Alu Student-created Practice Test

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  • 1/116 Questions

    The condition caused when gastric secretions back up into the esophagus is:

    • Diverticulitis
    • Gastric ulcer
    • Gastroesophageal reflux
    • Peristalsis
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About This Quiz

ALU 101 practice test - to be used as a self-assessment. Please note that this is in no way affiliated or endorsed by the Academy of Life Underwriting nor its Education Committee. This practice test is just that - for practice - and was created by a non-underwriter. The questions used were gathered randomly using the materials given and does not, to my knowledge, contain any questions actually used in the formal test. Questions are representative of the types of questions / format and chances are you will not see them in the actual exam. This should not be used as a study guide but more to just assess yourself on how well you know the material after you've studied.

Alu Student-created Practice Test - Quiz

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  • 2. 

    Insulin is produced in the beta cells of the:

    • Kidneys

    • Small intestine

    • Large intestines

    • Pancreas

    Correct Answer
    A. Pancreas
    Explanation
    Insulin is a hormone that regulates blood sugar levels in the body. It is produced in the beta cells of the pancreas. These cells are specifically designed to synthesize and release insulin into the bloodstream. Insulin plays a crucial role in the metabolism of carbohydrates, fats, and proteins. It helps to lower blood sugar levels by allowing cells to take in glucose from the bloodstream and use it for energy or store it for later use. Without insulin production in the pancreas, the body would not be able to properly regulate blood sugar levels, leading to conditions like diabetes.

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  • 3. 

    Which of the following difficulties can occur when obtaining medical records from other countries?1. lack of accuracy in translation2. time delays3. incomplete records

    • 1 and 2 only are correct

    • 1 and 3 only are correct

    • 2 and 3 only are correct

    • All are correct

    Correct Answer
    A. All are correct
    Explanation
    ALU Ch14

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  • 4. 

    The brain is part of the:

    • Autonomic nervous system

    • Central nervous system

    • Sympathetic nervous system

    • Peripheral nervous system

    Correct Answer
    A. Central nervous system
    Explanation
    A&P ch 8

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  • 5. 

    In foreign travel risk, which factor is considered negative risk (red flags)?

    • Applicant is 18-70

    • Travel is outside urban areas

    • Lodging in a hotel

    • Purpose is vacation

    Correct Answer
    A. Travel is outside urban areas
    Explanation
    ALU Ch 14

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  • 6. 

    Jaundice is caused by an excessive accumulation of:

    • Bilirubin

    • Platelets

    • GlobulinP

    • Erythrocytes

    Correct Answer
    A. Bilirubin
    Explanation
    A&P Ch 11

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  • 7. 

    The vitamin formed in the skin by sunlight is:

    • Vitamin A

    • Vitamin C

    • Vitamin D

    • Vitamin E

    Correct Answer
    A. Vitamin D
    Explanation
    A&P Ch 5

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  • 8. 

    Treatments for coronary artery disease include all of the following EXCEPT:

    • Angioplasty

    • Bypass surgery

    • Medical therapy

    • Pneumonectomy

    Correct Answer
    A. Pneumonectomy
    Explanation
    ALU ch5

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  • 9. 

    Diabetes can be diagnosed using these tools EXCEPT FOR:

    • 2 hour glucose tolerance test (GTT)

    • Glycohemoglobin or HgbA1c

    • Fasting blood suar test

    • Ketoacidosis

    Correct Answer
    A. Ketoacidosis
    Explanation
    ALU Ch 3

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  • 10. 

    Retinopathy, neuropathy and Nephropathy are all possible complications resulting from:

    • Hypertension

    • Diabetes

    • Hypotension

    • Cancer

    Correct Answer
    A. Diabetes
    Explanation
    ALU ch3

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  • 11. 

    Cancer treatment can include all of the following EXCEPT for:

    • Pathology

    • Surgery

    • Radiotherapy

    • Chemotherapy

    Correct Answer
    A. Pathology
    Explanation
    ALU Ch 4

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  • 12. 

    The following are tools used in diagnosing build EXCEPT:

    • Blood pressure

    • Waist to hip ratio

    • BMI

    • Waist ciircumference

    Correct Answer
    A. Blood pressure
    Explanation
    ALU ch 2

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  • 13. 

    Ketoacidosis is a complication associated with:

    • Coronary artery disease

    • Hepatitis

    • Diabetes

    • Peptic ulcer

    Correct Answer
    A. Diabetes
    Explanation
    A&P Ch 10

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  • 14. 

    Within the beta cells of the pancreas, _____________ is produced.

    • Insulin

    • Bile

    • Neurons

    • Mucous

    Correct Answer
    A. Insulin
    Explanation
    ALU Ch 3

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  • 15. 

    The following lists complications related to obesity EXCEPT for:

    • Sleep apena

    • Diabetes

    • Congestive heart failure

    • Osteoporosis

    Correct Answer
    A. Osteoporosis
    Explanation
    Osteoarthritis...not Osteoporosis
    ALU Ch2

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  • 16. 

    Insulin dependent diabetes (IDDM) is also known as:

    • Adult Onset diabetes

    • Type 1

    • Type 2

    • Gestational diabetes

    Correct Answer
    A. Type 1
    Explanation
    Insulin dependent diabetes (IDDM) is also known as Type 1 diabetes. This type of diabetes occurs when the body's immune system mistakenly attacks and destroys the insulin-producing cells in the pancreas. As a result, the body is unable to produce insulin, which is necessary for regulating blood sugar levels. People with Type 1 diabetes require daily insulin injections or the use of an insulin pump to manage their blood sugar levels. Unlike Type 2 diabetes, which is often associated with lifestyle factors and can sometimes be managed with diet and exercise, Type 1 diabetes is not preventable and is typically diagnosed in childhood or early adulthood.

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  • 17. 

    Organs that secrete a substance are:

    • Tissues

    • Ducts

    • Glands

    • Tubules

    Correct Answer
    A. Glands
    Explanation
    A&P Ch 4

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  • 18. 

    Which of the following disorders may disqualify a pilot from receiving a medical certificate?1. bipolar disorder2. substance abuse3. angina

    • Only 3 is correct

    • 1 and 2 only are correct

    • 2 and 3 only are correct

    • All are correct

    Correct Answer
    A. All are correct
    Explanation
    ALU Ch 12

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  • 19. 

    A prognosis in cancer is Metastasis, which refers to:

    • Spreading through the bloodstream

    • A tumor ruptures or scatters

    • Hemorrhaging

    • Spreading to lymph nodes and organs

    Correct Answer
    A. Spreading to lymph nodes and organs
    Explanation
    ALU Ch 4

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  • 20. 

    Within each middle ear cavity are the malleus, incus, and stapes, which are the three______________

    • Auditory bones

    • Vomer

    • Meninges

    • Epithelium

    Correct Answer
    A. Auditory bones
    Explanation
    A&P Ch 6

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  • 21. 

    The formation of urine involves all of the following processes EXCEPT:

    • Tubular reabsorption

    • Glomerular filtration

    • Tubular secretion

    • Vitamin D activation

    Correct Answer
    A. Vitamin D activation
    Explanation
    A&P ch 18

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  • 22. 

    Items listed below are complications that can result from diabetes, EXCEPT:

    • Hypoglycemia

    • Ketoacidosis

    • Retinopathy

    • Hypothyroidism

    Correct Answer
    A. Hypothyroidism
    Explanation
    ALU Ch 3

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  • 23. 

    The type of Diabetes in which the pancres can no longer produce insulin.

    • Gestational Diabetes

    • Type 2 Diabetes

    • Pre-Diabetes

    • Type 1

    Correct Answer
    A. Type 1
    Explanation
    ALU Ch 3

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  • 24. 

    Serum and plasma are:

    • Rupture of red blood cells

    • Proteins produced by the immune system

    • The liquid portions of blood

    • Serum proteins

    Correct Answer
    A. The liquid portions of blood
    Explanation
    ALU Ch 5

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  • 25. 

    A life insurance policy that pays upon the death of the second insured is a ______________

    • Variable Life

    • Survivorship

    • First-to-die

    • Limited pay Whole life

    Correct Answer
    A. Survivorship
    Explanation
    ALU Ch 9

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  • 26. 

    Within nerve tissues, axon carries impulses away from the cell body and ____________ carry impulses toward the cell body.

    • Dendrites

    • Involuntary Muscles

    • Serous fluid

    • Mucus

    Correct Answer
    A. Dendrites
    Explanation
    A&P Ch 4

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  • 27. 

    A Rider benefit can be added to a life insurance policy.  Which benefit allows the death benefit to be obtained prior to death via policy loans?

    • Accelerated Death Benefit

    • Accidental Death Benefit

    • Guaranteed Insurability Option

    • Waiver of premium

    Correct Answer
    A. Accelerated Death Benefit
    Explanation
    ALU Ch 9

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  • 28. 

    Misrepresentation on an application is considered material when the:

    • Agent knew the information was false

    • Underwriting action would have been different if the truth was known

    • Applicant knew the information was false

    • Facts are discovered during the contestable period

    Correct Answer
    A. Underwriting action would have been different if the truth was known
    Explanation
    ALU CH 11

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  • 29. 

    Hypertension can lead to any of these diseases EXCEPT for:

    • Renal Insufficiency

    • Cancer

    • Proteinuria

    • Atrial Fibrillation

    Correct Answer
    A. Cancer
    Explanation
    ALU Ch 2

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  • 30. 

    When pricing an insurance product, the following factors are taken into account EXCEPT for:

    • Mortality costs

    • Investment assumptions

    • Profit

    • Executive benefits

    Correct Answer
    A. Executive benefits
    Explanation
    ALU Ch 9

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  • 31. 

    Within policy provisions, the Grace Period Provision states that if the insured dies in the grace period, then _________________________________

    • Benefits are denied

    • Benefits will not be released until the premium due is paid

    • Premium due is deducted from death benefit

    • Premium due will accumulate interest

    Correct Answer
    A. Premium due is deducted from death benefit
    Explanation
    ALU Ch 11

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  • 32. 

    In regards to International Risk, travel to a foreign nation extending 6 months or more is considered to be:

    • Foreign residence

    • Intermediate Risk

    • Landed Immigrant

    • Foreign National

    Correct Answer
    A. Foreign residence
    Explanation
    ALU CH 14

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  • 33. 

    All of the following statements regarding the cardiac cycle are correct EXCEPT:

    • It is the sequence of events in one heartbeat

    • The atria contract to pump blood into the ventricles

    • Systole is another term for relaxation

    • The normal cardiac cycle produces two sounds

    Correct Answer
    A. Systole is another term for relaxation
    Explanation
    A&P Ch12

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  • 34. 

    The following statements are correct in regard to hypertension EXCEPT:

    • Usually no signs or symptoms

    • Increases with obesity

    • Increases with advancing age

    • Can cause blood loss and infection

    Correct Answer
    A. Can cause blood loss and infection
    Explanation
    ALU Ch 2

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  • 35. 

    In staging cancer, TNM stands for:1)  Size of the tumor,

    • Tumor size, Number of lymph nodes involved and Mitotic activity

    • Treatment, number of cells affected, metastasis presence

    • Tumor size, number of cells affected, Mitotic activity

    • Tumor size, number of lymph nodes involved, metastasis presence

    Correct Answer
    A. Tumor size, number of lymph nodes involved, metastasis presence
    Explanation
    ALU Ch 4

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  • 36. 

    The percentage of blood in a ventricle pumped during systole is:

    • Cardiac output

    • Ejection fraction

    • Stroke volume

    • Venous return

    Correct Answer
    A. Ejection fraction
    Explanation
    A&P Ch12

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  • 37. 

    Characteristic features of term life insurance include which of the following?1. renewability2. interest sensitivity3. convertibility

    • 1 and 2 only are correct

    • 1 and 3 only are correct

    • 2 and 3 only are correct

    • All are correct

    Correct Answer
    A. 1 and 3 only are correct
    Explanation
    ALU Ch 9

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  • 38. 

    Which of the following statements regarding diabetic retinopathy is/are correct?1. It is a leading cause of blindness2. It is a condition affecting large arteries3. It is an early indicator of vascular disease.

    • Only 3 is correct

    • 1 and 2 only are correct

    • 1 and 3 only are correct

    • All are correct

    Correct Answer
    A. 1 and 3 only are correct
    Explanation
    ALU Ch3

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  • 39. 

    Potential adverse effects of weight loss medications include which of the following:1. decreased absorption of nutrients2. increased blood pressure3. decreased heart rate

    • Only 2 is correct

    • Only 3 is correct

    • 1 and 2 only are correct

    • 2 and 3 only are correct

    Correct Answer
    A. 1 and 2 only are correct
    Explanation
    ALU Ch2

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  • 40. 

    All of the following statements regarding type 2 diabetes mellitus are correct EXCEPT:

    • The body's cells are resistant to insulin

    • Onset is usually sudden

    • Many individuals are unaware they have the condition

    • Symptoms may include increased urination

    Correct Answer
    A. Onset is usually sudden
    Explanation
    ALU Ch3

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  • 41. 

    The Three types of Hypertension include all EXCEPT for:

    • Stage 2 hypertension

    • Pre-hypertension

    • Stage 1 hypertension

    • Gestational

    Correct Answer
    A. Gestational
    Explanation
    ALU CH 2

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  • 42. 

    Additional information that can be obtained from MIB includes:

    • Credit reports

    • Business statements

    • Business Beneficiary Report

    • Insurance Activity Index (IAI)

    Correct Answer
    A. Insurance Activity Index (IAI)
    Explanation
    ALU Ch 10

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  • 43. 

    The space between two neurons is called ________________

    • A Cuboidal

    • A synapse

    • Fibrous tissue

    • An Adipose

    Correct Answer
    A. A synapse
    Explanation
    A&P Ch 4

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  • 44. 

    The most important factor affecting mortality rates for auto racing is:

    • Driver experience

    • Vehicle speed

    • Fuel type

    • Track conditions

    Correct Answer
    A. Vehicle speed
    Explanation
    ALU ch 13

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  • 45. 

    Medications can cause which of the following adverse responses?1. physical dependence2. carcinogenic effect3. birth defects

    • Only 1 is correct

    • Only 2 is correct

    • 1 and 3 only are correct

    • All are correct

    Correct Answer
    A. All are correct
    Explanation
    ALU Ch 7

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  • 46. 

    Which represents the largest portion of general aviation, and the highest percent of fatal accidents?

    • Acrobatic aviation

    • Personal pleasure

    • Military

    • Commercial

    Correct Answer
    A. Personal pleasure
    Explanation
    ALU Ch 12

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  • 47. 

    All statements listed below are positive risk factors in foreign travel EXCEPT:

    • Short duration

    • Only major urban areas are visited

    • Applicant is 18-70 years old

    • Application is for annually renewable term or short-term plan

    Correct Answer
    A. Application is for annually renewable term or short-term plan
    Explanation
    ALU Ch 14

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  • 48. 

    Which of the following statements regarding diabetic retinopathy is/are correct?1. It is a leading cause of blindness2. It is a condition affecting large arteries3. It is an early indicator of vascular disease.

    • 3 only is correct

    • 1 and 2 only are correct

    • 1 and 3 only are correct

    • All are correct

    Correct Answer
    A. 1 and 3 only are correct
    Explanation
    ALU Ch 3

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  • 49. 

    All of the following statements regarding benign tumors are correct EXCEPT:

    • They usually grow slowly

    • They rarely metastasize

    • They have no mortality risk

    • Their cells show little or no mitotic activity

    Correct Answer
    A. They have no mortality risk
    Explanation
    ALU Ch4

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  • Apr 16, 2024
    Quiz Edited by
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  • Mar 31, 2009
    Quiz Created by
    Lkern

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