits in order to renew their license. How many of those credits must include Ethics?
    • A. 

      2

    • B. 

      3

    • C. 

      5

    • D. 

      None

  • 4. 
    John willfully failed to provide evidence requested by the Commissioner. If convicted of a misdemeanor, what fine may John be subject to pay?
    • A. 

      $500.00

    • B. 

      $1000.00

    • C. 

      $300.00

    • D. 

      $100.00

  • 5. 
    Within what time frame must an insured give written notice regarding a claim?  
    • A. 

      10 days

    • B. 

      5 days

    • C. 

      15 days

    • D. 

      20 days

  • 6. 
    Newborn children are automatically covered fro:  
    • A. 

      30 days

    • B. 

      10 days

    • C. 

      15 days

    • D. 

      20 days

  • 7. 
    When can Medicare Supplement policies are marketed if they limit coverage by a medical condition?
    • A. 

      Never

    • B. 

      When disclosed to the Governor

    • C. 

      When approved by the Commissioner

    • D. 

      When approved by the executive officer

  • 8. 
    How does the Commissioner achieve his or her job?  
    • A. 

      Elected by the public

    • B. 

      Appointed by the majority

    • C. 

      Elected by the Government representatives

    • D. 

      Appointed by the Governor

  • 9. 
    What is the Free Look period for Medicare Supplement policies?  
    • A. 

      10 days

    • B. 

      15 days

    • C. 

      20 days

    • D. 

      30 days

  • 10. 
    Jim pays his premium monthly. What is his Grace Period?  
    • A. 

      7 days

    • B. 

      30 days

    • C. 

      31 days

    • D. 

      10 days

  • 11. 
     Mary is medically uninsurable. Which of the following would be able to offer her coverage?  
    • A. 

      Maryland Health insurance Plan

    • B. 

      Maryland Division of Care

    • C. 

      Maryland Supplemental Program

    • D. 

      Maryland Contributory Plan

  • 12. 
     An HMO provides Health services to members known as:  
    • A. 

      Subscribers

    • B. 

      Participants

    • C. 

      Patients

    • D. 

      Providers

  • 13. 
     Harold is not satisfied with his policy, and he wants a refund. Within how many days from receiving his policy, can Harold surrender it for a refund?  
    • A. 

      5 days

    • B. 

      Immediately

    • C. 

      10 days

    • D. 

      20 days

  • 14. 
    Carl’s policy lapsed. Which of the following would reinstate his policy?  
    • A. 

      Carl’s insurance company accepted his late payment

    • B. 

      Carl sent a written notice regarding his late payment

    • C. 

      Carl was issued a reinstatement application

    • D. 

      Carl contacted his agent

  • 15. 
    What is a party that renders services from an insurance contract called?  
    • A. 

      Insurance Carrier

    • B. 

      Insured

    • C. 

      Eligible

    • D. 

      A Participant

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