ALU 101 practice test - to be used as a self-assessment. Please note that this is in no way affiliated or endorsed by the Academy of Life Underwriting nor its Education Committee. This practice test is just that - for practice - and was created by a non-underwriter. The questions used were gathered randomly using the materials given and does not, to my knowledge, contain any questions actually used in the formal test. Questions are representative of the types of questions / format and chances are you will not see them in the actual exam. This should not be used as a study guide but more to just assess yourself on how well you know the material after you've studied.
Entire contract provision
Grace period provision
Ownership provision
Reinstatement provision
Investment in CDs
Strict underwriting criteria
Low interest rates
Rapid cash value accumulation
International Civil Aviation Organization (ICAO)
Transportation Safety Board (TSB)
Federal Aviation Administration (FAA)
International Aircraft Owners and Pilots Association (IAOPA)
Bilirubin
Platelets
GlobulinP
Erythrocytes
Cardiac output
Ejection fraction
Stroke volume
Venous return
Diverticulitis
Gastric ulcer
Gastroesophageal reflux
Peristalsis
The charity must be legitimate
The relationship between the insured and the charity must be established
A multiple of annual income is used to determine face amount
Substandard risks should be underwritten conservatively
Blood pressure
Waist to hip ratio
BMI
Waist ciircumference
Sleep apena
Diabetes
Congestive heart failure
Osteoporosis
Answers 3,4 and 5
Answers 1, 3, 4 and 5
Answers 2, 3 and 5
Answers 1, 2 and 3
All answers 1 through 5
Kidneys
Small intestine
Large intestines
Pancreas
Adult Onset diabetes
Type 1
Type 2
Gestational diabetes
Hypoglycemia
Ketoacidosis
Retinopathy
Hypothyroidism
Neutrophils
Eosinophils
Reticulocytes
Monocytes
Nasal cavities
Lungs
Larynx
Pharynx
3 only is correct
1 and 2 only are correct
1 and 3 only are correct
All are correct
1 and 2 only are correct
1 and 3 only are correct
2 and 3 only are correct
All are correct
Only 1 is correct
1 and 2 only are correct
2 and 3 only are correct
All are correct
Only 2 is correct
1 and 3 only are correct
2 and 3 only are correct
All are correct
1 and 2 only are correct
1 and 3 only are correct
2 and 3 only are correct
All are correct
Driver experience
Vehicle speed
Fuel type
Track conditions
Certifications
Health of client
Diving equipment used
Depth
Fuel type
Driver
Track
Tire tread
Bouldering
Buildering
Ice climbing
Climbing Wall
Murder rates
Fatal disease rates
Annual tourist count
Life expectancy
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